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Under contract
  • $435,000

    3708 E Locust Cir, Prospect, KY 40059

    3beds
    3,022sqft
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    Single Family Residence
    Built in 1986
    0.32 Acres Lot
    $-- Zestimate®
    $144/sqft
    $19/mo HOA

    What's special

    Lovely wood-burning fireplaceSpectacular koi pondFire pitRelaxing hot tubPeaceful outdoor settingHardwood cabinetryLarge family room
    Welcome to this beautifully maintained walkout ranch offering a desirable split-bedroom floor plan, spacious living areas, and a peaceful outdoor setting in the heart of Oldham County. As you enter, discover the formal dining room to your left. The vaulted great room features a lovely wood-burning fireplace as its centerpiece, creating an inviting gathering space that flows seamlessly into the kitchen, providing an open layout ideal for everyday living and entertaining. The kitchen features a full complement of stainless steel appliances, hardwood cabinetry, granite countertop, and dining area with access to the back deck. Don't miss the convenient main-level laundry complete with storage cabinets. The private primary suite is thoughtfully separated from the secondary bedrooms, offering comfort and privacy, along with a walk-in closet and an en-suite full bathroom. Two additional bedrooms feature ceiling fans, and one has its own private access to the back deck. There is an additional full bath. Just beyond the main living area, step onto the deck overlooking a stunning tiered koi pond, creating a tranquil backdrop for relaxing mornings, outdoor dining, or hosting guests. The finished walkout lower level significantly expands the home's living space with a large family room and a game area featuring a kitchenette that's perfect for parties or visiting guests. The hobby room offers walkout access to the driveway and additional space that could be converted to just about anything, including an additional bedroom. Ample storage and flexible spaces enhance the home's functionality. The fenced backyard creates a serene oasis complete with a fire pit, spectacular koi pond, covered sitting area on the deck, and relaxing hot tub. Conveniently located near award-winning Oldham County schools, shopping, dining, and everyday amenities, this property combines comfortable living, beautiful outdoor features, and an exceptional location. Don't miss this opportunity to enjoy the space, flexibility, and charm of this inviting walkout ranch.
    21 days
    |
    992
    |
    28
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    The Weil Team 502-777-3697,

    Coldwell Banker McMahan

    Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1720124MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Primary bathroom
      • Level: First
      Full bathroom
      • Level: First
      Dining room
      • Description: Formal
      • Level: First
      Family room
      • Level: Basement
      Great room
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Other
      • Description: Hobby Room
      • Level: Basement
      Heating
      • Electric, Heat Pump
      Cooling
      • Central Air, Heat Pump
      Features
      • Basement: Walkout Finished,Walkout Part Fin
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,663
      • Total interior livable area: 3,022 sqft
      • Finished area above ground: 1,663
      • Finished area below ground: 1,359

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached
      • Attached garage spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Deck
      • Has spa: Yes
      • Spa features: Heated
      • Fencing: Wood
      Lot
      • Size: 0.32 Acres
      • Features: Covt/Restr
      Details
      • Parcel number: 06150055

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Wood Frame
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Year built: 1986

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Subdivision: River Bluff Farm
      HOA
      • Has HOA: Yes
      • HOA fee: $225 annually
      Location
      • Region: Prospect

      Financial & listing details

      • Price per square foot: $144/sqft
      • Tax assessed value: $280,000
      • Annual tax amount: $3,492
      • Date on market: 6/11/2026
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/15/2026Contingent$435,000$144/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1720124 Report a problem
        6/11/2026Listed for sale$435,000$144/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1720124 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,492 +11.3%$280,000 +12%
        2023$3,139 +0.9%$250,000
        2022$3,111 +0.6%$250,000
        2021$3,091 -0.2%$250,000
        2020$3,099 +7.3%$250,000 +6.4%
        2019$2,888 0%$235,000
        2018$2,889 +7.3%$235,000
        2017$2,691 $235,000 -4.1%
        2013$2,691 $245,000
        2011-- $245,000
        2010-- $245,000
        2009-- $245,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 40059

        Getting around

        36 / 100
        Car-Dependent
        21 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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