Welcome to 3650 Bay Drive, an exceptional waterfront retreat on the coveted shores of Turkey Point Island in Edgewater. Set on a rare double lot with 150 feet of waterfront, a private beach, and sweeping western sunset views, this impeccably maintained home offers the ultimate Chesapeake Bay lifestyle. Built in 2012 and designed for effortless main-level living, this turn-key four-bedroom, three-and-a-half-bath residence offers 3,125 square feet of beautifully appointed living space. The open-concept design seamlessly connects the living and dining areas to a gourmet kitchen featuring a dramatic marble island, custom cabinetry, new Sub-Zero refrigerator, GE appliances, and gas cooking—perfect for everyday living and elegant entertaining. The main-level primary suite is a private waterfront sanctuary with direct access to the expansive waterside deck, panoramic views, and a luxurious spa-inspired bath including heated floors. A second ensuite bedroom, along with two additional bedrooms, provides comfortable accommodations for family and guests. Exceptional craftsmanship is evident throughout with rich oak hardwood floors, classic moldings, hurricane-rated windows, plantation shutters, Hardie Plank siding, and a 50-year architectural roof. Energy-efficient geothermal heating and cooling provides comfort and cost savings plus a whole house generator that insures peace of mind year round. The lower level offers an additional 3,125 square feet of flexible space, including a large utility room, workshop, full bath, and the opportunity to create additional living areas with direct walkout access to the waterfront. The oversized two-car garage includes a hydraulic lift accommodating a third vehicle. Outside, mature landscaping, irrigation, gentle bay breezes, and expansive outdoor spaces create a serene setting where every day feels like a vacation. The updated private pier features two slips with approximately 5-6 feet of MLW, providing excellent access to the Chesapeake Bay. Enjoy boating, private beach days, and unforgettable sunsets from your own backyard. Located in the welcoming waterfront community of Turkey Point Island, this rare offering combines privacy, quality craftsmanship, modern comfort, and the timeless beauty of waterfront living. This listing will be active starting Monday June 29 thru Friday, July 3rd and temporarily off for the July 4th holiday weekend. It will be back on the market on July 5th.
Under contract
$2,100,000
3650 Bay Dr, Edgewater, MD 21037
4beds
3,325sqft
Single Family Residence
Built in 1957
0.32 Acres Lot
$-- Zestimate®
$632/sqft
$10/mo HOA
What's special
Waterfront retreatPrivate beachMature landscapingHardie plank sidingPanoramic viewsCustom cabinetryOpen-concept design
- 8 days |
- 952 |
- 49 |
Zillow last checked:
Listing updated:
Listed by:
Betsy Dunigan 443-994-1239,
TTR Sotheby's International Realty (410) 280-5600,
Co-Listing Agent: Gwin W Hunt 410-353-4817,
TTR Sotheby's International Realty
Source: Bright MLS,MLS#: MDAA2149114
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 4
Rooms
- Room types: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Great Room, Utility Room, Workshop, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
Primary bedroom
- Features: Attached Bathroom, Bathroom - Walk-In Shower, Countertop(s) - Quartz, Double Sink, Flooring - Heated, Flooring - Ceramic Tile, Walk-In Closet(s), Window Treatments, Flooring - Carpet, Primary Bedroom - Sitting Area
- Level: Main
Bedroom 2
- Features: Flooring - Carpet, Window Treatments, Walk-In Closet(s)
- Level: Main
Bedroom 3
- Features: Attached Bathroom, Bathroom - Walk-In Shower, Ceiling Fan(s), Countertop(s) - Quartz, Flooring - Ceramic Tile, Flooring - Solid Hardwood, Walk-In Closet(s), Window Treatments
- Level: Main
Bedroom 4
- Features: Ceiling Fan(s), Flooring - Solid Hardwood, Walk-In Closet(s), Window Treatments
- Level: Main
Primary bathroom
- Features: Attached Bathroom, Bathroom - Stall Shower, Built-in Features, Ceiling Fan(s), Double Sink, Countertop(s) - Quartz, Window Treatments, Flooring - Marble, Granite Counters
- Level: Main
Bathroom 2
- Features: Attached Bathroom, Bathroom - Walk-In Shower, Built-in Features, Lighting - Ceiling, Recessed Lighting, Window Treatments, Flooring - Marble, Flooring - Heated
- Level: Main
Bathroom 3
- Features: Soaking Tub, Flooring - Ceramic Tile, Recessed Lighting
- Level: Lower
Foyer
- Features: Flooring - Solid Hardwood
- Level: Main
Great room
- Features: Built-in Features, Fireplace - Gas, Flooring - Solid Hardwood, Window Treatments, Dining Area
- Level: Main
Half bath
- Features: Flooring - Marble, Countertop(s) - Quartz
- Level: Main
Kitchen
- Features: Ceiling Fan(s), Countertop(s) - Quartz, Dining Area, Kitchen Island, Recessed Lighting, Living/Dining Room Combo, Flooring - Solid Hardwood, Kitchen - Gas Cooking, Lighting - Ceiling, Pantry
- Level: Main
Utility room
- Level: Lower
Workshop
- Level: Lower
Heating
- Programmable Thermostat, Forced Air, Zoned, Heat Pump, Geothermal
Cooling
- Ceiling Fan(s), Central Air, Geothermal, Zoned
Appliances
- Included: Air Cleaner, Dryer, Cooktop, Dishwasher, Exhaust Fan, Humidifier, Ice Maker, Microwave, Double Oven, Self Cleaning Oven, Oven, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliance(s), Washer, Water Conditioner - Owned, Water Heater, Water Treat System
- Laundry: Main Level
Features
- Air Filter System, Soaking Tub, Bathroom - Stall Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-in Features, Cedar Closet(s), Ceiling Fan(s), Combination Dining/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Kitchen - Gourmet, Kitchen Island, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), 9'+ Ceilings, Dry Wall
- Flooring: Hardwood, Marble, Ceramic Tile, Heated, Carpet, Concrete, Wood
- Doors: Sliding Glass
- Windows: Double Pane Windows, Insulated Windows, Screens, Sliding, Transom, Vinyl Clad, Window Treatments
- Basement: Connecting Stairway,Heated,Interior Entry,Exterior Entry,Shelving,Sump Pump,Space For Rooms,Improved,Partial,Concrete,Workshop
- Number of fireplaces: 1
- Fireplace features: Gas/Propane, Glass Doors
Interior area
- Total structure area: 6,250
- Total interior livable area: 3,325 sqft
- Finished area above ground: 3,125
- Finished area below ground: 200
Property
Parking
- Total spaces: 6
- Parking features: Garage Faces Side, Garage Door Opener, Inside Entrance, Oversized, Asphalt, Driveway, Private, Secured, Attached
- Attached garage spaces: 2
- Uncovered spaces: 4
Accessibility
- Accessibility features: Accessible Doors, Accessible Hallway(s), >84" Garage Door
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Extensive Hardscape, Lighting, Rain Gutters, Private Beach, Stone Retaining Walls, Underground Lawn Sprinkler
- Pool features: None
- Has view: Yes
- View description: River, Garden, Panoramic, Scenic Vista, Trees/Woods
- Has water view: Yes
- Water view: River
- Waterfront features: Private Dock Site, Sandy Beach, River, Personal Watercraft (PWC), Boat - Powered, Fishing Allowed, Private Access, Sail, Swimming Allowed, Waterski/Wakeboard, Canoe/Kayak
- Body of water: South River
- Frontage length: Water Frontage Ft: 100
Lot
- Size: 0.32 Acres
- Features: Front Yard, Landscaped, Rear Yard, Sloped, Premium, Open Lot
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020186306875020
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
Materials
- HardiPlank Type
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 1957
- Major remodel year: 2012
Utilities & green energy
- Sewer: Public Sewer, Grinder Pump
- Water: Well, Private, Filter, Conditioner
- Utilities for property: Propane, Fiber Optic
Community & HOA
Community
- Security: Fire Alarm, Monitored, Motion Detectors, Security System, Smoke Detector(s), Carbon Monoxide Detector(s), Fire Sprinkler System
- Subdivision: Turkey Point
HOA
- Has HOA: Yes
- Amenities included: Boat Dock/Slip, Tot Lots/Playground
- Services included: Pier/Dock Maintenance
- HOA fee: $120 annually
- HOA name: TURKEY POINT ASSO
Location
- Region: Edgewater
Financial & listing details
- Price per square foot: $632/sqft
- Tax assessed value: $1,095,900
- Annual tax amount: $11,669
- Date on market: 6/29/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Inclusions: Geothermal Condenser, Flat Screen Tvs 2nd Bdr, Flat Screen And Cabinet Lv Rm, , beverage Cooler, Basment Free Standing Ice Maker, Hydrali-garage, c Car Lift& Compressor, White Storage Cabinet, Champion Safe, 6 Metal Shelving Units, 1 Work Bench, Separate Dehumifier, Outdoor Grill "as Is"
- Exclusions: Shelving In 3 Rd Bedroom Closet
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/1/2026 | Contingent | $2,100,000$632/sqft |
Source: | ||
| 6/29/2026 | Listed for sale | $2,100,000+75%$632/sqft |
Source: | ||
| 5/10/2007 | Sold | $1,200,000+242.9%$361/sqft |
Source: Public Record Report a problem | ||
| 7/18/1997 | Sold | $350,000$105/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,525 -0.8% | $1,032,400 +6.6% |
| 2024 | $10,609 +7.3% | $968,900 +7% |
| 2023 | $9,887 +7.9% | $905,400 +3.3% |
| 2022 | $9,164 +3.4% | $876,900 +3.4% |
| 2021 | $8,866 +3.4% | $848,400 +3.5% |
| 2020 | $8,576 -0.1% | $819,900 |
| 2019 | $8,584 +3.3% | $819,900 |
| 2018 | $8,314 -19.8% | $819,900 -19.4% |
| 2017 | $10,368 | $1,017,200 +19.6% |
| 2016 | -- | $850,600 |
| 2015 | -- | $850,600 -0.1% |
| 2014 | -- | $851,300 +2.3% |
| 2013 | -- | $832,277 +2.3% |
| 2012 | -- | $813,253 +2.4% |
| 2011 | -- | $794,230 -18.7% |
| 2010 | -- | $977,232 +1.8% |
| 2009 | -- | $960,236 +1.8% |
| 2008 | -- | $943,240 +17.1% |
| 2007 | -- | $805,766 +20.6% |
| 2006 | -- | $668,293 +25.9% |
| 2005 | -- | $530,820 +17.9% |
| 2004 | -- | $450,386 +21.7% |
| 2003 | -- | $369,953 +27.8% |
| 2002 | -- | $289,520 +0% |
| 2001 | -- | $289,456 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21037
Nearby schools
GreatSchools rating
- 6/10Mayo Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 8/10Central Middle SchoolGrades: 6-8Distance: 3.3 mi
- 8/10South River High SchoolGrades: 9-12Distance: 3.5 mi
Schools provided by the listing agent
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Anne Arundel County
- Edgewater
- 21037
- 3650 Bay Dr




