Under contract

$187,900

3765 Holy Cross Rd, Loretto, KY 40037

3beds

1,176sqft

$1,213/mo

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Single Family Residence

Built in 1980

1.11 Acres Lot

$-- Zestimate^®

$160/sqft

$-- HOA

What's special

Three-bedroom brick ranchUnfinished walkout basement

Quiet country atmosphere awaits you at 3765 Holy Cross Rd located in the small-town community of Loretto, Ky. Don't miss this three-bedroom brick ranch with unfinished walkout basement situated on 1.11 acres. Home offers 1176 sq. ft. of comfortable living space with additional 1176 sq. ft that can be finished to your liking in the basement. Outdoor features include a 12x20 outbuilding that provides additional storage.

61 days

324

11

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Bedroom

Level: First

Bedroom

Level: First

Bedroom

Level: First

Full bathroom

Level: First

Kitchen

Level: First

Living room

Level: First

Heating

Radiant

Cooling

None

Features

Basement: Unfinished,Walkout Unfinished
Has fireplace: No

Interior area

Total structure area: 1,176
Total interior livable area: 1,176 sqft
Finished area above ground: 1,176
Finished area below ground: 0

Property

Parking

Parking features: None

Features

Stories: 1
Fencing: None

Lot

Size: 1.11 Acres
Features: Cleared

Details

Parcel number: 4900000075

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Brick
Foundation: Concrete Perimeter
Roof: Shingle

Condition

Year built: 1980

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Electricity Connected

Community & HOA

Community

Subdivision: None

HOA

Has HOA: No

Location

Region: Loretto

Financial & listing details

Price per square foot: $160/sqft
Tax assessed value: $111,960
Annual tax amount: $755
Date on market: 5/27/2026
Electric utility on property: Yes

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/21/2026	Contingent	$187,900$160/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1718523 Report a problem
5/27/2026	Listed for sale	$187,900-3.6%$160/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1718523 Report a problem
5/27/2026	Listing removed	$195,000$166/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1711803 Report a problem
4/13/2026	Price change	$195,000-11.4%$166/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1711803 Report a problem
3/19/2026	Listed for sale	$220,000+193.3%$187/sqft
Source: Metro Search Inc. LLC DBA Apex MLS #1711803 Report a problem
5/1/2004	Sold	$75,000$64/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$755	$111,960
2023	$755 -8.5%	$111,960
2022	$824 -35.1%	$111,960
2021	$1,271 +0.2%	$111,960
2020	$1,269 -2.6%	$111,960
2019	$1,303 +43%	$111,960 +49.3%
2018	$911 +15.8%	$75,000
2017	$787	$75,000
2016	$787	$75,000
2015	$787	$75,000
2014	$787	$75,000
2012	$787	$75,000
2010	--	$75,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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