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For sale
    • Price cut: $9.1K (7/30)
    $765,900

    3723 Bay Rd, Street, MD 21154

    4beds
    2,879sqft
    : 
    $5,188/mo
    Get pre-qualified
    Single Family Residence
    Built in 1998
    3.65 Acres Lot
    $750,400 Zestimate®
    $266/sqft
    $-- HOA

    What's special

    Saltwater poolFull brick exteriorTranquil wooded backdropDedicated officeSingle level livingSeparate water closetDouble vanity
    New Price! Amazing Opportunity!! Private 3.65 acre retreat with a saltwater pool and single level living, just 15 minutes from Bel Air. Tucked away at the end of a private lane serving only four homes, this custom-built ranch with a full brick exterior offers the peace and privacy of country living with everyday convenience. Designed and built with quality and longevity in mind, the home reflects thoughtful craftsmanship, durable construction, and a level of care that is increasingly difficult to find. With over 4,200 total square feet, including nearly 2,900 finished square feet, plus substantial unfinished space, the property offers exceptional versatility for everyday living, storage, hobbies, a workshop, or future expansion. Mature trees, open yard space, and a tranquil wooded backdrop create a setting that feels worlds away. The backyard is designed for making memories, featuring an in-ground saltwater pool with diving board and an expansive 12' x 44' Trex composite deck with plenty of room to relax, entertain, and enjoy the outdoors. Inside, Brazilian cherry hardwood floors, fresh paint, and 9-foot ceilings create a warm and inviting atmosphere throughout the main level. The kitchen features granite countertops, abundant solid wood cabinetry, generous workspace, a dedicated pantry, and a sunny breakfast nook overlooking the backyard. The adjoining family room features an auto start pellet stove, while the separate dining room is ready for holidays, celebrations, and everyday meals. A convenient half bath, separate laundry room with utility sink, and oversized attached 2 car garage add functionality to daily living. The main level includes 3 bedrooms, 2.5 baths, and a dedicated office that can also serve as a 4th bedroom, nursery, guest room, playroom, or additional workspace. The primary suite features a large walk-in closet and an updated bath with a jetted soaking tub, custom glass shower with dual shower heads, terrazzo shower base, double vanity, and separate water closet. Both secondary bedrooms offer large closets, and a full hall bath serves the private bedroom wing. The finished lower level provides flexible space for movie nights, games, crafts, entertaining, fitness, or working from home. A second auto start pellet stove adds warmth, while an oversized full bath and level walkout to the backyard expand the possibilities. The unfinished portion offers abundant storage and outstanding potential for additional finished living space, including a bedroom, guest suite, hobby room, home gym, or workshop. Lovingly maintained by its original owners, the home reflects years of thoughtful care and improvements, including a Trex composite deck in 2021, a new roof in 2022 with transferable 20 year workmanship and 50 year shingle warranties, gutter guards, and a new pool liner, safety cover, and solar cover in 2023. A new pool pump and vacuum were added in 2026. Whether entertaining poolside, enjoying morning coffee on the deck with the hummingbirds, watching a summer storm roll through the trees, or spending a cozy evening by the fire, this is a home designed to be enjoyed in every season. OPEN HOUSE SUNDAY AUGUST 2, 2026 1pm-3pm
    9 days
    |
    922
    |
    54
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jen Mendenhall 443-756-4037,

    Cummings & Co. Realtors (410) 823-0033

    Source: Bright MLS,MLS#: MDHR2058020MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 3
      • Main level bedrooms: 4
      Rooms
      • Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Other, Office, Recreation Room, Bathroom 3, Primary Bathroom, Full Bath, Half Bath
      Primary bedroom
      • Features: Attached Bathroom, Ceiling Fan(s), Crown Molding, Flooring - HardWood, Lighting - Ceiling, Walk-In Closet(s)
      • Level: Main
      • Area: 221 Square Feet
      • Dimensions: 17 X 13
      Bedroom 2
      • Features: Ceiling Fan(s), Crown Molding, Flooring - HardWood
      • Level: Main
      • Area: 100 Square Feet
      • Dimensions: 10 X 10
      Bedroom 3
      • Features: Ceiling Fan(s), Crown Molding, Flooring - HardWood
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 12 X 10
      Primary bathroom
      • Features: Bathroom - Jetted Tub, Soaking Tub, Bathroom - Stall Shower, Bathroom - Walk-In Shower, Built-in Features, Granite Counters, Crown Molding, Double Sink, Flooring - Luxury Vinyl Tile
      • Level: Main
      • Area: 99 Square Feet
      • Dimensions: 11 X 9
      Bathroom 3
      • Features: Bathroom - Tub Shower
      • Level: Lower
      • Area: 80 Square Feet
      • Dimensions: 10 X 8
      Breakfast room
      • Features: Breakfast Nook, Breakfast Bar, Breakfast Room, Dining Area, Flooring - Luxury Vinyl Tile, Eat-in Kitchen, Lighting - Pendants
      • Level: Main
      • Area: 99 Square Feet
      • Dimensions: 9 X 11
      Dining room
      • Features: Chair Rail, Crown Molding, Dining Area, Flooring - HardWood, Formal Dining Room
      • Level: Main
      • Area: 154 Square Feet
      • Dimensions: 11 X 14
      Family room
      • Features: Ceiling Fan(s), Crown Molding, Fireplace - Other, Flooring - Carpet
      • Level: Main
      • Area: 256 Square Feet
      • Dimensions: 16 X 16
      Foyer
      • Features: Crown Molding, Flooring - HardWood
      • Level: Main
      • Area: 80 Square Feet
      • Dimensions: 10 X 8
      Other
      • Features: Bathroom - Tub Shower
      • Level: Main
      • Area: 45 Square Feet
      • Dimensions: 5 X 9
      Half bath
      • Features: Flooring - Luxury Vinyl Tile
      • Level: Main
      • Area: 18 Square Feet
      • Dimensions: 3 X 6
      Kitchen
      • Features: Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Granite Counters, Double Sink, Dining Area, Flooring - Luxury Vinyl Tile, Kitchen - Propane Cooking, Recessed Lighting, Lighting - LED, Pantry
      • Level: Main
      • Area: 130 Square Feet
      • Dimensions: 13 X 10
      Laundry
      • Features: Flooring - Luxury Vinyl Tile
      • Level: Main
      • Area: 54 Square Feet
      • Dimensions: 6 X 9
      Office
      • Features: Ceiling Fan(s), Crown Molding, Flooring - HardWood
      • Level: Main
      • Area: 81 Square Feet
      • Dimensions: 9 X 9
      Other
      • Features: Basement - Unfinished
      • Level: Lower
      • Area: 1332 Square Feet
      • Dimensions: 36 X 37
      Recreation room
      • Features: Basement - Partially Finished, Fireplace - Other, Flooring - Laminate Plank, Recessed Lighting, Lighting - LED
      • Level: Lower
      • Area: 884 Square Feet
      • Dimensions: 34 X 26
      Heating
      • Humidity Control, Forced Air, Propane
      Cooling
      • Ceiling Fan(s), Central Air, Electric
      Appliances
      • Included: Microwave, Dishwasher, Dryer, Exhaust Fan, Humidifier, Ice Maker, Oven/Range - Gas, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater
      • Laundry: Has Laundry, Main Level, Washer In Unit, Dryer In Unit, Laundry Room
      Features
      • Attic/House Fan, Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Crown Molding, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Table Space, Pantry, Primary Bath(s), 9'+ Ceilings, Dry Wall, Mod Walls, Block Walls
      • Flooring: Carpet, Ceramic Tile, Concrete, Hardwood, Laminate, Luxury Vinyl
      • Windows: Double Hung, Double Pane Windows, Screens
      • Basement: Connecting Stairway,Full,Improved,Heated,Interior Entry,Partially Finished,Space For Rooms,Sump Pump,Walk-Out Access,Water Proofing System
      • Number of fireplaces: 2
      • Fireplace features: Free Standing, Other
      Interior area
      • Total structure area: 4,258
      • Total interior livable area: 2,879 sqft
      • Finished area above ground: 2,129
      • Finished area below ground: 750

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener, Inside Entrance, Oversized, Driveway, Attached, Off Street
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Sqft: 480
      Accessibility
      • Accessibility features: Accessible Hallway(s), Accessible Doors
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Patio, Porch
      • Exterior features: Lighting, Flood Lights, Rain Gutters
      • Has private pool: Yes
      • Pool features: Fenced, In Ground, Salt Water, Private
      • Has spa: Yes
      • Spa features: Bath
      • Fencing: Partial,Back Yard,Wood
      • Has view: Yes
      • View description: Scenic Vista, Trees/Woods, Garden
      Lot
      • Size: 3.65 Acres
      • Features: Backs to Trees, Wooded, Landscaped, No Thru Street, Not In Development, SideYard(s), Rear Yard, Private, Premium, Front Yard
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1305054001
      • Zoning: AG
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Brick, Block
      • Foundation: Active Radon Mitigation, Block
      • Roof: Architectural Shingle
      Condition
      • Very Good
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Electric: Underground
      • Sewer: Gravity Sept Fld, Private Septic Tank
      • Water: Well, Private
      • Utilities for property: Propane, Cable Connected

      Community & HOA

      Community
      • Subdivision: None Available
      HOA
      • Has HOA: No
      Location
      • Region: Street

      Financial & listing details

      • Price per square foot: $266/sqft
      • Tax assessed value: $446,333
      • Annual tax amount: $4,529
      • Date on market: 7/21/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Conventional,FHA,VA Loan,Cash
      • Inclusions: Swing Under Deck, 2 Planters @ Pool, Hose Reel, 2 Vinyl Storage Chests Under Deck Stairs, Fire Pit. All Pool Equipment And Related Materials. Cantilever Umbrella @ Pool, Mtd Yardman Lawn Tractor With Quick Attach Snowplow Blade, Nest Thermostat, Nest Doorbell
      • Exclusions: Furnishings And Decor. Adirondack Chairs. Dining Room Curtains.
      • Ownership: Fee Simple
      • Road surface type: Gravel

        Estimated market value

        $750,400

        $713,000 - $788,000

        $3,764/mo

        Price history

        DateEventPrice
        7/30/2026Price change$765,900-1.2%$266/sqft
        Source: Bright MLS #MDHR2058020 Report a problem
        7/16/2026Price change$775,000-2.5%$269/sqft
        Source: Bright MLS #MDHR2056412 Report a problem
        6/18/2026Listed for sale$795,000+1053.8%$276/sqft
        Source: Bright MLS #MDHR2056412 Report a problem
        12/2/1997Sold$68,900$24/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,477 +6.7%$415,567 +8%
        2024$4,194 +3.8%$384,800 +3.8%
        2023$4,042 +3.9%$370,833 -3.6%
        2022$3,889 -0.4%$384,800 +12.2%
        2021$3,906 +0.2%$342,900 +1.5%
        2020$3,897 +1.6%$337,700 -1.5%
        2019$3,837 +1.6%$342,900 +4.8%
        2018$3,777 $327,300
        2017$3,777 $327,300 +0.8%
        2016-- $324,567 +0.4%
        2015-- $323,200
        2014$4,082 $323,200
        2013-- $323,200 -8.8%
        2012-- $354,300
        2011-- $354,300
        2010-- $354,300 -16.9%
        2009-- $426,600 +14.4%
        2008-- $372,920 +16.8%
        2007-- $319,240 +20.2%
        2006-- $265,560 +6.4%
        2005-- $249,686 +6.3%
        2004-- $234,936 +7.8%
        2003-- $217,940 +3.6%
        2002-- $210,420 +3.7%
        2001-- $202,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 21154

        Getting around

        0 / 100
        Car-Dependent
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Harford County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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