If you are looking for the convenience of the city amenities, yet want seclusion, this is the property for you. Situated just outside the city limits, this waterfront home is perfect! Immaculately maintained with 4 bedrooms, 2 full baths, 1 half bath, large living room with gas log fireplace, bright kitchen with gorgeous cabinets dining room and large pantry and laundry. Covered front and back porches, detached garage and just steps away from the water for fishing! Call today, this one is rare!
Active
$329,900
3725 Shepard Rd, Union City, TN 38261
4beds
2,040sqft
Single Family Residence
Built in 2005
0.36 Acres Lot
$321,000 Zestimate®
$162/sqft
$-- HOA
What's special
Waterfront homeDetached garageLarge pantry and laundryDining room
- 3 days |
- 488 |
- 21 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
JIM DOUGLAS 731-446-5326,
FULLER PARTNERS REAL ESTATE 731-885-8041
Source: RRAR as distributed by MLS GRID,MLS#: 46450
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Has Heating (Unspecified Type)
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Refrigerator, Disposal, Range
Features
- Flooring: Carpet, Ceramic Floor, Hardwood
- Windows: Thermal Pane
- Number of fireplaces: 1
- Fireplace features: One, Living Room, Gas Log
Interior area
- Total structure area: 3,640
- Total interior livable area: 2,040 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Garage spaces: 2
Features
- Stories: 1
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Size: 0.36 Acres
- Dimensions: 214' x 95'
- Features: Rolling Slope
Details
- Parcel number: 060.05
- Zoning: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: No Basement, Crawl Space
- Roof: Asphalt
Condition
- Year built: 2005
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Location
- Region: Union City
Financial & listing details
- Price per square foot: $162/sqft
- Tax assessed value: $229,200
- Annual tax amount: $790
- Date on market: 6/12/2026
- Road surface type: Gravel
Estimated market value
$321,000
$305,000 - $337,000
$1,952/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/12/2026 | Listed for sale | $329,900+75.6%$162/sqft |
Source: RRAR as distributed by MLS GRID #46450 Report a problem | ||
| 4/26/2010 | Sold | $187,900-3.6%$92/sqft |
Source: Public Record Report a problem | ||
| 7/12/2009 | Listed for sale | $195,000$96/sqft |
Source: CENTURY 21 Golden Service Realty & Auction, Inc. #29134 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $791 | $57,300 |
| 2024 | $791 | $57,300 |
| 2023 | $791 +13% | $57,300 +55.6% |
| 2022 | $700 | $36,825 |
| 2021 | $700 | $36,825 |
| 2020 | $700 +35.9% | $36,825 +35.9% |
| 2019 | $515 -0.3% | $27,100 |
| 2018 | $516 +0.1% | $27,100 -3.6% |
| 2017 | $516 -8.5% | $28,125 |
| 2016 | $564 +0.1% | $28,125 |
| 2015 | $564 | $28,125 |
| 2014 | $564 | $28,125 |
| 2013 | -- | $28,125 |
| 2012 | $585 | $28,125 -0.4% |
| 2011 | $585 +6.2% | $28,250 |
| 2010 | $551 | $28,250 |
| 2009 | $551 +0% | $28,250 |
| 2008 | $551 | $28,250 |
| 2007 | -- | $28,250 +22.6% |
| 2006 | $507 +0.7% | $23,050 +0.7% |
| 2005 | $504 -2.4% | $22,900 +13.1% |
| 2004 | $516 +15.9% | $20,250 |
| 2003 | $446 | $20,250 +0% |
| 2001 | -- | $20,248 -70.8% |
| 2000 | -- | $69,318 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 38261
Nearby schools
GreatSchools rating
- 7/10Lake Road Elementary SchoolGrades: PK-8Distance: 6.8 mi
- 5/10Obion County Central High SchoolGrades: 9-12Distance: 6.8 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Tennessee
- Obion County
- Union City
- 38261
- 3725 Shepard Rd






