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For sale
    • $249,900

    3634 Mill Rd, Cherry Valley, IL 61016

    3beds
    1,326sqft
    : 
    $1,842/mo
    Get pre-qualified
    Single Family Residence
    Built in 1940
    1.7 Acres Lot
    $283,300 Zestimate®
    $188/sqft
    $-- HOA

    What's special

    Stunning viewsLarge basement for storageNew white kitchen cabinetsOpen layoutFreshly paintedVaulted ceilingsScreened-in porch
    Unique Kishwaukee River front property opportunity featuring two houses on one lot. This property offers excellent versatility and could be used as an Airbnb, a rental investment, an in-law property, or an opportunity to live in one home while renting out the other. The first home is a freshly painted, remodeled 2-bedroom, 1.5-bath ranch with an open layout. It features new vinyl flooring, new white kitchen cabinets, stainless steel appliances, and custom granite countertops. The master bedroom includes a master bath and a walk-in closet. The fireplace and cedar plank ceiling have been kept for their vintage charm, and a new sliding door leads out to a 24x12 deck overlooking the backyard. The second home is a 1-bedroom, 1-bath property with a kitchen, vaulted ceilings, and a screened-in porch. It includes a 33x16 deck overlooking the river, complete with a staircase for direct river access and a walking path leading down to the water. The property offers stunning views, a variety of wildlife, and an abundance of native plants and trees, making it perfect for kayaking, canoeing, fishing, or tubing. Built on a concrete foundation with river rocks, it also features a large basement for storage. The location offers easy access to I-90 and is close to downtown Cherry Valley, the Rockford Airport, and the Hard Rock Casino.
    18 hours
    |
    828
    |
    104
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Gail Busch 815-451-1605,

    Best Realty

    Source: NorthWest Illinois Alliance of REALTORS®,MLS#: 202604771MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 3
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      • Area: 21.44
      • Dimensions: 13.4 x 1.6
      Bedroom 2
      • Level: Main
      • Area: 88.92
      • Dimensions: 11.4 x 7.8
      Bedroom 3
      • Level: Main
      • Area: 126.5
      • Dimensions: 11.5 x 11
      Dining room
      • Level: Main
      • Area: 78
      • Dimensions: 10 x 7.8
      Kitchen
      • Level: Main
      • Area: 110
      • Dimensions: 11 x 10
      Living room
      • Level: Main
      • Area: 227.94
      • Dimensions: 13.1 x 17.4
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Microwave, Refrigerator, Stove/Cooktop, Natural Gas Water Heater
      • Laundry: Main Level
      Features
      • Ceiling-Wood Decorative, Granite Counters, Second Kitchen, Walk-In Closet(s)
      • Windows: Window Treatments
      • Basement: Basement Entrance,Crawl Space,Sump Pump
      • Attic: Storage
      • Has fireplace: Yes
      • Fireplace features: Wood Burning, Fire-Pit/Fireplace
      Interior area
      • Total structure area: 1,326
      • Total interior livable area: 1,326 sqft
      • Finished area above ground: 1,326
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Gravel
      • Garage spaces: 2
      Features
      • Patio & porch: Deck, Screened
      • Has view: Yes
      • View description: River
      • Has water view: Yes
      • Water view: River
      Lot
      • Size: 1.7 Acres
      • Features: Wooded
      Details
      • Additional structures: Guest House
      • Parcel number: 1602427003
      • Special conditions: Agent Owned/Interest

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Cedar, Cement Board, Masonite
      • Roof: Shingle
      Condition
      • Year built: 1940

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: City/Community
      • Water: Well

      Community & HOA

      Community
      • Subdivision: IL
      Location
      • Region: Cherry Valley

      Financial & listing details

      • Price per square foot: $188/sqft
      • Tax assessed value: $163,128
      • Annual tax amount: $3,264
      • Price range: $249.9K - $249.9K
      • Date on market: 8/2/2026
      • Cumulative days on market: 1 day
      • Ownership: Fee Simple

        Estimated market value

        $283,300

        $258,000 - $306,000

        $1,985/mo

        Price history

        DateEventPrice
        8/2/2026Listed for sale$249,900+127.2%$188/sqft
        Source: NorthWest Illinois Alliance of REALTORS® #202604771 Report a problem
        2/3/2026Sold$110,000$83/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,264 +5.8%$54,376 +11.2%
        2023$3,085 +7.5%$48,895 +13.2%
        2022$2,869 $43,180 +5.2%
        2021-- $41,065 +4.4%
        2020$2,489 -3.1%$39,319 +4.9%
        2019$2,568 -5.7%$37,475 +4.2%
        2018$2,723 +1%$35,962 +3%
        2017$2,696 $34,901 +2.2%
        2016$2,696 +1.8%$34,164 +1.9%
        2015$2,650 +1.6%$33,536
        2014$2,607 +21.4%$33,536 +1.2%
        2009$2,147 $33,130 +8.4%
        2007-- $30,552 +3.7%
        2006-- $29,457 +4.9%
        2005-- $28,068 +2.5%
        2004-- $27,391 +11.1%
        2003-- $24,651 +2.9%
        2001-- $23,956 +9%
        2000-- $21,981
        1999-- $21,981
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 61016

        Getting around

        7 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cherry Valley Elementary
        • Middle: Bernard W Flinn Middle
        • High: Rockford East High
        • District: Rockford 205

        Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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