For sale

Price cut: $10.2K (6/23)

$99,777

3704 S Terry Ave APT 103, Sioux Falls, SD 57106

2beds

768sqft

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Condominium

Built in 1977

-- sqft lot

$-- Zestimate^®

$130/sqft

$365/mo HOA

What's special

Convenient main-level accessOne stall garage

Welcome to easy, low-maintenance living in this well-located 2-bedroom, 1-bath lower-level condo! This comfortable condo offers a functional layout with spacious living areas and convenient main-level access. A one stall garage offers piece of mind. Enjoy being close to shopping, grocery stores, restaurants, and everyday amenities, making errands and dining out quick and easy.The HOA provides exceptional value and peace of mind by taking care of many exterior responsibilities, including garbage service, snow removal, lawn care, exterior building maintenance, road maintenance, as well as water and sewer—allowing you to spend more time enjoying your home and less time worrying about upkeep. Whether you're looking for a first home, downsizing opportunity, or investment property, this condo offers comfort, convenience, and truly low-maintenance living in a prime Sioux Falls location. Pool maintenance and heat is also included (as well as items listed) in HOA.

130 days

158

8

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1
Main level bedrooms: 2

Primary bedroom

Area: 132
Dimensions: 12 x 11

Bedroom 2

Area: 121
Dimensions: 11 x 11

Kitchen

Level: Main
Area: 143
Dimensions: 13 x 11

Living room

Level: Main
Area: 187
Dimensions: 17 x 11

Cooling

Central Air

Features

Flooring: Carpet, Laminate
Basement: None

Interior area

Total interior livable area: 768 sqft
Finished area above ground: 768
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Garage
Garage spaces: 1

Lot

Size: 2,099 Square Feet

Details

Parcel number: 32859

Construction

Type & style

Home type: Condo
Architectural style: Ranch
Property subtype: Condominium

Materials

Brick
Roof: Composition

Condition

Year built: 1977

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: Gateway Addn

HOA

Has HOA: Yes
Amenities included: Maintenance Structure, Trash, Maintenance Grounds, Pool, Road Maint, Snow Removal, Water
HOA fee: $365 monthly

Location

Region: Sioux Falls

Financial & listing details

Price per square foot: $130/sqft
Tax assessed value: $99,700
Annual tax amount: $1,295
Date on market: 3/10/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/23/2026	Price change	$99,777-9.3%$130/sqft
Source: Realtor Association of the Sioux Empire #22601648 Report a problem
3/10/2026	Listed for sale	$110,000$143/sqft
Source: Realtor Association of the Sioux Empire #22601648 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,297 +2.6%	$99,700 +3.3%
2024	$1,265 +0.5%	$96,500 +7%
2023	$1,258 +14.1%	$90,200 +21.2%
2022	$1,103 +9.5%	$74,400 +12.7%
2021	$1,007 +1.8%	$66,000 -0.9%
2020	$989 +12.1%	$66,600 +12.6%
2018	$882 -3.8%	$59,151 +4.7%
2017	$917 +3.9%	$56,472 +6.6%
2016	$882 +2.7%	$52,988
2015	$859 +1.1%	$52,988
2014	$850 +6.2%	$52,988 +1.9%
2013	$800	$52,016
2012	$800	$52,016 -2.2%
2011	--	$53,182
2010	--	$53,182
2009	$769	$53,182
2008	--	$53,182 +5.7%
2007	--	$50,296

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 57106

Getting around

51 / 100

Somewhat Walkable

23 / 100

Minimal Transit

47 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

4/10
Oscar Howe Elementary - 58
Grades: K-5Distance: 1 mi
9/10
Memorial Middle School - 04
Grades: 6-8Distance: 2.2 mi
5/10
Roosevelt High School - 03
Grades: 9-12Distance: 1.2 mi

Schools provided by the listing agent

Elementary: Oscar Howe ES
Middle: Memorial MS
High: Roosevelt HS
District: Sioux Falls

Source: Realtor Association of the Sioux Empire. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.