Assumable 2.375% VA Loan - Beachside Bliss with Built-In Savings
This updated 2BR/2BA condo at The Enclave offers private beach access, a pool, tennis courts, and more, plus a rare assumable VA loan at 2.375% for qualified buyers. Perched on the 5th floor with floor-to-ceiling windows, the unit features LVP flooring, a spacious great room, stylish kitchen with granite counters, and comes fully furnished. Enjoy a smart split layout, walk-in closet, private laundry and owner's closet, and turnkey comfort. Steps to dining, shopping, and bike paths. Don't miss this opportunity to own in paradise with comfortable monthly payments. Ideal for both personal use and rental potential, this condo offers a true turnkey opportunity in one of Destin's most desirable beachfront communities. The unit includes a private, lockable owner's closet for added storage and convenience, along with a spacious pantry rarely found in similar floorplans. Covered owner parking, elevator access, and additional on-site storage make ownership easy and comfortable. The Enclave is well-known for its strong amenity package and convenient beach lifestyle, with community laundry available for guests on select floors. A great option for buyers seeking low-maintenance coastal living with excellent versatility.
Sold for $408,500
$408,500
3655 Scenic Highway 98 Unit 502B, Destin, FL 32541
2beds
1,314sqft
Condominium
Built in 1980
-- sqft lot
$408,700 Zestimate®
$311/sqft
$2,206 Estimated rent
Home value
$408,700
$372,000 - $450,000
$2,206/mo
Zestimate® history
Owner options
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$2,206/mo
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$2,206/mo
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$2,627/mo
Est. payment
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$2,627/mo
Est. payment
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Fully furnishedTennis courtsPrivate beach accessFloor-to-ceiling windowsTurnkey comfortCovered owner parkingPrivate laundry
Zillow last checked:
Listing updated:
Listed by:
John A Quinones 910-644-4503,
REV Realty
Bought with:
John A Quinones, 3570568
REV Realty
Source: ECAOR,MLS#: 993916
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: ~ meas.
- Level: First
- Area: 209 Square Feet
- Dimensions: 19 x 11
Bedroom
- Description: ~ meas.
- Level: First
- Area: 194.75 Square Feet
- Dimensions: 19 x 10.25
Primary bathroom
- Description: ~ meas.
- Level: First
- Area: 46.75 Square Feet
- Dimensions: 5.5 x 8.5
Bathroom
- Description: ~ meas.
- Level: First
- Area: 56 Square Feet
- Dimensions: 7 x 8
Other
- Description: ~ meas.
- Level: First
- Area: 63 Square Feet
- Dimensions: 6 x 10.5
Dining room
- Description: ~ meas.
- Level: First
- Area: 126 Square Feet
- Dimensions: 12 x 10.5
Foyer
- Description: ~ meas.
- Level: First
- Area: 35 Square Feet
- Dimensions: 7 x 5
Kitchen
- Description: ~ meas.
- Level: First
- Area: 75 Square Feet
- Dimensions: 10 x 7.5
Living room
- Description: ~ meas.
- Level: First
- Area: 286 Square Feet
- Dimensions: 22 x 13
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Freezer, Microwave, Electric Water Heater
- Laundry: Common Area, Washer/Dryer Hookup
Features
- Newly Painted, Owner's Closet, Pantry, Woodwork Painted
- Flooring: Tile, Vinyl
- Furnished: Yes
Interior area
- Total structure area: 1,314
- Total interior livable area: 1,314 sqft
Property
Parking
- Total spaces: 2
- Parking features: Guest, Garage
- Garage spaces: 2
Features
- Exterior features: Balcony, Tennis Court(s)
- Pool features: In Ground
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Details
- Parcel number: 002S22082B000B5020
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Concrete, Stucco, Steel Frame
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 1980
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: BBQ Pit/Grill, Beach, Community Room, Deed Access, Dumpster, Elevators, Fitness Center, Gated, Pool, TV Cable, Short Term Rental - Allowed
- Security: Fire Alarm
- Subdivision: ENCLAVE PH 2
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Insurance, Management, Recreational Faclty, Sewer, Cable TV, Trash, Water
Location
- Region: Destin
Financial & listing details
- Price per square foot: $311/sqft
- Annual tax amount: $5,199
- Date on market: 1/28/2026
Price history
| Date | Event | Price |
|---|---|---|
| 5/15/2026 | Sold | $408,500-5%$311/sqft |
Source:  ECAOR #993916 Report a problem | ||
| 3/2/2026 | Pending sale | $430,000$327/sqft |
Source: ECAOR #993916 Report a problem | ||
| 1/28/2026 | Listed for sale | $430,000-9.5%$327/sqft |
Source: ECAOR #993916 Report a problem | ||
| 8/5/2024 | Listing removed | $475,000-4.8%$361/sqft |
Source: ECAOR #951005 Report a problem | ||
| 5/30/2024 | Listed for sale | $499,000+51.2%$380/sqft |
Source: ECAOR #951005 Report a problem | ||
| 10/21/2020 | Sold | $330,000-3.2%$251/sqft |
Source: Agent Provided Report a problem | ||
| 10/15/2020 | Pending sale | $341,000$260/sqft |
Source: Keller Williams Emerald Coast Realty #853395 Report a problem | ||
| 8/18/2020 | Price change | $341,000+1.8%$260/sqft |
Source: Keller Williams Realty Destin #853395 Report a problem | ||
| 7/8/2020 | Listed for sale | $335,000$255/sqft |
Source: Owner Report a problem | ||
Public tax history
Tax history is unavailable.
Neighborhood: 32541
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Nearby schools
GreatSchools rating
- 9/10Destin Middle SchoolGrades: 5-8Distance: 2.1 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 14.6 mi
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 5.7 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Florida
- Okaloosa County
- Destin
- 32541
- 3655 Scenic Highway 98 Unit 502B
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