Pending

$249,999

3738 Charles St, Saint Joseph, MO 64506

2beds

1,331sqft

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Townhouse

Built in 2015

4,791 Square Feet Lot

$-- Zestimate^®

$188/sqft

$-- HOA

What's special

Plenty of characterThoughtful updatesBeautifully updated dining roomBrand-new flooringComfortable layoutSpacious walk-in closet

Welcome home to this cozy and inviting property featuring a spacious walk-in closet, a beautifully updated dining room with brand-new flooring, and a charming bar area perfect for entertaining guests. Enjoy the comfortable layout and warm atmosphere throughout the home, along with a lovely outdoor space ideal for relaxing, grilling, or gathering with family and friends. With thoughtful updates and plenty of character, this home offers both comfort and functionality in a setting you'll love coming home to. A third non conforming bedroom is a great space for a small bedroom or office space.

29 days

763

54

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Features: Carpet
Level: First
Area: 195 Square Feet
Dimensions: 13 x 15

Bedroom 2

Features: Carpet
Level: First
Area: 132 Square Feet
Dimensions: 12 x 11

Primary bathroom

Features: Ceramic Tiles
Level: First
Area: 91 Square Feet
Dimensions: 13 x 7

Bathroom 2

Features: Ceramic Tiles
Level: First

Kitchen

Features: Ceramic Tiles
Level: First

Living room

Features: Carpet
Level: First
Area: 330 Square Feet
Dimensions: 15 x 22

Office

Features: Carpet
Level: First
Area: 48 Square Feet
Dimensions: 6 x 8

Heating

Electric, Heat Pump

Cooling

Electric

Appliances

Included: Microwave, Free-Standing Electric Oven
Laundry: Laundry Closet

Features

Ceiling Fan(s)
Basement: Slab
Has fireplace: No

Interior area

Total structure area: 1,331
Total interior livable area: 1,331 sqft
Finished area above ground: 1,331
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Attached
Attached garage spaces: 2

Lot

Size: 4,791 Square Feet
Features: City Lot

Details

Parcel number: 061.011003001020.003

Construction

Type & style

Home type: Townhouse
Architectural style: Traditional
Property subtype: Townhouse

Materials

Brick Trim, Vinyl Siding
Roof: Composition

Condition

Year built: 2015

Details

Builder name: C. Vincent Con.

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: Other

HOA

Has HOA: No

Location

Region: Saint Joseph

Financial & listing details

Price per square foot: $188/sqft
Tax assessed value: $130,530
Annual tax amount: $188
Date on market: 6/24/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Ownership: Private

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/6/2026	Pending sale	$249,999$188/sqft
Source: Heartland MLS as distributed by MLS GRID #2627759 Report a problem
6/24/2026	Listed for sale	$249,999+4.2%$188/sqft
Source: Heartland MLS as distributed by MLS GRID #2627759 Report a problem
4/2/2026	Sold	--
Source: Heartland MLS as distributed by MLS GRID #2604959 Report a problem
3/9/2026	Pending sale	$239,900$180/sqft
Source: Heartland MLS as distributed by MLS GRID #2604959 Report a problem
3/3/2026	Listed for sale	$239,900$180/sqft
Source: Heartland MLS as distributed by MLS GRID #2604959 Report a problem
8/17/2018	Sold	--
Source: Heartland MLS as distributed by MLS GRID #45001_2080497 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$1,779 +9.1%	$24,800
2023	$1,632 -0.7%	$24,800
2022	$1,643 -0.4%	$24,800
2021	$1,650 +0.6%	$24,800
2020	$1,640 +172.2%	$24,800
2018	$602	$24,800 +625.1%
2017	$602 +188.3%	$3,420
2015	$209 +189845.5%	$3,420
2014	$0	$3,420
2012	$226 +4.1%	$3,420
2011	$217	$3,420
2010	$217	$3,420

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 64506

Getting around

51 / 100

Somewhat Walkable

24 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

4/10
Skaith Elementary School
Grades: PK-6Distance: 1.7 mi
2/10
Truman Middle School
Grades: 7-8Distance: 0.8 mi
4/10
Central High School
Grades: 9-12Distance: 1.4 mi

Schools provided by the listing agent

Elementary: Skaith
Middle: Truman
High: Central

Source: Heartland MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.