Enjoy effortless one-level living in this stunning home located within the highly desirable White Bear Lake School District. The main floor perfectly accommodates your daily routine with the primary bedroom suite, a private office, and the laundry room all on one level. Gourmet kitchen boasts double ovens, new Brizo by Delta faucet, beverage fridge & 126-bottle wine storage, with gorgeous sunset views. Newly upgraded walkout lower level is an entertainer's dream: LVP flooring, custom bar with 10'+ granite island, glassware cabinetry, undermount sink & seating for 7, plus full-size fridge & dual-zone wine fridge. Fresh paint throughout, new light fixtures, dimmers & bath fan timers add polish. Oversized 3-car garage (4' deeper than standard) w/ EV charger. Low $225/mo HOA. Minutes to downtown White Bear Lake (5), St. Paul (15) & Minneapolis (20). A rare blend of single-level ease and entertainer's luxury. Schedule your showing today!
Active
$895,000
37 Summit Farm Ln, Gem Lake, MN 55110
4beds
3,668sqft
(TH) Detached
Built in 2020
10,062 Square Feet Lot
$880,600 Zestimate®
$244/sqft
$225/mo HOA
What's special
- 14 days
- 1,021
- 36
Zillow last checked:
Listing updated:
Listed by:
Rathmanner & Co. - Marty Rathmanner 651-485-1555,
Keller Williams Premier Realty
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7125370
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom
- Level: Main
- Area: 252 Square Feet
- Dimensions: 14x18
Bedroom 2
- Level: Main
- Area: 144 Square Feet
- Dimensions: 12x12
Bedroom 3
- Level: Lower
- Area: 210 Square Feet
- Dimensions: 14x15
Bedroom 4
- Level: Lower
- Area: 252 Square Feet
- Dimensions: 14x18
Other
- Level: Lower
- Area: 234 Square Feet
- Dimensions: 18x13
Dining room
- Level: Main
- Area: 153 Square Feet
- Dimensions: 17x9
Family room
- Level: Lower
- Area: 735 Square Feet
- Dimensions: 35x21
Laundry
- Level: Main
- Area: 72 Square Feet
- Dimensions: 12x6
Living room
- Level: Main
- Area: 289 Square Feet
- Dimensions: 17x17
Study
- Level: Main
- Area: 96 Square Feet
- Dimensions: 12x8
Heating
- Forced Air, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Double Oven, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
- Laundry: Laundry Room, Main Level, Sink
Features
- Basement: Egress Window(s),Finished,Full,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Family Room, Gas, Living Room
Interior area
- Total structure area: 4,020
- Total interior livable area: 3,668 sqft
- Finished area above ground: 2,010
- Finished area below ground: 1,658
Property
Parking
- Total spaces: 3
- Parking features: Attached, Electric Vehicle Charging Station(s), Insulated Garage
- Attached garage spaces: 3
Accessibility
- Accessibility features: Grab Bars In Bathroom
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Pool features: None
- Fencing: None
Lot
- Size: 10,062 Square Feet
- Dimensions: 73 x 138
Details
- Foundation area: 2010
- Parcel number: 273022330026
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: Townhouse
- Property subtype: (TH) Detached
Condition
- New construction: No
- Year built: 2020
Utilities & green energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Villas Of Gem Lake
HOA
- Has HOA: Yes
- Services included: Lawn Care, Other, Professional Mgmt, Sanitation, Snow Removal
- HOA fee: $225 monthly
- HOA name: Advantage Townhome Management
- HOA phone: 661-429-2223
Location
- Region: Gem Lake
Financial & listing details
- Price per square foot: $244/sqft
- Tax assessed value: $857,700
- Annual tax amount: $13,996
- Date on market: 8/14/2026
Estimated market value
$880,600
$837,000 - $925,000
$4,124/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/18/2026 | Listed for sale | $895,000+11.9%$244/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7125370 Report a problem | ||
| 7/18/2023 | Sold | $800,000-2.7%$218/sqft |
Source: Public Record Report a problem | ||
| 5/29/2020 | Sold | $821,875+7.3%$224/sqft |
Source: NorthstarMLS as distributed by MLS GRID #5506756 Report a problem | ||
| 3/15/2020 | Pending sale | $766,272$209/sqft |
Source: Coldwell Banker Realty - Shoreview/North Oaks #5506756 Report a problem | ||
| 3/15/2020 | Listed for sale | $766,272$209/sqft |
Source: Coldwell Banker Realty - Shoreview/North Oaks #5506756 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $12,886 +2.4% | $857,700 +7% |
| 2024 | $12,580 -3.6% | $801,600 |
| 2023 | $13,052 +33.5% | $801,600 -2.6% |
| 2022 | $9,776 +777.6% | $822,800 +32.7% |
| 2021 | $1,114 -15.3% | $620,000 +520% |
| 2020 | $1,316 | $100,000 +194.1% |
| 2019 | -- | $34,000 |
| 2018 | -- | $34,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 55110
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