***Sellers are offering a $10k credit towards repairs/upgrades.***
Charming 1960 ranch-style home nestled on a spacious 0.31-acre lot in East Ridge's established Crestwood Heights neighborhood! This 3-bedroom, 2.5-bath gem offers 1,715 sq ft of living space across two finished levels, blending classic character with everyday functionality.
Step inside to find gleaming hardwood floors, soft blue walls, and an abundance of natural light throughout the main level. The separate dining room features stunning exposed brick accent walls and a classic chandelier -- a true conversation piece. The kitchen offers ample white cabinetry, tile floors, black appliances, and a large picture window overlooking the lush, tree-lined backyard. The primary bedroom is conveniently located on the main floor.
The finished basement expands your living options with an additional bedroom, full bath, and laundry closet -- ideal for guests, a home office, or flex space. Step outside to enjoy multiple outdoor living areas including a covered front porch, a rear deck with gorgeous wooded views, and a covered patio below -- perfect for entertaining or simply unwinding.
Additional highlights include an attached garage with kitchen-level parking, insulated vinyl windows, central air and heat, and a generous lot with mature trees providing shade and privacy.
Contingent
Price cut: $6K (6/5)
$279,000
3605 Phelps St, Chattanooga, TN 37412
3beds
1,715sqft
Single Family Residence
Built in 1960
0.31 Acres Lot
$275,300 Zestimate®
$163/sqft
$-- HOA
What's special
Insulated vinyl windowsCovered front porchCovered patio belowSeparate dining roomClassic chandelierSoft blue wallsGleaming hardwood floors
- 69 days |
- 184 |
- 3 |
Zillow last checked:
Listing updated:
Listed by:
Asher Black 423-208-4943,
Keller Williams Realty 423-664-1900,
Kyle Shrum 423-834-1301,
Keller Williams Realty
Source: Greater Chattanooga Realtors,MLS#: 1533688
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Basement
Bathroom
- Description: Full Bathroom
- Level: First
Bathroom
- Description: Bathroom Half
- Level: First
Bathroom
- Description: Full Bathroom
- Level: Basement
Dining room
- Level: First
Laundry
- Description: Closet
- Level: Basement
Living room
- Level: First
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Laundry: Laundry Closet
Features
- Ceiling Fan(s), Primary Downstairs, Tub/shower Combo, Separate Dining Room
- Flooring: Carpet, Hardwood, Linoleum, Tile
- Windows: Insulated Windows, Vinyl Frames
- Basement: Finished,Full
- Has fireplace: No
Interior area
- Total structure area: 1,715
- Total interior livable area: 1,715 sqft
- Finished area above ground: 1,715
Property
Parking
- Total spaces: 1
- Parking features: Kitchen Level
- Attached garage spaces: 1
Features
- Patio & porch: Deck, Patio, Porch, Porch - Covered
- Exterior features: None
- Pool features: None
Lot
- Size: 0.31 Acres
- Dimensions: 90.38 x 150
- Features: Gentle Sloping, Sloped
Details
- Parcel number: 168k J 013
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Other, Vinyl Siding
- Foundation: Brick/Mortar, Stone
- Roof: Shingle
Condition
- New construction: No
- Year built: 1960
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Connected, Water Connected
Community & HOA
Community
- Features: None
- Security: Smoke Detector(s)
- Subdivision: Crestwood Hgts
HOA
- Has HOA: No
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $163/sqft
- Tax assessed value: $262,500
- Annual tax amount: $1,526
- Date on market: 4/30/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$275,300
$262,000 - $289,000
$1,935/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/22/2026 | Contingent | $279,000$163/sqft |
Source: Greater Chattanooga Realtors #1533688 Report a problem | ||
| 6/5/2026 | Price change | $279,000-2.1%$163/sqft |
Source: Greater Chattanooga Realtors #1533688 Report a problem | ||
| 5/22/2026 | Price change | $285,000-3.4%$166/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3184952 Report a problem | ||
| 5/13/2026 | Price change | $295,000-6.3%$172/sqft |
Source: Greater Chattanooga Realtors #1533688 Report a problem | ||
| 4/30/2026 | Listed for sale | $315,000+142.5%$184/sqft |
Source: Greater Chattanooga Realtors #1533688 Report a problem | ||
| 4/28/2017 | Sold | $129,900$76/sqft |
Source: Greater Chattanooga Realtors #1261036 Report a problem | ||
| 3/23/2017 | Pending sale | $129,900$76/sqft |
Source: Angela Fowler Real Estate, LLC #1261036 Report a problem | ||
| 3/21/2017 | Listed for sale | $129,900+8.7%$76/sqft |
Source: Angela Fowler Real Estate, LLC #1261036 Report a problem | ||
| 10/22/2016 | Listing removed | $119,500$70/sqft |
Source: Angela Fowler Real Estate, LLC #1247751 Report a problem | ||
| 9/13/2016 | Price change | $119,500-0.8%$70/sqft |
Source: Angela Fowler Real Estate, LLC #1247751 Report a problem | ||
| 8/23/2016 | Price change | $120,500-1.2%$70/sqft |
Source: Angela Fowler Real Estate, LLC #1247751 Report a problem | ||
| 8/14/2016 | Price change | $122,000-1.2%$71/sqft |
Source: Angela Fowler Real Estate, LLC #1247751 Report a problem | ||
| 8/5/2016 | Price change | $123,500-0.8%$72/sqft |
Source: Angela Fowler Real Estate, LLC #1247751 Report a problem | ||
| 7/29/2016 | Price change | $124,500-1.6%$73/sqft |
Source: Angela Fowler Real Estate, LLC #1247751 Report a problem | ||
| 7/6/2016 | Price change | $126,500-1.6%$74/sqft |
Source: Angela Fowler Real Estate, LLC #1247751 Report a problem | ||
| 6/14/2016 | Listed for sale | $128,500+14.7%$75/sqft |
Source: Angela Fowler Real Estate, LLC #1247751 Report a problem | ||
| 5/10/2004 | Sold | $112,000+51.4%$65/sqft |
Source: Public Record Report a problem | ||
| 3/24/2003 | Sold | $74,000-6.7%$43/sqft |
Source: Public Record Report a problem | ||
| 3/5/1997 | Sold | $79,300$46/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,732 +13.5% | $65,625 +71.1% |
| 2024 | $1,526 | $38,350 |
| 2023 | $1,526 | $38,350 |
| 2022 | $1,526 +77.9% | $38,350 |
| 2021 | $858 +4.2% | $38,350 +28.8% |
| 2020 | $823 | $29,775 |
| 2019 | $823 | $29,775 |
| 2018 | $823 -41.6% | $29,775 |
| 2017 | $1,411 +1% | $29,775 |
| 2016 | $1,397 | -- |
| 2015 | $1,397 | $28,850 |
| 2014 | $1,397 -4.6% | -- |
| 2013 | $1,464 | $28,850 |
| 2012 | $1,464 | $28,850 |
| 2011 | $1,464 | $28,850 |
| 2010 | $1,464 +7.9% | $28,850 |
| 2009 | $1,357 | $28,850 +14.8% |
| 2008 | -- | $25,125 |
| 2007 | -- | $25,125 |
| 2006 | -- | $25,125 |
| 2005 | -- | $25,125 +25.6% |
| 2004 | -- | $20,000 |
| 2003 | -- | $20,000 |
| 2002 | -- | $20,000 |
| 2001 | -- | $20,000 +20.5% |
| 2000 | -- | $16,600 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 37412
Nearby schools
GreatSchools rating
- 3/10East Ridge Elementary SchoolGrades: PK-5Distance: 1 mi
- 4/10East Ridge Middle SchoolGrades: 6-8Distance: 1.3 mi
- 3/10East Ridge High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: East Ridge Elementary
- Middle: East Ridge Middle
- High: East Ridge High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Tennessee
- Hamilton County
- East Ridge
- 37412
- 3605 Phelps St
Nearby cities
Nearby zip codes
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