Welcome to 3704 W. Locust Circle in the highly desirable River Bluff Farm neighborhood. Located in the award-winning North Oldham School District, this beautifully updated brick two-story home offers 4 bedrooms, 2.5 bathrooms, 2,340 square feet above grade, and more than 3,100 finished square feet of living space. From the moment you arrive, it's easy to see the pride of ownership that has gone into this home. The current owners have completed numerous updates throughout, including beautifully renovated bathrooms, fresh paint, updated countertops, new flooring, and much more, making this a truly move-in-ready opportunity. Inside, you'll find a traditional floor plan with multiple living spaces, including formal living and dining rooms that provide great flexibility for entertaining, working from home, or everyday living. The spacious family room opens directly to the eat-in kitchen and overlooks the fenced backyard, creating a comfortable and functional space where family and friends naturally gather. Upstairs, you'll find all four bedrooms, including a spacious primary suite with an updated private bathroom. The finished lower level adds valuable living space and could easily serve as a media room, playroom, home gym, office, or whatever best fits your lifestyle. Outside, the fenced backyard provides plenty of room to relax, play, or entertain, while the 2+ car rear-entry garage offers excellent storage and convenience. River Bluff Farm continues to be one of the most sought-after neighborhoods in North Oldham thanks to its incredible location, top-rated schools, and easy access to shopping, dining, hospitals, interstate access, and downtown Louisville. Homes with this amount of space, this level of updates, and a North Oldham address at $490,000 don't come along often. Don't miss your opportunity to make 3704 W. Locust Circle your next home.
Pending
$490,000
3704 W Locust Cir, Prospect, KY 40059
4beds
3,100sqft
Single Family Residence
Built in 1978
0.3 Acres Lot
$-- Zestimate®
$158/sqft
$10/mo HOA
What's special
Spacious family roomFresh paintNew flooringOverlooks the fenced backyardEat-in kitchenTraditional floor planMultiple living spaces
- 21 days |
- 806 |
- 39 |
Zillow last checked:
Listing updated:
Listed by:
Sam Stone,
Lenihan Sotheby's Int'l Realty
Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1719930
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Half bathroom
- Level: First
Full bathroom
- Level: Second
Dining room
- Level: First
Family room
- Level: First
Family room
- Level: Basement
Game room
- Level: Basement
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Features
- Basement: Partially Finished
- Number of fireplaces: 1
Interior area
- Total structure area: 2,340
- Total interior livable area: 3,100 sqft
- Finished area above ground: 2,340
- Finished area below ground: 760
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
Features
- Stories: 2
- Patio & porch: Patio, Porch
- Fencing: Wood
Lot
- Size: 0.3 Acres
- Features: Covt/Restr, Level
Details
- Parcel number: 0615009
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick Veneer
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Year built: 1978
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected
Community & HOA
Community
- Subdivision: River Bluff Farm
HOA
- Has HOA: Yes
- HOA fee: $125 annually
Location
- Region: Prospect
Financial & listing details
- Price per square foot: $158/sqft
- Tax assessed value: $360,000
- Annual tax amount: $4,476
- Date on market: 6/9/2026
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/10/2026 | Pending sale | $490,000$158/sqft |
Source: | ||
| 6/9/2026 | Listed for sale | $490,000+36.1%$158/sqft |
Source: | ||
| 12/19/2022 | Sold | $360,000-9.8%$116/sqft |
Source: | ||
| 11/13/2022 | Pending sale | $399,000$129/sqft |
Source: | ||
| 10/20/2022 | Price change | $399,000-3.9%$129/sqft |
Source: | ||
| 10/6/2022 | Listed for sale | $415,000+56.6%$134/sqft |
Source: | ||
| 10/2/2014 | Sold | $265,000-3.6%$85/sqft |
Source: | ||
| 8/13/2014 | Listed for sale | $275,000$89/sqft |
Source: Coldwell Banker McMahan Co. #1398358 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,476 -0.5% | $360,000 |
| 2023 | $4,497 +20.7% | $360,000 +20% |
| 2022 | $3,727 +0.6% | $300,000 |
| 2021 | $3,703 -0.2% | $300,000 |
| 2020 | $3,712 +14.1% | $300,000 +13.2% |
| 2019 | $3,252 0% | $265,000 |
| 2018 | $3,253 +37.8% | $265,000 |
| 2017 | $2,362 | $265,000 +23.3% |
| 2013 | $2,362 | $215,000 |
| 2011 | -- | $215,000 |
| 2010 | -- | $215,000 |
| 2009 | -- | $215,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 40059
Nearby schools
GreatSchools rating
- 9/10Goshen At Hillcrest Elementary SchoolGrades: K-5Distance: 0.4 mi
- 9/10North Oldham Middle SchoolGrades: 6-8Distance: 1.9 mi
- 10/10North Oldham High SchoolGrades: 9-12Distance: 1.8 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Kentucky
- Oldham County
- River Bluff
- 40059
- 3704 W Locust Cir






