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Under contract
  • $2,100,000

    3650 Bay Dr, Edgewater, MD 21037

    4beds
    3,325sqft
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    Single Family Residence
    Built in 1957
    0.32 Acres Lot
    $-- Zestimate®
    $632/sqft
    $10/mo HOA

    What's special

    Waterfront retreatPrivate beachMature landscapingHardie plank sidingPanoramic viewsCustom cabinetryOpen-concept design
    Welcome to 3650 Bay Drive, an exceptional waterfront retreat on the coveted shores of Turkey Point Island in Edgewater. Set on a rare double lot with 150 feet of waterfront, a private beach, and sweeping western sunset views, this impeccably maintained home offers the ultimate Chesapeake Bay lifestyle. Built in 2012 and designed for effortless main-level living, this turn-key four-bedroom, three-and-a-half-bath residence offers 3,125 square feet of beautifully appointed living space. The open-concept design seamlessly connects the living and dining areas to a gourmet kitchen featuring a dramatic marble island, custom cabinetry, new Sub-Zero refrigerator, GE appliances, and gas cooking—perfect for everyday living and elegant entertaining. The main-level primary suite is a private waterfront sanctuary with direct access to the expansive waterside deck, panoramic views, and a luxurious spa-inspired bath including heated floors. A second ensuite bedroom, along with two additional bedrooms, provides comfortable accommodations for family and guests. Exceptional craftsmanship is evident throughout with rich oak hardwood floors, classic moldings, hurricane-rated windows, plantation shutters, Hardie Plank siding, and a 50-year architectural roof. Energy-efficient geothermal heating and cooling provides comfort and cost savings plus a whole house generator that insures peace of mind year round. The lower level offers an additional 3,125 square feet of flexible space, including a large utility room, workshop, full bath, and the opportunity to create additional living areas with direct walkout access to the waterfront. The oversized two-car garage includes a hydraulic lift accommodating a third vehicle. Outside, mature landscaping, irrigation, gentle bay breezes, and expansive outdoor spaces create a serene setting where every day feels like a vacation. The updated private pier features two slips with approximately 5-6 feet of MLW, providing excellent access to the Chesapeake Bay. Enjoy boating, private beach days, and unforgettable sunsets from your own backyard. Located in the welcoming waterfront community of Turkey Point Island, this rare offering combines privacy, quality craftsmanship, modern comfort, and the timeless beauty of waterfront living. This listing will be active starting Monday June 29 thru Friday, July 3rd and temporarily off for the July 4th holiday weekend. It will be back on the market on July 5th.
    8 days
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    Zillow last checked:

    Listing updated:

    Listed by:

    Betsy Dunigan 443-994-1239,

    TTR Sotheby's International Realty (410) 280-5600,

    Co-Listing Agent: Gwin W Hunt 410-353-4817,

    TTR Sotheby's International Realty

    Source: Bright MLS,MLS#: MDAA2149114MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 3
      • Main level bedrooms: 4
      Rooms
      • Room types: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Great Room, Utility Room, Workshop, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
      Primary bedroom
      • Features: Attached Bathroom, Bathroom - Walk-In Shower, Countertop(s) - Quartz, Double Sink, Flooring - Heated, Flooring - Ceramic Tile, Walk-In Closet(s), Window Treatments, Flooring - Carpet, Primary Bedroom - Sitting Area
      • Level: Main
      Bedroom 2
      • Features: Flooring - Carpet, Window Treatments, Walk-In Closet(s)
      • Level: Main
      Bedroom 3
      • Features: Attached Bathroom, Bathroom - Walk-In Shower, Ceiling Fan(s), Countertop(s) - Quartz, Flooring - Ceramic Tile, Flooring - Solid Hardwood, Walk-In Closet(s), Window Treatments
      • Level: Main
      Bedroom 4
      • Features: Ceiling Fan(s), Flooring - Solid Hardwood, Walk-In Closet(s), Window Treatments
      • Level: Main
      Primary bathroom
      • Features: Attached Bathroom, Bathroom - Stall Shower, Built-in Features, Ceiling Fan(s), Double Sink, Countertop(s) - Quartz, Window Treatments, Flooring - Marble, Granite Counters
      • Level: Main
      Bathroom 2
      • Features: Attached Bathroom, Bathroom - Walk-In Shower, Built-in Features, Lighting - Ceiling, Recessed Lighting, Window Treatments, Flooring - Marble, Flooring - Heated
      • Level: Main
      Bathroom 3
      • Features: Soaking Tub, Flooring - Ceramic Tile, Recessed Lighting
      • Level: Lower
      Foyer
      • Features: Flooring - Solid Hardwood
      • Level: Main
      Great room
      • Features: Built-in Features, Fireplace - Gas, Flooring - Solid Hardwood, Window Treatments, Dining Area
      • Level: Main
      Half bath
      • Features: Flooring - Marble, Countertop(s) - Quartz
      • Level: Main
      Kitchen
      • Features: Ceiling Fan(s), Countertop(s) - Quartz, Dining Area, Kitchen Island, Recessed Lighting, Living/Dining Room Combo, Flooring - Solid Hardwood, Kitchen - Gas Cooking, Lighting - Ceiling, Pantry
      • Level: Main
      Utility room
      • Level: Lower
      Workshop
      • Level: Lower
      Heating
      • Programmable Thermostat, Forced Air, Zoned, Heat Pump, Geothermal
      Cooling
      • Ceiling Fan(s), Central Air, Geothermal, Zoned
      Appliances
      • Included: Air Cleaner, Dryer, Cooktop, Dishwasher, Exhaust Fan, Humidifier, Ice Maker, Microwave, Double Oven, Self Cleaning Oven, Oven, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliance(s), Washer, Water Conditioner - Owned, Water Heater, Water Treat System
      • Laundry: Main Level
      Features
      • Air Filter System, Soaking Tub, Bathroom - Stall Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-in Features, Cedar Closet(s), Ceiling Fan(s), Combination Dining/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Kitchen - Gourmet, Kitchen Island, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), 9'+ Ceilings, Dry Wall
      • Flooring: Hardwood, Marble, Ceramic Tile, Heated, Carpet, Concrete, Wood
      • Doors: Sliding Glass
      • Windows: Double Pane Windows, Insulated Windows, Screens, Sliding, Transom, Vinyl Clad, Window Treatments
      • Basement: Connecting Stairway,Heated,Interior Entry,Exterior Entry,Shelving,Sump Pump,Space For Rooms,Improved,Partial,Concrete,Workshop
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane, Glass Doors
      Interior area
      • Total structure area: 6,250
      • Total interior livable area: 3,325 sqft
      • Finished area above ground: 3,125
      • Finished area below ground: 200

      Property

      Parking
      • Total spaces: 6
      • Parking features: Garage Faces Side, Garage Door Opener, Inside Entrance, Oversized, Asphalt, Driveway, Private, Secured, Attached
      • Attached garage spaces: 2
      • Uncovered spaces: 4
      Accessibility
      • Accessibility features: Accessible Doors, Accessible Hallway(s), >84" Garage Door
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck
      • Exterior features: Extensive Hardscape, Lighting, Rain Gutters, Private Beach, Stone Retaining Walls, Underground Lawn Sprinkler
      • Pool features: None
      • Has view: Yes
      • View description: River, Garden, Panoramic, Scenic Vista, Trees/Woods
      • Has water view: Yes
      • Water view: River
      • Waterfront features: Private Dock Site, Sandy Beach, River, Personal Watercraft (PWC), Boat - Powered, Fishing Allowed, Private Access, Sail, Swimming Allowed, Waterski/Wakeboard, Canoe/Kayak
      • Body of water: South River
      • Frontage length: Water Frontage Ft: 100
      Lot
      • Size: 0.32 Acres
      • Features: Front Yard, Landscaped, Rear Yard, Sloped, Premium, Open Lot
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 020186306875020
      • Zoning: R2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Coastal
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Foundation: Concrete Perimeter
      • Roof: Architectural Shingle
      Condition
      • Excellent
      • New construction: No
      • Year built: 1957
      • Major remodel year: 2012

      Utilities & green energy

      • Sewer: Public Sewer, Grinder Pump
      • Water: Well, Private, Filter, Conditioner
      • Utilities for property: Propane, Fiber Optic

      Community & HOA

      Community
      • Security: Fire Alarm, Monitored, Motion Detectors, Security System, Smoke Detector(s), Carbon Monoxide Detector(s), Fire Sprinkler System
      • Subdivision: Turkey Point
      HOA
      • Has HOA: Yes
      • Amenities included: Boat Dock/Slip, Tot Lots/Playground
      • Services included: Pier/Dock Maintenance
      • HOA fee: $120 annually
      • HOA name: TURKEY POINT ASSO
      Location
      • Region: Edgewater

      Financial & listing details

      • Price per square foot: $632/sqft
      • Tax assessed value: $1,095,900
      • Annual tax amount: $11,669
      • Date on market: 6/29/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional
      • Inclusions: Geothermal Condenser, Flat Screen Tvs 2nd Bdr, Flat Screen And Cabinet Lv Rm, , beverage Cooler, Basment Free Standing Ice Maker, Hydrali-garage, c Car Lift& Compressor, White Storage Cabinet, Champion Safe, 6 Metal Shelving Units, 1 Work Bench, Separate Dehumifier, Outdoor Grill "as Is"
      • Exclusions: Shelving In 3 Rd Bedroom Closet
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/1/2026Contingent$2,100,000$632/sqft
        Source: Bright MLS #MDAA2149114 Report a problem
        6/29/2026Listed for sale$2,100,000+75%$632/sqft
        Source: Bright MLS #MDAA2149114 Report a problem
        5/10/2007Sold$1,200,000+242.9%$361/sqft
        Source: Public Record Report a problem
        7/18/1997Sold$350,000$105/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$10,525 -0.8%$1,032,400 +6.6%
        2024$10,609 +7.3%$968,900 +7%
        2023$9,887 +7.9%$905,400 +3.3%
        2022$9,164 +3.4%$876,900 +3.4%
        2021$8,866 +3.4%$848,400 +3.5%
        2020$8,576 -0.1%$819,900
        2019$8,584 +3.3%$819,900
        2018$8,314 -19.8%$819,900 -19.4%
        2017$10,368 $1,017,200 +19.6%
        2016-- $850,600
        2015-- $850,600 -0.1%
        2014-- $851,300 +2.3%
        2013-- $832,277 +2.3%
        2012-- $813,253 +2.4%
        2011-- $794,230 -18.7%
        2010-- $977,232 +1.8%
        2009-- $960,236 +1.8%
        2008-- $943,240 +17.1%
        2007-- $805,766 +20.6%
        2006-- $668,293 +25.9%
        2005-- $530,820 +17.9%
        2004-- $450,386 +21.7%
        2003-- $369,953 +27.8%
        2002-- $289,520 +0%
        2001-- $289,456

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 21037

        Getting around

        0 / 100
        Car-Dependent
        16 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Anne Arundel County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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