For sale

Price cut: $50K (7/8)

$645,000

3618 Cottage Club LN, NAPLES, FL 34105

4beds

1,601sqft

$4,120/mo

Get pre-qualified

Single Family Residence

Built in 1988

10,018 Square Feet Lot

$612,500 Zestimate^®

$403/sqft

$150/mo HOA

What's special

Prime Naples Location – Versatile Two-Story Home! Charming 4BR/3BA residence with approx. 1,601 sq. ft. on a beautifully landscaped 0.23-acre lot. Features include a bright open layout, vaulted ceilings, wood/tile floors, and built-in cabinetry. Main kitchen with walk-in pantry plus second kitchen and guest suite with office—ideal for extended family or workspace. Upstairs master suite with dual sinks; two bedrooms and full bath on main level. Extras: Metal roof, 2-car garage, central HVAC, ceiling fans, pre-wired cable. Parking for up to 5 cars with low HOA fees( landscaping & irrigation included). Location: Minutes to beaches, shopping, dining, Waterside Shops, and 5th Ave South. Flexible living, unbeatable value!

129 days

552

35

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3

Rooms

Room types: Den - Study, Guest Room, Screened Balcony, Screened Lanai/Porch, 4 Bed

Bedroom

Features: Split Bedrooms

Dining room

Features: Breakfast Bar, Eat-in Kitchen

Kitchen

Features: Pantry

Heating

Central

Cooling

Ceiling Fan(s), Central Air

Appliances

Included: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Icemaker, Washer
Laundry: Inside

Features

Closet Cabinets, Pantry, Smoke Detectors, Walk-In Closet(s), Den - Study, Guest Room, Laundry in Residence, Screened Balcony, Screened Lanai/Porch
Flooring: Tile, Wood
Windows: Shutters - Manual
Has fireplace: No

Interior area

Total structure area: 2,476
Total interior livable area: 1,601 sqft

Property

Parking

Total spaces: 2
Parking features: Driveway, Attached
Attached garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Screened Lanai/Porch
Exterior features: Balcony
Has view: Yes
View description: Landscaped Area, Privacy Wall
Waterfront features: None

Lot

Size: 10,018 Square Feet
Features: Regular

Details

Parcel number: 27880480001

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Block, Frame, Vinyl Siding
Foundation: Concrete Block
Roof: Metal

Condition

New construction: No
Year built: 1988

Utilities & green energy

Water: Central

Community & HOA

Community

Features: Street Lights, Non-Gated
Security: Smoke Detector(s)
Subdivision: THE COTTAGES

HOA

Has HOA: Yes
Amenities included: Guest Room, Internet Access, Streetlight
HOA fee: $1,800 annually

Location

Region: Naples

Financial & listing details

Price per square foot: $403/sqft
Tax assessed value: $536,554
Annual tax amount: $3,682
Date on market: 4/16/2026
Lease term: Buyer Finance/Cash,FHA

Estimated market value

$612,500

$582,000 - $643,000

$3,818/mo

Price history

Date	Event	Price
7/8/2026	Price change	$645,000-7.2%$403/sqft
Source: SWFLMLS #226015931 Report a problem
4/16/2026	Listed for sale	$695,000-1.4%$434/sqft
Source: SWFLMLS #226015931 Report a problem
4/13/2026	Listing removed	$705,000$440/sqft
Source: SWFLMLS #225076669 Report a problem
11/25/2025	Price change	$705,000-9%$440/sqft
Source: SWFLMLS #225076669 Report a problem
10/24/2025	Listed for sale	$775,000+98.7%$484/sqft
Source: SWFLMLS #225076669 Report a problem
11/3/2020	Sold	$390,000+4%$244/sqft
Source: Public Record Report a problem
9/18/2020	Pending sale	$375,000$234/sqft
Source: Coldwell Banker Realty #220054873 Report a problem
9/12/2020	Listed for sale	$375,000+29.3%$234/sqft
Source: Coldwell Banker Realty #220054873 Report a problem
2/20/2017	Sold	$290,000+28.3%$181/sqft
Source: Public Record Report a problem
3/22/2002	Sold	$226,000+55.2%$141/sqft
Source: Public Record Report a problem
10/8/1996	Sold	$145,600$91/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,891 +5.7%	$416,930 +7.2%
2024	$3,683 +9.6%	$388,922 +7.1%
2023	$3,360 +7.1%	$363,036 +7%
2022	$3,138 +18.9%	$339,227 +20.9%
2021	$2,640 -29.8%	$280,563 -27.4%
2020	$3,761 +1.8%	$386,321 +2.3%
2019	$3,695 +2.3%	$377,635 +1.9%
2018	$3,611 -5.6%	$370,594 +50.4%
2017	$3,825 +16.6%	$246,370 +10%
2016	$3,280 +24.1%	$223,973 +7.6%
2015	$2,643 +5.6%	$208,191 +44.7%
2014	$2,504 +42.7%	$143,871 +2%
2013	$1,754 +1.1%	$141,006 +2.3%
2012	$1,736 -0.5%	$137,813 -1.2%
2011	$1,745 -21.3%	$139,432 -1.1%
2010	$2,217 +6.3%	$140,943 -23.3%
2009	$2,085	$183,776 -21.3%
2008	$2,085 -11%	$233,542 +3%
2007	$2,342 -2.8%	$226,740 +2.5%
2006	$2,410	$221,210 +3%
2005	$2,410 +2.5%	$214,767 +3%
2004	$2,351 -0.3%	$208,512 +1.9%
2003	$2,357 +48.3%	$204,624 +41.6%
2002	$1,589 -50%	$144,487 +1.6%
2001	$3,181 +102.6%	$142,212
2000	$1,570	--