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For sale
  • Listed by: Realty ONE Group Pacific • Connie Cannon • Contact: 858-354-5538
    Price cut: $20K (6/7)
    $1,125,000

    3638 Via Bernardo, Oceanside, CA 92056

    5beds
    2,585sqft
    : 
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    Single Family Residence
    Built in 1990
    4,725 Square Feet Lot
    $1,115,000 Zestimate®
    $435/sqft
    $230/mo HOA

    What's special

    Fruit treesCozy fireplaceCharming herb gardenPrivate fenced low-maintenance backyardGenerous private balconyFresh new grassAbundant natural light
    Welcome to this beautiful home located in the highly desirable communities of Ocean Hills and Terra Mar. Step inside to soaring ceilings and abundant natural light that fill the spacious living areas, while a skylight brightens the upstairs hallway and enhances the home’s open and airy feel. Freshly repainted interiors create a warm and inviting atmosphere throughout. The family room features a cozy fireplace and a wet bar, offering the perfect setting for relaxing or entertaining. Elegant French doors open to a private, fenced, low-maintenance backyard with fresh new grass, creating an ideal outdoor retreat. The backyard features fruit trees, a charming herb garden, and a side-yard succulent and flower garden that add beauty and character to the outdoor space. Enjoy the fragrance and charm of blooming roses lining the front entryway. All five bedrooms are located upstairs, providing flexibility for guest rooms, a home office, workout space, or playroom. The spacious primary suite opens to a generous private balcony, perfect for enjoying your morning coffee or unwinding with a glass of wine in the evening. The suite also includes a walk-in closet and an additional nook ideal for a vanity or desk area. A dedicated upstairs laundry room includes the washer and dryer for added convenience. Additional highlights include central A/C, a 2-car attached garage with 240V outlet for EV charger and Carbon water softener, and leased solar for energy efficiency. Ideally located just off Cannon Road with convenient access to schools, shopping, dining, parks, beaches and hiking trails. Residents of Terra Mar enjoy outstanding community amenities including parks, playgrounds, clubhouse, pool, spa, and barbecue areas. This exceptional home offers the perfect blend of comfort, functionality, and coastal lifestyle living.
    59 days
    |
    1,465
    |
    84
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Connie Cannon DRE #01126781 cc@conniecannonrealtor.com,

    Realty ONE Group Pacific,

    Dawn Mitschele DRE #02023904 619-564-2238,

    Realty ONE Group Pacific

    Source: CRMLS,MLS#: NDP2604836MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Bedroom, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom
      Primary bedroom
      • Features: Primary Suite
      Bedroom
      • Features: All Bedrooms Up
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator, Water Softener, Dryer, Washer
      • Laundry: Laundry Room
      Features
      • All Bedrooms Up, Primary Suite
      • Has fireplace: Yes
      • Fireplace features: Family Room
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 2,585 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      • Uncovered spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: 1
      • Pool features: Community, Association
      • Has view: Yes
      • View description: None
      Lot
      • Size: 4,725 Square Feet
      • Features: 0-1 Unit/Acre
      Details
      • Parcel number: 1694741000
      • Zoning: R1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • Year built: 1990

      Community & HOA

      Community
      • Features: Curbs, Park, Street Lights, Sidewalks, Pool
      HOA
      • Has HOA: Yes
      • Amenities included: Barbecue, Picnic Area, Playground, Pool, Spa/Hot Tub
      • HOA fee: $230 monthly
      • HOA name: Terra Mar
      • HOA phone: 760-603-0501
      Location
      • Region: Oceanside

      Financial & listing details

      • Price per square foot: $435/sqft
      • Tax assessed value: $825,891
      • Annual tax amount: $9,302
      • Date on market: 5/21/2026
      • Cumulative days on market: 59 days
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $1,115,000

        $1.06M - $1.17M

        $5,276/mo

        Price history

        DateEventPrice
        6/7/2026Price change$1,125,000-1.7%$435/sqft
        Source: CRMLS #NDP2604836 Report a problem
        5/21/2026Listed for sale$1,145,000+50.1%$443/sqft
        Source: CRMLS #NDP2604836 Report a problem
        1/8/2021Sold$763,000-2.2%$295/sqft
        Source: CRMLS #NDP2000937 Report a problem
        12/16/2020Pending sale$779,900$302/sqft
        Source: Shafran Realty Group #NDP2000937 Report a problem
        12/11/2020Listed for sale$779,900$302/sqft
        Source: Shafran Realty Group #NDP2000937 Report a problem
        12/11/2020Pending sale$779,900$302/sqft
        Source: Shafran Realty Group #NDP2000937 Report a problem
        11/10/2020Price change$779,900-1.3%$302/sqft
        Source: Shafran Realty Group #NDP2000937 Report a problem
        10/21/2020Listed for sale$789,900+13.7%$306/sqft
        Source: Shafran Realty Group #NDP2000937 Report a problem
        4/12/2018Sold$695,000+0.7%$269/sqft
        Source: Public Record Report a problem
        3/12/2018Listed for sale$689,900$267/sqft
        Source: Cabrillo Team Realty #180012876 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,302 +6.1%$825,891 +2%
        2024$8,771 +2.5%$809,698 +2%
        2023$8,559 +0.3%$793,823 +2%
        2022$8,536 +12.4%$778,259 +13.2%
        2021$7,596 -4.6%$687,782 -4.9%
        2020$7,960 +2.1%$723,076 +2%
        2019$7,792 +100%$708,899 +94.4%
        2018$3,896 +1.9%$364,577 +2%
        2017$3,822 +2.5%$357,429 +2%
        2016$3,730 +0.4%$350,422 +1.5%
        2015$3,715 +2.6%$345,160 +2%
        2014$3,622 $338,400 +0.5%
        2013-- $336,872 +2%
        2012-- $330,268 +2%
        2011-- $323,793 +0.8%
        2010-- $321,374 -0.2%
        2009-- $322,138 +2%
        2008-- $315,823 +2%
        2007-- $309,632 +2%
        2006-- $303,562 +2%
        2005-- $297,611 +2%
        2004-- $291,777 +1.9%
        2003-- $286,430 +2%
        2002-- $280,815 +2%
        2001-- $275,309
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Ocean Hills

        Getting around

        30 / 100
        Car-Dependent
        27 / 100
        Some Transit
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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