BACK ON MARKET - NO FAULT TO SELLERS!! Beautifully updated and move-in ready, this 3-bedroom, 3-bath ranch offers approximately 1,700 square feet of thoughtfully designed living space. This home also features a full unfinished basement that is ready for your own finishing touches, or great for storage. From the classic brick exterior to the hardwood floors and luxury vinyl plank flooring throughout, every detail creates a warm and inviting feel.
Step inside to a spacious living area that flows seamlessly into the updated kitchen, featuring stainless steel appliances, stylish finishes, and a timeless neutral design that complements any décor. The beautifully renovated bathrooms continue the home's modern, cohesive aesthetic.
The main level features three comfortable bedrooms, including a spacious primary suite, along with two full bathrooms and the convenience of main-level laundry. Just beyond the living space, the versatile three-season sunroom offers the perfect place to unwind, entertain, or gather with friends and family. Complete with the current projector setup, it's ready for Chiefs game days, Royals watch parties, movie nights, and more.
Step outside to the wood deck overlooking a large backyard with plenty of space for entertaining, gardening, pets, or play. Downstairs, the full unfinished basement offers exceptional storage and endless possibilities for future expansion. A third bathroom is already in place and awaiting your finishing touches, making it even easier to create additional living space, a recreation room, home gym, office, or workshop tailored to your needs.
Combining updated finishes, functional ranch-style living, and incredible potential for future growth, this well-maintained Independence home is one you won't want to miss.
Active
$279,900
3604 S Cottage St, Independence, MO 64055
3beds
1,658sqft
Single Family Residence
Built in 1962
0.28 Acres Lot
$-- Zestimate®
$169/sqft
$-- HOA
What's special
- 33 days |
- 1,261 |
- 103 |
Zillow last checked:
Listing updated:
Listed by:
Cheyenne Grimes 816-584-5231,
Fitz Osborn Real Estate LLC
Source: Heartland MLS as distributed by MLS GRID,MLS#: 2623970
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Ceiling Fan(s)
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13 x 12
Bedroom 2
- Features: Ceiling Fan(s)
- Level: Main
- Dimensions: 10 x 10
Bedroom 3
- Features: Ceiling Fan(s)
- Level: Main
- Dimensions: 13 x 11
Primary bathroom
- Features: Ceramic Tiles, Shower Only
- Level: Main
Bathroom 2
- Features: Ceramic Tiles, Shower Over Tub
- Level: Main
Dining room
- Level: Main
- Dimensions: 12 x 11
Family room
- Features: Fireplace
- Level: Main
- Dimensions: 18 x 14
Kitchen
- Features: Pantry, Solid Surface Counter, Vinyl
- Level: Main
- Dimensions: 16 x 11
Living room
- Level: Main
- Area: 198 Square Feet
- Dimensions: 18 x 12
Sun room
- Features: Ceiling Fan(s), Luxury Vinyl
- Level: Main
- Dimensions: 13 x 17
Heating
- Natural Gas
Cooling
- Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Purifier
- Laundry: In Hall, Main Level
Features
- Ceiling Fan(s), Painted Cabinets, Pantry
- Flooring: Carpet, Vinyl, Wood
- Doors: Storm Door(s)
- Basement: Concrete,Full,Unfinished,Bath/Stubbed,Sump Pump
- Number of fireplaces: 2
- Fireplace features: Basement, Family Room
Interior area
- Total structure area: 1,658
- Total interior livable area: 1,658 sqft
- Finished area above ground: 1,658
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Door Opener
- Attached garage spaces: 2
Features
- Patio & porch: Deck, Screened
- Fencing: Privacy,Wood
Lot
- Size: 0.28 Acres
- Dimensions: 100 x 121
- Features: City Lot
Details
- Parcel number: 33310145000000000
- Special conditions: As Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick Trim
- Roof: Composition
Condition
- Year built: 1962
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Monticello
HOA
- Has HOA: No
Location
- Region: Independence
Financial & listing details
- Price per square foot: $169/sqft
- Annual tax amount: $2,496
- Date on market: 6/5/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/14/2026 | Listed for sale | $279,900$169/sqft |
Source:  Heartland MLS as distributed by MLS GRID #2623970 Report a problem | ||
| 6/9/2026 | Pending sale | $279,900$169/sqft |
Source: Heartland MLS as distributed by MLS GRID #2623970 Report a problem | ||
| 6/5/2026 | Listed for sale | $279,900+19.1%$169/sqft |
Source: Heartland MLS as distributed by MLS GRID #2623970 Report a problem | ||
| 5/29/2024 | Sold | -- |
Source: Heartland MLS as distributed by MLS GRID #2478271 Report a problem | ||
| 4/4/2024 | Pending sale | $235,000$142/sqft |
Source: Heartland MLS as distributed by MLS GRID #2478271 Report a problem | ||
| 3/30/2024 | Price change | $235,000-6%$142/sqft |
Source: Heartland MLS as distributed by MLS GRID #2478271 Report a problem | ||
| 3/20/2024 | Listed for sale | $250,000$151/sqft |
Source: Heartland MLS as distributed by MLS GRID #2478271 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Luff
Nearby schools
GreatSchools rating
- 5/10John W. Luff Elementary SchoolGrades: PK-5Distance: 0.2 mi
- 7/10Bridger Middle SchoolGrades: 6Distance: 3.9 mi
- 4/10Truman High SchoolGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- Elementary: Luff
- Middle: Pioneer Ridge
- High: Truman
Source: Heartland MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Missouri
- Jackson County
- Independence
- 64055
- Luff
- 3604 S Cottage St
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Nearby zip codes
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