*CASH ONLY!!!* Attention INVESTORS & BUILDERS! The MOST AFFORDABLE HOME/LOT ON THE WATER in Fort Walton Beach is right here! This HALF ACRE LOT with 100 FEET OF WATERFRONT allows you live the ''boat life'' and be just minutes to the expansive Choctawhatchee Bay! This property is located along the canal of Good Thing Lake in the highly sought-after Elliott Point area that's filled with historic charm & coastal living! This 3BR/2BA/2,081SqFt home is being SOLD AS IS and will not qualify for financing or for home insurance!! Properties like this don't come on the market often so don't miss your chance to own it and renovate it for yourself, add on to it, flip it, or tear it down & build new! Lot cannot be split into 2 lots! Survey is available! Gas: water heater, furnace, & stove/oven.
Sold for $425,000
$425,000
370 Gardner Dr NE, Fort Walton Beach, FL 32548
3beds
2,081sqft
Single Family Residence
Built in 1960
0.5 Acres Lot
$424,500 Zestimate®
$204/sqft
$2,890 Estimated rent
Home value
$424,500
$386,000 - $467,000
$2,890/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
Emily J Hooks 850-699-6165,
Elevation Realty Inc
Bought with:
Lisa Lethcoe, 3387412
Coldwell Banker Realty
Source: ECAOR,MLS#: 989738
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Dimensions: 0 x 0
Bedroom
- Level: First
- Dimensions: 0 x 0
Bedroom
- Level: First
- Dimensions: 0 x 0
Primary bathroom
- Level: First
- Dimensions: 0 x 0
Bathroom
- Level: First
- Dimensions: 0 x 0
Dining area
- Level: First
- Dimensions: 0 x 0
Kitchen
- Level: First
- Dimensions: 0 x 0
Living room
- Level: First
- Dimensions: 0 x 0
Heating
- Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Gas Water Heater
Features
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,081
- Total interior livable area: 2,081 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage
- Attached garage spaces: 1
Features
- Stories: 1
- On waterfront: Yes
- Waterfront features: Bay, Canal Access, Lake Front, Seawall
Lot
- Size: 0.5 Acres
- Dimensions: 265.83 x 90.81 x 254.83 x 100
- Features: Interior Lot, Survey Available
Details
- Parcel number: 182S23080K00120360
- Zoning description: City, Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Slab
- Roof: Shingle
Condition
- Construction Complete
- New construction: No
- Year built: 1960
Utilities & green energy
- Water: Public
Community & HOA
Community
- Subdivision: ELLIOTTS POINT
Location
- Region: Fort Walton Beach
Financial & listing details
- Price per square foot: $204/sqft
- Tax assessed value: $495,259
- Annual tax amount: $2,786
- Date on market: 11/16/2025
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 12/1/2025 | Sold | $425,000-5.3%$204/sqft |
Source:  ECAOR #989738 Report a problem | ||
| 11/20/2025 | Pending sale | $449,000$216/sqft |
Source: ECAOR #989737 Report a problem | ||
| 11/17/2025 | Price change | $449,000-10%$216/sqft |
Source: ECAOR #989738 Report a problem | ||
| 11/16/2025 | Listed for sale | $499,000$240/sqft |
Source: ECAOR #989737 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,902 +3.2% | $254,596 +2.9% |
| 2024 | $2,811 +0.8% | $247,421 +3% |
| 2023 | $2,789 -2.8% | $240,215 +3% |
| 2022 | $2,869 -1.2% | $233,218 +3% |
| 2021 | $2,903 +1.2% | $226,425 +1.4% |
| 2020 | $2,870 +2.5% | $223,299 +2.3% |
| 2019 | $2,799 +0.5% | $218,279 +1.9% |
| 2018 | $2,786 | $214,209 +2.1% |
| 2017 | $2,786 +1% | $209,803 +2.1% |
| 2016 | $2,757 +2.8% | $205,488 +3.5% |
| 2015 | $2,683 +1.8% | $198,613 +0.4% |
| 2014 | $2,637 | $197,850 +2.1% |
| 2013 | -- | $193,721 0% |
| 2012 | -- | $193,786 -0.9% |
| 2011 | -- | $195,634 +15.3% |
| 2010 | -- | $169,739 +2.7% |
| 2009 | -- | $165,277 +0.1% |
| 2008 | -- | $165,112 +3% |
| 2007 | -- | $160,303 +2.5% |
| 2006 | -- | $156,393 +3% |
| 2005 | -- | $151,838 +3% |
| 2004 | -- | $147,416 +1.9% |
| 2003 | -- | $144,667 +2.4% |
| 2002 | -- | $141,276 +1.6% |
| 2001 | -- | $139,051 |
Find assessor info on the county website
Neighborhood: 32548
Nearby homes
- $645,1003 bd2 ba2.2k sqft368 Gardner Dr, Fort Walton Beach, FL 32548Off Market
- $723,4003 bd1 ba1.6k sqft372 Gardner Dr, Fort Walton Beach, FL 32548Off Market
- $890,0003 bd2 ba2.8k sqft366 Gardner Dr, Fort Walton Beach, FL 32548Off Market
- $657,5003 bd2 ba1.9k sqft374 Gardner Dr, Fort Walton Beach, FL 32548Off Market
- $352,3003 bd2 ba1.4k sqft377 Gardner Dr, Fort Walton Beach, FL 32548Off Market
- $322,8003 bd2 ba1.4k sqft379 Gardner Dr NE, Fort Walton Beach, FL 32548Off Market
- $305,5003 bd2 ba1.6k sqft350 Osborne Dr, Fort Walton Beach, FL 32548Off Market
- $625,0004 bd2 ba2.3k sqft364 Gardner Dr NE, Fort Walton Beach, FL 32548Sold
Nearby schools
GreatSchools rating
- 5/10Elliott Point Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 7/10Clifford Meigs Middle SchoolGrades: 6-8Distance: 2.2 mi
- 4/10Choctawhatchee Senior High SchoolGrades: 9-12Distance: 2.9 mi
Schools provided by the listing agent
- Elementary: Elliott Point
- Middle: Meigs
- High: Choctawhatchee
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$424,500
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- Florida
- Okaloosa County
- Fort Walton Beach
- 32548
- 370 Gardner Dr NE
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