Ideally located in North Loveland, this thoughtfully maintained residence offers an exceptional combination of comfort, convenience, and everyday ease. With quick access to Fort Collins, Greeley, I-25, and Estes Park, the home is perfectly positioned for commuting, recreation, and enjoying all that Northern Colorado has to offer.Designed for both comfortable living and effortless entertaining, the home features 4 bedrooms, 4 bathrooms, soaring ceilings, and an inviting open layout filled with natural light. Updated flooring on the main level and newer carpet provide a fresh, modern feel throughout.The finished basement expands the living space, offering flexibility for a media room, recreation area, home office, fitness space, or guest accommodations. A spacious three-car garage provides abundant room for vehicles, storage, and hobbies.Outside, the professionally maintained yard is designed for easy living with an automatic sprinkler system and low-maintenance landscaping, allowing more time to enjoy the Colorado lifestyle. Just five minutes from Boyd Lake and nearby bike paths, outdoor recreation is always within easy reach.With low HOA fees, an outstanding location, and a well-appointed floor plan, this North Loveland home presents an exceptional opportunity to enjoy comfort, convenience, and lasting value.
For sale
$550,000
3654 Harding Dr, Loveland, CO 80538
4beds
2,186sqft
Single Family Residence
Built in 1997
7,070 Square Feet Lot
$544,500 Zestimate®
$252/sqft
$32/mo HOA
What's special
Professionally maintained yardLow-maintenance landscapingAutomatic sprinkler systemSoaring ceilingsSpacious three-car garageWell-appointed floor planNewer carpet
- 9 days |
- 518 |
- 35 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Richard Moehling 303-443-6161,
LIV Sotheby's Intl Realty
Source: IRES as distributed by MLS GRID,MLS#: 1063124
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Media Room
Primary bedroom
- Description: Carpet
- Level: Upper
- Area: 225 Square Feet
- Dimensions: 15 x 15
Bedroom 2
- Level: Basement
- Area: 196 Square Feet
- Dimensions: 14 x 14
Bedroom 3
- Level: Upper
- Area: 100 Square Feet
- Dimensions: 10 x 10
Bedroom 4
- Level: Upper
- Area: 90 Square Feet
- Dimensions: 10 x 9
Dining room
- Level: Main
- Area: 135 Square Feet
- Dimensions: 9 x 15
Kitchen
- Description: Tile
- Level: Main
- Area: 165 Square Feet
- Dimensions: 11 x 15
Laundry
- Level: Main
- Area: 30 Square Feet
- Dimensions: 6 x 5
Living room
- Level: Main
- Area: 272 Square Feet
- Dimensions: 16 x 17
Heating
- Forced Air
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Self Cleaning Oven, Dishwasher, Refrigerator, Microwave, Disposal, Solar Hot Water
Features
- Eat-in Kitchen, Cathedral Ceiling(s), Walk-In Closet(s)
- Basement: Full,Partially Finished
- Number of fireplaces: 1
- Fireplace features: Gas, Gas Log, Living Room, One
Interior area
- Total structure area: 1,461
- Total interior livable area: 2,186 sqft
- Finished area above ground: 1,461
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached
- Attached garage spaces: 3
- Details: Attached
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Sprinkler System
- Fencing: Fenced
- Has view: Yes
- View description: Mountain(s)
Lot
- Size: 7,070 Square Feet
- Features: Gutters
Details
- Parcel number: R1465325
- Zoning: R3
- Special conditions: Private Owner
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Wood Siding
- Roof: Composition
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Electric: City of Loveland
- Gas: Xcel
- Sewer: Public Sewer
- Water: City
- Utilities for property: Natural Gas Available, Electricity Available, Cable Available
Green energy
- Energy efficient items: Windows, High Efficiency Furnace, Thermostat
Community & HOA
Community
- Security: Fire Alarm
- Subdivision: Shadow Hills
HOA
- Has HOA: Yes
- HOA fee: $385 annually
- HOA name: Shadow Hills HOA
- HOA phone: 970-223-5000
Location
- Region: Loveland
Financial & listing details
- Price per square foot: $252/sqft
- Tax assessed value: $471,700
- Annual tax amount: $2,599
- Date on market: 7/1/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Exclusions: Sellers personal belongings and Staged Items
- Electric utility on property: Yes
Estimated market value
$544,500
$517,000 - $572,000
$2,872/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/1/2026 | Listed for sale | $550,000+4.4%$252/sqft |
Source:  IRES as distributed by MLS GRID #1063124 Report a problem | ||
| 5/28/2024 | Sold | $527,000+0.4%$241/sqft |
Source:  REcolorado as distributed by MLS GRID #2221339 Report a problem | ||
| 4/15/2024 | Pending sale | $525,000$240/sqft |
Source: REcolorado as distributed by MLS GRID #2221339 Report a problem | ||
| 4/10/2024 | Listed for sale | $525,000+139.7%$240/sqft |
Source: REcolorado as distributed by MLS GRID #2221339 Report a problem | ||
| 4/25/2001 | Sold | $219,000+640.4%$100/sqft |
Source: Public Record Report a problem | ||
| 10/18/1996 | Sold | $29,580$14/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,228 +7.2% | $31,604 -1% |
| 2023 | $2,079 -2.7% | $31,911 +22.1% |
| 2022 | $2,136 +11.9% | $26,125 -2.8% |
| 2021 | $1,908 +1.7% | $26,877 +12% |
| 2020 | $1,876 +3.6% | $24,002 -0.7% |
| 2019 | $1,810 | $24,170 +9.9% |
| 2018 | $1,810 | $21,996 |
| 2017 | $1,810 +16.1% | $21,996 +12.9% |
| 2016 | $1,559 +10% | $19,478 0% |
| 2015 | $1,417 +14.1% | $19,480 +17.9% |
| 2014 | $1,242 | $16,520 |
| 2013 | -- | $16,520 +1.5% |
| 2012 | -- | $16,270 |
| 2011 | -- | $16,270 -2.1% |
| 2010 | -- | $16,620 |
| 2009 | -- | $16,620 -3.5% |
| 2008 | -- | $17,220 |
| 2007 | -- | $17,220 -3.2% |
| 2006 | -- | $17,790 |
| 2005 | -- | $17,790 +5.2% |
| 2004 | -- | $16,910 +0.6% |
| 2002 | -- | $16,810 |
| 2001 | -- | $16,810 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 80538
Nearby schools
GreatSchools rating
- 3/10Peakview Academy At Conrad BallGrades: PK-8Distance: 0.8 mi
- 7/10Mountain View High SchoolGrades: 9-12Distance: 3.1 mi
Schools provided by the listing agent
- Elementary: Mary Blair
- Middle: Ball (Conrad)
- High: Mountain View
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Colorado
- Larimer County
- Loveland
- 80538
- 3654 Harding Dr
Nearby cities
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