You arrive at your private driveway after a beautiful Summer day. The warm brick facade and Japanese maple welcome you as you open your mahogany front door. Your jaw drops as you walk inside and are greeted with panoramic ocean views of the magnificent Monterey Bay. You linger in the great room, looking out to Monterey on one side and Santa Cruz on the other. You walk to the kitchen, and the beautiful waterfall island catches your eye. Everything is updated and perfect. You turn on your double oven and start dinner in the chef's kitchen. While you wait, you relax in the family room and get lost looking at the ocean again. Time to freshen up in your luxurious primary suite with soaking tub (and ocean views, of course). Your mind wanders to how blessed you are; your single-level Home has it all. The flag-lot privacy, architectural significance, EV charger and owned solar panels, ocean view deck and BBQ area, natural light, high ceilings, formal dining room, separate office, and enough space for family and guests/ADU. And the neighborhood, Santa Cruz Gardens, with its incredible weather, pool, elementary school, and central location. You're minutes from the best shopping and dining in the County, and the buzz of downtown's farm-to-table scene, yet worlds away in peaceful seclusion.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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