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  • $499,900

    3734 Sun Terrace Cir, White Bear Lake, MN 55110

    3beds
    2,347sqft
    Single Family Residence
    Built in 1981
    0.37 Acres Lot
    $509,900 Zestimate®
    $213/sqft
    $2,896 Estimated rent

    Home value

    $509,900

    $474,000 - $546,000

    $2,896/mo

    Zestimate® history
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    What's special

    Welcome home! to this ideally situated and well-maintained two-story home on a quiet cul-de-sac lot. This home offers both peaceful settings and unbeatable convenience, as it is minutes from White Bear Lake or Mahtomedi, close to I-694, and Century College, plus many more shopping/dining opportunities nearby. Located within the highly desirable and award-winning Mahtomedi school district, this property sits upon a generous 0.37-acre lot boasting tons of curb appeal and has an impressive and spacious rear yard, presenting a remarkable space to relax, play, and entertain in, that is difficult to beat. A tastefully updated and well-cared for interior offers flexible layout options, with two living areas on the main level, and a perfectly placed sunroom addition (currently used for dining) which could also be used for living and leaves additional space for an informal breakfast nook. Main level great room (gas) fireplace has a floor to ceiling brick surround. Upstairs are three well-appointed bedrooms which share the fully updated main bathroom featuring a double vanity with dual sinks, and walk-in shower with a separate tub. The fully finished lower level was also updated by the current owners and includes yet another inviting family room, additional bathroom, and spacious den, which would be perfect for a home office, hobby space, or could be used as additional storage. Current owner updates inc. windows, kitchen cabinetry and appliances, and updated LVP flooring. Other notable updates: new roof(2022) gutters(2022) water heater(2022) furnace and A/C(2020) basement finish updated(2023)

    Zillow last checked:

    Listing updated:

    Listed by:

    Paula Lobinsky 612-412-2323,

    RE/MAX Results

    Bought with:

    Cheryl M Welle

    Keller Williams Premier Realty Lake Minnetonka

    Rick Brama

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6777063MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 1
    • 3/4 bathrooms: 1
    • 1/2 bathrooms: 1
    Bedroom 1
    • Level: Upper
    • Area: 176 Square Feet
    • Dimensions: 16x11
    Bedroom 2
    • Level: Upper
    • Area: 120 Square Feet
    • Dimensions: 12x10
    Bedroom 3
    • Level: Upper
    • Area: 110 Square Feet
    • Dimensions: 11x10
    Deck
    • Level: Main
    • Area: 192 Square Feet
    • Dimensions: 16x12
    Den
    • Level: Basement
    • Area: 190 Square Feet
    • Dimensions: 19x10
    Dining room
    • Level: Main
    • Area: 100 Square Feet
    • Dimensions: 10x10
    Family room
    • Level: Basement
    • Area: 253 Square Feet
    • Dimensions: 23x11
    Great room
    • Level: Main
    • Area: 240 Square Feet
    • Dimensions: 20x12
    Kitchen
    • Level: Main
    • Area: 187 Square Feet
    • Dimensions: 17x11
    Living room
    • Level: Main
    • Area: 192 Square Feet
    • Dimensions: 16x12
    Sun room
    • Level: Main
    • Area: 121 Square Feet
    • Dimensions: 11x11
    Heating
    • Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Central Vacuum, Dishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Washer
    • Laundry: In Basement, Gas Dryer Hookup, Sink, Washer Hookup
    Features
    • Central Vacuum
    • Basement: Block,Drain Tiled,Finished,Full,Sump Pump
    • Number of fireplaces: 1
    • Fireplace features: Family Room, Gas
    Interior area
    • Total structure area: 2,347
    • Total interior livable area: 2,347 sqft
    • Finished area above ground: 1,663
    • Finished area below ground: 684

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Asphalt, Garage Door Opener
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Deck
    • Fencing: Full,Privacy,Wood
    Lot
    • Size: 0.37 Acres
    • Dimensions: 50 x 123 x 90 x 118 x 116
    • Features: Irregular Lot
    Details
    • Additional structures: Storage Shed
    • Foundation area: 1025
    • Parcel number: 3003021320078
    • Zoning description: Residential-Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block, Frame
    • Roof: Age 8 Years or Less,Asphalt
    Condition
    • New construction: No
    • Year built: 1981

    Utilities & green energy

    • Electric: Power Company: Xcel Energy
    • Gas: Electric, Natural Gas, Wood
    • Sewer: City Sewer - In Street
    • Water: City Water - In Street

    Community & HOA

    Community
    • Subdivision: Bacchus White Bear Hills 02
    HOA
    • Has HOA: No
    Location
    • Region: White Bear Lake

    Financial & listing details

    • Price per square foot: $213/sqft
    • Tax assessed value: $409,600
    • Annual tax amount: $4,276
    • Date on market: 8/22/2025
    • Cumulative days on market: 12 days

    Price history

    DateEventPrice
    10/3/2025Sold$499,900+0.2%$213/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6777063 Report a problem
    9/4/2025Pending sale$498,900$213/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6777063 Report a problem
    8/23/2025Listed for sale$498,900+175.6%$213/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6777063 Report a problem
    9/2/1999Sold$181,000+13.8%$77/sqft
    Source: Public Record Report a problem
    5/26/1998Sold$159,000$68/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$4,276 +8.7%$399,900 0%
    2024$3,932 +2.1%$400,000 +2.1%
    2023$3,850 +10.3%$391,900 +28.1%
    2022$3,490 +6%$306,000 -2.8%
    2021$3,292 +0.1%$314,900 +4.1%
    2020$3,290 $302,600
    2019$3,290 $302,600 +4.6%
    2018$3,290 +1.4%$289,300 +9%
    2017$3,244 +13.8%$265,300 -0.8%
    2016$2,850 -4.1%$267,500 +18.9%
    2015$2,972 $224,900 +14.6%
    2013$2,972 +21.6%$196,200 +3%
    2012$2,444 $190,500 -8.3%
    2011$2,444 +7.3%$207,800 -19.5%
    2010$2,278 -1.8%$258,200
    2009$2,320 +2%--
    2008$2,274 +5.1%--
    2007$2,164 +5.2%--
    2006$2,058 +3.2%--
    2005$1,995 +10.9%--
    2004$1,799 -3.2%--
    2001$1,858 --
    Find assessor info on the county website

    Neighborhood: 55110

    Nearby schools

    GreatSchools rating
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    Estimated market value
    $509,900
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    Estimated market value
    $509,900