Welcome to 3729 Singleton Terrace, a beautifully maintained townhome nestled in the highly desirable Villages of Urbana community and lovingly cared for by the same owners since 2004. The main level features spacious living and dining rooms highlighted by a charming bay window, creating an inviting setting for everyday living and entertaining. The eat-in kitchen is equipped with a center island with breakfast bar, ample cabinetry, a pantry, and a comfortable sitting area, while the adjoining breakfast room provides direct access to the deck, perfect for outdoor dining and relaxation. A convenient powder room completes the main level. Upstairs, the expansive primary suite offers vaulted ceilings, a sitting room, a walk-in closet plus an additional closet, en-suite bath with a soaking tub, glass-enclosed shower, and dual vanities. Two additional bedrooms and a full bath complete the upper level. The finished lower level provides exceptional flexibility with a family room featuring walkout access to the backyard, a fourth bedroom, a full bath, laundry area, and ample storage space. Recent updates and improvements include repainting the entire interior of the home, refinishing the deck, power washing the front exterior, installing a new Whirlpool microwave, and installing new smoke/carbon monoxide combination detectors, all completed in April 2026. Additional 2026 enhancements include re-glazing and refinishing the primary shower floor and installing new window treatments in the primary bath, kitchen, and lower-level family room, lower level faucet in full bath, and outdoor lights for front door, porch, and deck. In 2025, new faucets were installed in the main-level hall bath, primary bath, and upper-level guest bath, along with a new showerhead in the primary bath. Additional upgrades include a new KitchenAid dishwasher, GE washer and dryer, and Maytag refrigerator in 2024; a new Moen garbage disposal in 2021; and a new Whirlpool stove, heating and HVAC system, hot water heater, front door and shutter paint, and replacement window and door screens in 2019. Ideally located within a short distance of Urbana Middle School and Urbana High School, Frederick County's top-rated high school, residents enjoy access to the Villages of Urbana's outstanding amenities, including three community centers, pools and fitness centers, along with numerous playgrounds, tennis courts, and basketball courts throughout the neighborhood. The active HOA hosts a variety of family-friendly events year-round, including a Fall Festival, movies on the lawn, a Fourth of July parade, family bingo nights, and holiday celebrations, creating a true sense of community.
Under contract
$515,000
3729 Singleton Ter, Frederick, MD 21704
4beds
2,441sqft
Townhouse
Built in 2003
2,100 Square Feet Lot
$516,800 Zestimate®
$211/sqft
$163/mo HOA
What's special
Glass-enclosed showerComfortable sitting areaVaulted ceilingsNew kitchenaid dishwasherNew whirlpool stoveLaundry areaAmple cabinetry
- 7 days |
- 427 |
- 17 |
Zillow last checked:
Listing updated:
Listed by:
Karla Pinato 443-204-2400,
Northrop Realty 4105310321,
Listing Team: Karla Pinato Team, Co-Listing Agent: Stacy Lynn Sherno 410-903-7339,
Northrop Realty
Source: Bright MLS,MLS#: MDFR2079972
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Breakfast Room, Laundry
Primary bedroom
- Features: Attached Bathroom, Cathedral/Vaulted Ceiling, Flooring - Carpet, Walk-In Closet(s)
- Level: Upper
- Area: 210 Square Feet
- Dimensions: 14 X 15
Bedroom 2
- Features: Flooring - Carpet
- Level: Upper
- Area: 99 Square Feet
- Dimensions: 11 X 9
Bedroom 3
- Features: Flooring - Carpet
- Level: Upper
- Area: 110 Square Feet
- Dimensions: 11 X 10
Bedroom 4
- Features: Flooring - Carpet
- Level: Lower
- Area: 132 Square Feet
- Dimensions: 12 X 11
Breakfast room
- Features: Balcony Access, Breakfast Room, Flooring - Vinyl
- Level: Main
- Area: 88 Square Feet
- Dimensions: 11 X 8
Dining room
- Features: Dining Area, Flooring - Carpet
- Level: Main
Family room
- Features: Flooring - Carpet
- Level: Lower
- Area: 551 Square Feet
- Dimensions: 29 X 19
Foyer
- Features: Flooring - HardWood
- Level: Main
- Area: 24 Square Feet
- Dimensions: 4 X 6
Kitchen
- Features: Breakfast Bar, Dining Area, Flooring - Vinyl, Kitchen Island, Eat-in Kitchen, Pantry
- Level: Main
- Area: 176 Square Feet
- Dimensions: 11 X 16
Laundry
- Level: Lower
- Area: 18 Square Feet
- Dimensions: 3 X 6
Living room
- Features: Flooring - Carpet
- Level: Main
- Area: 330 Square Feet
- Dimensions: 22 X 15
Sitting room
- Features: Flooring - Vinyl
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11 X 11
Heating
- Central, Forced Air, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Refrigerator, Cooktop, Washer, Electric Water Heater
- Laundry: Lower Level, Laundry Room
Features
- Breakfast Area, Dining Area, Eat-in Kitchen, Kitchen Island, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Walk-In Closet(s), Dry Wall, High Ceilings
- Flooring: Carpet, Hardwood, Vinyl
- Doors: Atrium, Sliding Glass, Six Panel
- Windows: Bay/Bow, Screens, Vinyl Clad, Window Treatments
- Basement: Finished,Connecting Stairway,Full,Heated,Improved,Interior Entry,Walk-Out Access,Windows
- Has fireplace: No
Interior area
- Total structure area: 2,541
- Total interior livable area: 2,441 sqft
- Finished area above ground: 1,680
- Finished area below ground: 761
Video & virtual tour
Property
Parking
- Parking features: On Street, Parking Lot
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Other
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck
- Exterior features: Lighting, Street Lights, Sidewalks
- Pool features: Community
- Has view: Yes
- View description: Garden
Lot
- Size: 2,100 Square Feet
- Features: Rear Yard
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1107232470
- Zoning: PUD
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Architectural style: Traditional,Colonial
- Property subtype: Townhouse
Materials
- Vinyl Siding, Brick
- Foundation: Permanent
- Roof: Shingle
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Main Entrance Lock, Smoke Detector(s)
- Subdivision: Villages Of Urbana
HOA
- Has HOA: Yes
- HOA fee: $163 monthly
Location
- Region: Frederick
Financial & listing details
- Price per square foot: $211/sqft
- Tax assessed value: $487,000
- Annual tax amount: $5,444
- Date on market: 6/25/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$516,800
$491,000 - $543,000
$3,128/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/29/2026 | Contingent | $515,000$211/sqft |
Source:  Bright MLS #MDFR2079972 Report a problem | ||
| 6/25/2026 | Listed for sale | $515,000+56.1%$211/sqft |
Source: Bright MLS #MDFR2079972 Report a problem | ||
| 8/2/2004 | Sold | $329,900+20.6%$135/sqft |
Source: Public Record Report a problem | ||
| 6/17/2003 | Sold | $273,545$112/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,473 +28.8% | $449,200 +9.2% |
| 2024 | $5,027 +12.3% | $411,400 +7.7% |
| 2023 | $4,477 +8.3% | $382,000 -7.1% |
| 2022 | $4,132 +9.1% | $411,400 +27.3% |
| 2021 | $3,788 +4.8% | $323,200 |
| 2020 | $3,613 +5.1% | -- |
| 2019 | $3,438 +5.4% | $323,200 +16.1% |
| 2018 | $3,263 | $278,400 |
| 2017 | $3,263 -15.7% | $278,400 +6.8% |
| 2016 | $3,871 | $260,733 +3.5% |
| 2015 | $3,871 | $251,900 +1.2% |
| 2014 | $3,871 | $249,000 +1.2% |
| 2013 | -- | $246,100 +1.2% |
| 2012 | -- | $243,200 |
| 2011 | -- | $243,200 |
| 2010 | -- | $243,200 -35.4% |
| 2009 | -- | $376,760 +10.9% |
| 2008 | -- | $339,680 +12.3% |
| 2007 | -- | $302,600 +14% |
| 2006 | -- | $265,520 +9.2% |
| 2005 | -- | $243,250 +10.1% |
| 2004 | -- | $220,980 +11.2% |
| 2003 | -- | $198,710 +1003.9% |
| 2002 | -- | $18,000 |
| 2001 | -- | $18,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21704
Nearby schools
GreatSchools rating
- 10/10Sugarloaf ElementaryGrades: K-5Distance: 1.1 mi
- 9/10Urbana Middle SchoolGrades: 6-8Distance: 0.4 mi
- 9/10Urbana High SchoolGrades: 9-12Distance: 0.5 mi
Schools provided by the listing agent
- Elementary: Centerville
- Middle: Urbana
- High: Urbana
- District: Frederick County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Frederick County
- Frederick
- 21704
- 3729 Singleton Ter
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