Welcome to this beautifully maintained walkout ranch offering a desirable split-bedroom floor plan, spacious living areas, and a peaceful outdoor setting in the heart of Oldham County. As you enter, discover the formal dining room to your left. The vaulted great room features a lovely wood-burning fireplace as its centerpiece, creating an inviting gathering space that flows seamlessly into the kitchen, providing an open layout ideal for everyday living and entertaining. The kitchen features a full complement of stainless steel appliances, hardwood cabinetry, granite countertop, and dining area with access to the back deck. Don't miss the convenient main-level laundry complete with storage cabinets. The private primary suite is thoughtfully separated from the secondary bedrooms, offering comfort and privacy, along with a walk-in closet and an en-suite full bathroom. Two additional bedrooms feature ceiling fans, and one has its own private access to the back deck. There is an additional full bath. Just beyond the main living area, step onto the deck overlooking a stunning tiered koi pond, creating a tranquil backdrop for relaxing mornings, outdoor dining, or hosting guests. The finished walkout lower level significantly expands the home's living space with a large family room and a game area featuring a kitchenette that's perfect for parties or visiting guests. The hobby room offers walkout access to the driveway and additional space that could be converted to just about anything, including an additional bedroom. Ample storage and flexible spaces enhance the home's functionality. The fenced backyard creates a serene oasis complete with a fire pit, spectacular koi pond, covered sitting area on the deck, and relaxing hot tub. Conveniently located near award-winning Oldham County schools, shopping, dining, and everyday amenities, this property combines comfortable living, beautiful outdoor features, and an exceptional location. Don't miss this opportunity to enjoy the space, flexibility, and charm of this inviting walkout ranch.
Under contract
$435,000
3708 E Locust Cir, Prospect, KY 40059
3beds
3,022sqft
Single Family Residence
Built in 1986
0.32 Acres Lot
$-- Zestimate®
$144/sqft
$19/mo HOA
What's special
Lovely wood-burning fireplaceSpectacular koi pondFire pitRelaxing hot tubPeaceful outdoor settingHardwood cabinetryLarge family room
- 21 days |
- 992 |
- 28 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
The Weil Team 502-777-3697,
Coldwell Banker McMahan
Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1720124
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Full bathroom
- Level: First
Dining room
- Description: Formal
- Level: First
Family room
- Level: Basement
Great room
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Other
- Description: Hobby Room
- Level: Basement
Heating
- Electric, Heat Pump
Cooling
- Central Air, Heat Pump
Features
- Basement: Walkout Finished,Walkout Part Fin
- Number of fireplaces: 1
Interior area
- Total structure area: 1,663
- Total interior livable area: 3,022 sqft
- Finished area above ground: 1,663
- Finished area below ground: 1,359
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
Features
- Stories: 1
- Patio & porch: Deck
- Has spa: Yes
- Spa features: Heated
- Fencing: Wood
Lot
- Size: 0.32 Acres
- Features: Covt/Restr
Details
- Parcel number: 06150055
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Wood Frame
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Subdivision: River Bluff Farm
HOA
- Has HOA: Yes
- HOA fee: $225 annually
Location
- Region: Prospect
Financial & listing details
- Price per square foot: $144/sqft
- Tax assessed value: $280,000
- Annual tax amount: $3,492
- Date on market: 6/11/2026
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/15/2026 | Contingent | $435,000$144/sqft |
Source: | ||
| 6/11/2026 | Listed for sale | $435,000$144/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,492 +11.3% | $280,000 +12% |
| 2023 | $3,139 +0.9% | $250,000 |
| 2022 | $3,111 +0.6% | $250,000 |
| 2021 | $3,091 -0.2% | $250,000 |
| 2020 | $3,099 +7.3% | $250,000 +6.4% |
| 2019 | $2,888 0% | $235,000 |
| 2018 | $2,889 +7.3% | $235,000 |
| 2017 | $2,691 | $235,000 -4.1% |
| 2013 | $2,691 | $245,000 |
| 2011 | -- | $245,000 |
| 2010 | -- | $245,000 |
| 2009 | -- | $245,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 40059
Nearby schools
GreatSchools rating
- 9/10Goshen At Hillcrest Elementary SchoolGrades: K-5Distance: 0.3 mi
- 9/10North Oldham Middle SchoolGrades: 6-8Distance: 1.8 mi
- 10/10North Oldham High SchoolGrades: 9-12Distance: 1.7 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Kentucky
- Oldham County
- Prospect
- 40059
- 3708 E Locust Cir




