Pending

$289,900

3713 Joan Dr, Waterloo, IA 50702

3beds

1,516sqft

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Single Family Residence

Built in 1977

0.26 Acres Lot

$280,300 Zestimate^®

$191/sqft

$-- HOA

What's special

Rich mahogany cabinetryFully fenced backyardStorage shedTwo composite decks

Move right into this beautifully maintained ranch in a desirable Waterloo neighborhood! Featuring 3 bedrooms, 2 bathrooms, and over 1,500 finished square feet, this home offers spacious living areas and a finished lower level for extra room to relax or entertain. The kitchen shines with granite countertops and rich mahogany cabinetry, while the oversized heated and cooled garage provides the perfect space for projects, storage, or additional vehicles. Enjoy the fully fenced backyard with two composite decks, storage shed, and extra parking for a camper or trailer. Plus, enjoy peace of mind with a brand-new garage door installed in 2025. Conveniently located near parks, schools, and shopping—this one checks all the boxes!

8 days

741

34

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
3/4 bathrooms: 1

Other

Level: Upper

Other

Level: Main

Other

Level: Lower

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Dishwasher, Electric Water Heater
Laundry: Lower Level

Features

Ceiling Fan(s)
Basement: Radon Mitigation System,Partially Finished
Has fireplace: No
Fireplace features: None

Interior area

Total interior livable area: 1,516 sqft
Finished area below ground: 500

Property

Parking

Total spaces: 3
Parking features: 3 or More Stalls, Attached Garage
Has attached garage: Yes
Carport spaces: 3

Features

Patio & porch: Deck

Lot

Size: 0.26 Acres
Dimensions: 75 x 150
Features: Landscaped

Details

Parcel number: 881303429012
Zoning: R-2
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Brick/Mortar
Roof: Shingle

Condition

Year built: 1977

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Location

Region: Waterloo

Financial & listing details

Price per square foot: $191/sqft
Tax assessed value: $225,400
Annual tax amount: $4,432
Date on market: 7/10/2026
Cumulative days on market: 8 days
Road surface type: Concrete, Hard Surface Road

Estimated market value

$280,300

$266,000 - $294,000

$1,625/mo

Price history

Date	Event	Price
7/17/2026	Pending sale	$289,900$191/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263232 Report a problem
7/10/2026	Listed for sale	$289,900+28.9%$191/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263232 Report a problem
10/18/2021	Sold	$224,900$148/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20213755 Report a problem
8/9/2021	Pending sale	$224,900$148/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20213755 Report a problem
8/5/2021	Listed for sale	$224,900+27.1%$148/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20213755 Report a problem
6/12/2015	Sold	$177,000-1.1%$117/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20151860 Report a problem
4/8/2015	Price change	$179,000-2.2%$118/sqft
Source: RE/MAX HOME GROUP #20151860 Report a problem
3/21/2015	Listed for sale	$183,000$121/sqft
Source: RE/MAX HOME GROUP #20151860 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,433 +8.7%	$225,400 +5.1%
2024	$4,079 +15.8%	$214,560
2023	$3,524 +4.4%	$214,560 +26.7%
2022	$3,376 +5%	$169,340 +1.5%
2021	$3,216 +1.8%	$166,870 +10.8%
2020	$3,159 -2.1%	$150,590
2019	$3,227 +1%	$150,590 -1%
2018	$3,196 +0%	$152,080
2017	$3,196 +4.9%	$152,080
2016	$3,048	$152,080 +13.2%
2015	$3,048 +7.9%	$134,340
2014	$2,826 -4.5%	$134,340 -4.2%
2012	$2,959 +7%	$140,210
2011	$2,766 +3.3%	$140,210 +5%
2010	$2,678 +2.8%	$133,500
2009	$2,605 +2.2%	$133,500
2008	$2,550 +1.7%	$133,500 +7%
2007	$2,507 -0.5%	$124,760
2006	$2,520 +5.4%	$124,760
2005	$2,390 +5.8%	$124,760 +23.9%
2003	$2,259 +6.6%	$100,720
2002	$2,119 +10.7%	$100,720 +23.7%
2001	$1,914	$81,420

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 50702

Getting around

39 / 100

Car-Dependent

26 / 100

Some Transit

41 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

3/10
Lou Henry Elementary School
Grades: K-5Distance: 1.2 mi
6/10
Hoover Middle School
Grades: 6-8Distance: 1.2 mi
3/10
West High School
Grades: 9-12Distance: 0.9 mi

Schools provided by the listing agent

Elementary: Lou Henry
Middle: Hoover Intermediate
High: West High - Waterloo

Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.