Located in one of the Central Coast's most beloved beach communities, this charming fourplex captures the laid-back lifestyle that makes Morro Bay so special. Just minutes from the beach, harbor, and downtown, the property features four well-maintained one-bedroom, one-bath residences designed for comfortable coastal living. The lower units offer convenient ground-floor access, while the two upper units open to spacious private balconies with views of the surrounding hills, a peek of the Pacific, and the familiar backdrop locals affectionately call “3 Stacks and a Rock,” with Morro Rock standing proudly beyond the iconic smokestacks. Residents can unwind in two inviting outdoor gathering areas, including a sunny shared patio and a beautifully finished paver seating area, perfect for enjoying the ocean air after a day of surfing, beachcombing, or waterfront dining. A rare bonus in Morro Bay, each unit includes its own private garage, while three additional detached garages are currently rented separately, providing valuable extra income. Complete with a shared on-site laundry room, this well-maintained property offers a unique blend of beach-town charm, functionality, and strong investment potential in one of California’s favorite coastal communities.
For sale
Listed by: Coast Realty • Christopher Bath • Contact: 805-225-2284
$1,295,000
375 Surf St, Morro Bay, CA 93442
4beds
2,448sqft
Quadruplex
Built in 1972
-- sqft lot
$1,244,900 Zestimate®
$529/sqft
$-- HOA
What's special
- 18 days |
- 1,166 |
- 29 |
Zillow last checked:
Listing updated:
Listed by:
Christopher Bath DRE #01231010 805-801-0268,
Coast Realty
Source: CRMLS,MLS#: SC26134821
Originating MLS: California Regional MLS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 4
- Main level bedrooms: 4
Rooms
- Room types: Other
Cooling
- None
Appliances
- Laundry: Laundry Room
Features
- Has fireplace: No
- Fireplace features: None
- Common walls with other units/homes: 1 Common Wall
Interior area
- Total interior livable area: 2,448 sqft
Property
Parking
- Total spaces: 7
- Parking features: Garage - Attached
- Attached garage spaces: 7
Features
- Levels: Two
- Stories: 2
- Entry location: 1
- Pool features: None
- Has view: Yes
- View description: Peek-A-Boo
Lot
- Size: 7,500 Square Feet
- Features: Sloped Down
Details
- Parcel number: 066312010
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Quadruplex
- Attached to another structure: Yes
Materials
- Stucco
Condition
- New construction: No
- Year built: 1972
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Fishing, Golf, Water Sports
- Subdivision: Town Of El Morro(830)
Location
- Region: Morro Bay
Financial & listing details
- Price per square foot: $529/sqft
- Tax assessed value: $317,982
- Annual tax amount: $3,505
- Date on market: 6/19/2026
- Cumulative days on market: 18 days
- Listing terms: Cash to New Loan,Owner Will Carry
Estimated market value
$1,244,900
$1.18M - $1.31M
$4,539/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/20/2026 | Listed for sale | $1,295,000$529/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,505 +1.7% | $317,982 +2% |
| 2024 | $3,445 +1.8% | $311,748 +2% |
| 2023 | $3,383 +6.7% | $305,636 +2% |
| 2022 | $3,171 +1.6% | $299,644 +2% |
| 2021 | $3,121 +1% | $293,770 +1% |
| 2020 | $3,089 +1% | $290,759 +2% |
| 2019 | $3,057 +2% | $285,058 +2% |
| 2018 | $2,997 +2% | $279,470 +2% |
| 2017 | $2,938 +2% | $273,991 +2% |
| 2016 | $2,880 | $268,620 +1.5% |
| 2015 | $2,880 +10.6% | $264,586 +2% |
| 2014 | $2,604 | $259,404 +2.5% |
| 2012 | -- | $253,170 +2% |
| 2011 | -- | $248,207 +0.8% |
| 2010 | -- | $246,353 -0.2% |
| 2009 | -- | $246,939 +2% |
| 2008 | -- | $242,098 +2% |
| 2007 | -- | $237,352 +2% |
| 2006 | -- | $232,699 +2% |
| 2005 | -- | $228,137 +2% |
| 2004 | -- | $223,664 +1.9% |
| 2003 | -- | $219,566 +2% |
| 2002 | -- | $215,262 +2% |
| 2001 | -- | $211,042 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 93442
Nearby schools
GreatSchools rating
- 6/10Del Mar Elementary SchoolGrades: K-5Distance: 1.9 mi
- 8/10Los Osos Middle SchoolGrades: 6-8Distance: 3.5 mi
- 8/10Morro Bay High SchoolGrades: 9-12Distance: 1 mi
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