Welcome to 357 McCarthy Avenue, a licensed vacation rental just half a block from the beach in Oceano’s coastal neighborhood. This flexible property is designed for true beach living, with a layout that lets you enjoy it as one full home or functionally as two separate units so you can live in one and rent the other.
Upstairs, you’ll find bright, open living with a comfortable great room and fireplace, a sizable kitchen, two bedrooms, and a bathroom, all oriented to capture coastal light and sea breezes. A large second-story patio leads up to a third-story viewing deck, an ideal spot for sunrise coffee and sunset ocean views over the dunes and shoreline.
Downstairs, a second living room and second kitchen offer its own entrance with a fireplace, two full bathrooms, backyard space, and direct garage access, creating a natural separation of space for guests or tenants. This configuration makes it easy to occupy the upper level as your personal beach home while continuing to operate the lower level as a rental, or to rent the entire residence as one larger vacation property.
357 McCarthy sits on an approximately 4,140 sq ft lot and offers about 2,218 sq ft of living area, with a 3-car garage providing excellent parking and storage for beach gear and longer stays.
With its licensed vacation rental status, flexible two-unit-style floor plan, and unbeatable proximity to the ocean, this property is ideal for investors, second-home buyers, or anyone who wants to blend coastal living with strong rental potential. Come experience 357 McCarthy Avenue and imagine how you’ll enjoy living at the beach while your property works for you.
Under contract
Listed by: The Agents Central Coast • Amy Justice • Contact: 805-471-5111
$1,199,000
357 McCarthy Ave, Oceano, CA 93445
3beds
2,218sqft
Single Family Residence
Built in 2000
4,140 Square Feet Lot
$1,205,200 Zestimate®
$541/sqft
$-- HOA
What's special
- 18 days
- 381
- 24
Zillow last checked:
Listing updated:
Listed by:
Amy Justice DRE #01976115 805-471-5111,
The Agents Central Coast
Source: CRMLS,MLS#: PI26170978
Originating MLS: California Regional MLS
Originating MLS: California Regional MLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Bedroom, Entry/Foyer, Family Room, Kitchen, Living Room
Bedroom
- Features: Bedroom on Main Level
Bathroom
- Features: Bathtub, Separate Shower, Tub Shower
Kitchen
- Features: Kitchen/Family Room Combo
Heating
- Forced Air
Cooling
- None
Appliances
- Included: Dishwasher, Gas Cooktop, Disposal, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator
- Laundry: In Garage
Features
- Ceiling Fan(s), Open Floorplan, Pantry, Recessed Lighting, Bedroom on Main Level
- Flooring: Laminate
- Windows: Double Pane Windows
- Has fireplace: Yes
- Fireplace features: Family Room, Gas, Living Room
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 2,218 sqft
Property
Parking
- Total spaces: 3
- Parking features: Door-Multi, Garage Faces Front, Garage
- Attached garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Entry location: 1
- Pool features: None
- Spa features: None
- Fencing: Good Condition,Wood
- Has view: Yes
- View description: Ocean
- Has water view: Yes
- Water view: Ocean
Lot
- Size: 4,140 Square Feet
- Features: Drip Irrigation/Bubblers, Landscaped, Yard
Details
- Parcel number: 061012057
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Tile
Condition
- Turnkey
- New construction: No
- Year built: 2000
Utilities & green energy
- Electric: Standard
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Street Lights
- Subdivision: Oceano(350)
Location
- Region: Oceano
Financial & listing details
- Price per square foot: $541/sqft
- Tax assessed value: $896,510
- Date on market: 8/10/2026
- Cumulative days on market: 18 days
- Listing terms: Cash,Conventional
- Inclusions: All furniture, linens, etc available for negotiation.
- Road surface type: Paved
Estimated market value
$1,205,200
$1.14M - $1.27M
$7,266/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/15/2026 | Contingent | $1,199,000$541/sqft |
Source:  CRMLS #PI26170978 Report a problem | ||
| 8/10/2026 | Listed for sale | $1,199,000+47.7%$541/sqft |
Source: CRMLS #PI26170978 Report a problem | ||
| 12/16/2020 | Sold | $812,000-4.4%$366/sqft |
Source:  CRMLS #PI20243762 Report a problem | ||
| 11/26/2020 | Pending sale | $849,000$383/sqft |
Source: Big Block Realty #PI20243762 Report a problem | ||
| 11/21/2020 | Listed for sale | $849,000+53%$383/sqft |
Source: Big Block Realty #PI20243762 Report a problem | ||
| 7/1/2010 | Sold | $555,000+20.9%$250/sqft |
Source: Agent Provided Report a problem | ||
| 3/12/2010 | Sold | $459,000-41.8%$207/sqft |
Source: Public Record Report a problem | ||
| 8/28/2009 | Listing removed | $789,000$356/sqft |
Source: Ocean West Properties Report a problem | ||
| 3/28/2009 | Price change | $789,000-2.6%$356/sqft |
Source: Ocean West Properties Report a problem | ||
| 3/23/2009 | Listed for sale | $810,000+47.3%$365/sqft |
Source: Ocean West Properties Report a problem | ||
| 3/29/2002 | Sold | $550,000+29.4%$248/sqft |
Source: Public Record Report a problem | ||
| 9/20/2000 | Sold | $425,000+136.1%$192/sqft |
Source: Public Record Report a problem | ||
| 8/25/1999 | Sold | $180,000$81/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $896,510 +2% |
| 2025 | $9,726 +3.4% | $878,932 +2% |
| 2024 | $9,407 +1.1% | $861,699 +2% |
| 2023 | $9,302 +1.5% | $844,804 +2% |
| 2022 | $9,167 +0.2% | $828,240 +2% |
| 2021 | $9,150 +23.3% | $812,000 +22.9% |
| 2020 | $7,422 +0.7% | $660,956 +2% |
| 2019 | $7,369 +1.5% | $647,997 +2% |
| 2018 | $7,260 -0.1% | $635,292 +2% |
| 2017 | $7,270 +5.4% | $622,836 +2% |
| 2016 | $6,895 | $610,624 +1.5% |
| 2015 | $6,895 +12.1% | $601,453 +2% |
| 2014 | $6,153 | $589,672 +17.3% |
| 2012 | -- | $502,500 -9.5% |
| 2011 | -- | $555,000 -11.8% |
| 2010 | -- | $629,452 -0.2% |
| 2009 | -- | $630,948 +2% |
| 2008 | -- | $618,577 +2% |
| 2007 | -- | $606,449 +2% |
| 2006 | -- | $594,559 +2% |
| 2005 | -- | $582,902 +2% |
| 2004 | -- | $571,473 +1.9% |
| 2003 | -- | $561,000 +29.4% |
| 2002 | -- | $433,500 +2% |
| 2001 | -- | $425,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 93445
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