3645 Coldwater Ct, Cumming, GA 30041
What's special
New Listing! Priced more than $100K below 2026 appraised value! Your chance to have instant equity of over $100,000 in a newer/beautiful, custom build home. Nestled within the prestigious Chattahoochee River Club, this amazing home offers a great opportunity to own a less than 2 year old home on a quiet cul-de-sac .65 acre lot. This amazing UPGRADED home offers custom details throughout - where no detail has been overlooked. The wide-open main floor includes an office (or could be a bedroom), extra large/upgraded kitchen, dining area, screened in porch, and grilling area. An entertainer's dream, the chef kitchen includes a large island, quartz countertops, upgraded stainless steel appliances and stunning backsplash. Gorgeous hardwood floors are throughout the house (except the upstairs bedrooms) where you will find plush - upgraded carpet. Floor to ceiling stone fireplace in the family room, along with a cozy fireplace on the screened in back porch provide the ultimate serene retreat. Upstairs includes 3 large bedrooms (including the luxurious primary suite), 2 full baths (all quartz), and a multi-purpose flex room. The upgraded primary bath and closet (with added custom closet system) offer the best in luxury and refinement. The expansive - completely fenced in backyard has plenty of room to enjoy - including room for a pool. The unfinished basement is ready for someone to make it their own - offering endless possibilities! Upgraded epoxy floors turn your garage into an extension of the house. The whole house is wired for surround sound and offers 2 back decks (one off the main and the other off the basement). This amazing community borders the Chattahoochee National Forest and the Chattahoochee River - offering miles of hiking/walking trails for residents. Residents also get to enjoy tennis and pickle ball courts, playground, equestrian trails, two swimming pools, a clubhouse, private fitness center, basketball, and baseball field. Truly a luxury property nestled in nature, but surrounded with convenience. Walking distance to award winning Haw Creek elementary and Lakeside Middle Schools. Beautiful sunrise in the front and sunset in the back - the house is facing East.
- 44 days |
- 978 |
- 38 |
Travel times
Family Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Kim Schmal 678-231-2166,
Century 21 Results
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Foyer, Loft, Office
Kitchen
- Features: Breakfast Area, Kitchen Island, Pantry
Heating
- Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Zoned
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer
- Laundry: Upper Level
Features
- Double Vanity, High Ceilings, Rear Stairs
- Flooring: Carpet, Hardwood, Tile
- Basement: Bath/Stubbed,Daylight,Exterior Entry,Full,Unfinished
- Number of fireplaces: 2
- Fireplace features: Family Room, Gas Log, Gas Starter
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,118
- Total interior livable area: 3,118 sqft
- Finished area above ground: 3,118
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage, Kitchen Level
- Has garage: Yes
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck, Screened
- Fencing: Back Yard,Fenced,Privacy
- Waterfront features: No Dock Or Boathouse
- Body of water: None
Lot
- Size: 0.65 Acres
- Features: Cul-De-Sac, Private
Details
- Parcel number: 228 104
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Brick Front,Craftsman
- Property subtype: Single Family Residence
Materials
- Concrete
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2024
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Underground Utilities, Water Available
Community & HOA
Community
- Features: Clubhouse, Fitness Center, Park, Pool, Street Lights, Swim Team, Tennis Court(s), Walk To Schools, Near Shopping
- Subdivision: Chattahoochee River Club
HOA
- Has HOA: Yes
- Services included: Swimming, Tennis
- HOA fee: $1,400 annually
Location
- Region: Cumming
Financial & listing details
- Price per square foot: $273/sqft
- Tax assessed value: $726,400
- Annual tax amount: $7,125
- Date on market: 8/24/2026
- Cumulative days on market: 44 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 10/1/2026 | Price change | $850,000-5.4%$273/sqft |
Source:  GAMLS #10831943 | ||
| 9/17/2026 | Price change | $898,500-2.9%$288/sqft |
Source: GAMLS #10831943 | ||
| 9/1/2026 | Price change | $925,000-4.1%$297/sqft |
Source: GAMLS #10831943 | ||
| 8/24/2026 | Listed for sale | $965,000+484.8%$309/sqft |
Source:  FMLS GA #7826377 | ||
| 10/20/2023 | Listing removed | $165,000$53/sqft |
Source: FMLS GA #7253392 | ||
| 8/16/2023 | Listed for sale | $165,000$53/sqft |
Source: GAMLS #10186116 | ||
| 8/9/2023 | Pending sale | $165,000$53/sqft |
Source: FMLS GA #7253392 | ||
| 7/28/2023 | Listed for sale | $165,000+10.1%$53/sqft |
Source: GAMLS #10186116 | ||
| 10/3/2022 | Listing removed | -- |
Source: FMLS GA #7017242 | ||
| 9/28/2022 | Listed for sale | $149,900+11%$48/sqft |
Source: GAMLS #10029345 | ||
| 9/19/2022 | Contingent | $135,000$43/sqft |
Source: FMLS GA #7017242 | ||
| 8/17/2022 | Pending sale | $135,000$43/sqft |
Source: FMLS GA #7017242 | ||
| 7/26/2022 | Contingent | $135,000-9.9%$43/sqft |
Source: FMLS GA #7017242 | ||
| 7/26/2022 | Pending sale | $149,900+11%$48/sqft |
Source: GAMLS #10029345 | ||
| 6/21/2022 | Price change | $135,000-9.9%$43/sqft |
Source: FMLS GA #7017242 | ||
| 4/27/2022 | Price change | $149,900-9.2%$48/sqft |
Source: GAMLS #10029345 | ||
| 4/5/2022 | Price change | $165,000-5.7%$53/sqft |
Source: FMLS GA #7017242 | ||
| 3/16/2022 | Listed for sale | $175,000+169.2%$56/sqft |
Source: GAMLS #10029345 | ||
| 3/17/2021 | Sold | $65,000-45.8%$21/sqft |
Source:  GAMLS #8781661 | ||
| 2/2/2021 | Pending sale | $119,900$38/sqft |
Source:  RE/MAX International #8781661 | ||
| 1/1/2021 | Listed for sale | $119,900$38/sqft |
Source: Local MLS #8781661 | ||
| 9/1/2020 | Pending sale | $119,900$38/sqft |
Source: Re/Max Regency #8781661 | ||
| 5/6/2020 | Price change | $119,900-4.1%$38/sqft |
Source: Keller Williams Realty Atlanta Partners #8662080 | ||
| 1/6/2020 | Listed for sale | $125,000+1370.6%$40/sqft |
Source: Keller Williams Realty Atlanta Partners #6617775 | ||
| 12/10/2010 | Sold | $8,500$3/sqft |
Source: Public Record | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,125 +645% | $290,560 +645% |
| 2024 | $956 -0.4% | $39,000 |
| 2023 | $960 -7.5% | $39,000 |
| 2022 | $1,038 +526.4% | $39,000 +550% |
| 2021 | $166 | $6,000 |
| 2020 | $166 +17.5% | $6,000 +17.6% |
| 2019 | $141 -0.4% | $5,100 |
| 2017 | $142 +13.3% | $5,100 +13.3% |
| 2016 | $125 | $4,500 |
| 2015 | $125 +4.8% | $4,500 |
| 2014 | $119 +49.7% | $4,500 +50% |
| 2013 | $80 -0.2% | $3,000 |
| 2012 | $80 -11.9% | $3,000 -11.8% |
| 2011 | $91 | $3,400 |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | -- |
| 2007 | -- | $13,000 |
| 2006 | $283 | $13,000 |
| 2005 | $283 -50% | $13,000 -50% |
| 2004 | $567 +16.9% | $26,000 |
| 2003 | $485 +9.1% | -- |
| 2002 | $444 +13.2% | -- |
| 2001 | $392 +4.6% | -- |
| 2000 | $375 | -- |
Find assessor info on the county website
Monthly payment
Estimated market value
$839,300
$797,000 - $881,000
$3,478/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.