Waterfront Opportunity - Build Your Dream Home!
Discover the perfect setting for your future home on this beautiful 0.8-acre lakefront lot nestled within a quiet, well-maintained subdivision. With a septic tank already installed, you're one step closer to bringing your vision to life.
Enjoy peaceful surroundings, scenic water views, and the privacy you've been searching for--all while still being conveniently located. Whether you're planning a full-time residence or a relaxing getaway, this property offers the ideal blend of tranquility and potential.
Don't miss this rare opportunity to own a ready-to-build waterfront lot in a serene location. Bring your builder and start creating the lifestyle you've been dreaming of!
Lot/land
$70,000
3779 Payne Lake Rd, Chipley, FL 32428
--beds
--baths
0.8Acres
Unimproved Land
Built in ----
0.8 Acres Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Ready-to-build waterfront lotPeaceful surroundingsSerene locationScenic water views
- 123 days |
- 178 |
- 13 |
Zillow last checked:
Listing updated:
Listed by:
Jarah J Chesnut 850-276-2326,
Chesnut Realty, Inc
Source: CPAR,MLS#: 787841
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Property
Features
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake
Lot
- Size: 0.8 Acres
- Dimensions: 90 x 486
Details
- Parcel number: 000000000033220016
- Zoning description: Resid Multi-Family
Utilities & green energy
- Water: Well Needed
Community & HOA
Community
- Subdivision: Payne Lakes
HOA
- Has HOA: No
Location
- Region: Chipley
Financial & listing details
- Tax assessed value: $30,000
- Annual tax amount: $416
- Date on market: 4/3/2026
- Cumulative days on market: 123 days
Estimated market value
Not available
Estimated sales range
Not available
$1,406/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/3/2026 | Listed for sale | $70,000+40% |
Source:  CPAR #787841 Report a problem | ||
| 8/8/2024 | Sold | $50,000-21.3% |
Source: CPAR #754732 Report a problem | ||
| 7/25/2024 | Pending sale | $63,500 |
Source: CPAR #754732 Report a problem | ||
| 6/2/2024 | Price change | $63,500-3.1% |
Source: CPAR #754732 Report a problem | ||
| 3/25/2024 | Listed for sale | $65,500+79.5% |
Source: CPAR #754732 Report a problem | ||
| 4/10/2023 | Sold | $36,500-8.5% |
Source: Public Record Report a problem | ||
| 3/30/2023 | Pending sale | $39,900 |
Source: CPAR #738034 Report a problem | ||
| 3/12/2023 | Price change | $39,900-11.1% |
Source: CPAR #738034 Report a problem | ||
| 2/27/2023 | Listed for sale | $44,900+113.8% |
Source: CPAR #738034 Report a problem | ||
| 11/30/2021 | Sold | $21,000 |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $416 +28.6% | $30,000 +25% |
| 2024 | $323 +50.9% | $24,000 +67.8% |
| 2023 | $214 +19.8% | $14,300 +10% |
| 2022 | $179 +26.6% | $13,000 +30% |
| 2021 | $141 -0.7% | $10,000 |
| 2020 | $142 -3.6% | $10,000 |
| 2019 | $148 -3.5% | $10,000 |
| 2018 | $153 -3.9% | $10,000 |
| 2017 | $159 | $10,000 |
| 2016 | $159 -3.9% | $10,000 |
| 2015 | $166 | $10,000 -9.1% |
| 2014 | -- | $11,000 -8.3% |
| 2013 | -- | $12,000 -14.3% |
| 2012 | -- | $14,000 -12.5% |
| 2011 | -- | $16,000 -5.9% |
| 2010 | -- | $17,000 |
| 2009 | -- | $17,000 |
| 2008 | -- | $17,000 +6.3% |
| 2007 | -- | $16,000 +91% |
| 2005 | -- | $8,375 |
| 2004 | -- | $8,375 |
| 2003 | -- | $8,375 |
| 2002 | -- | $8,375 |
| 2001 | -- | $8,375 |
| 2000 | -- | $8,375 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 32428
Nearby schools
GreatSchools rating
- 4/10Vernon Elementary SchoolGrades: PK-5Distance: 5.3 mi
- 5/10Vernon Middle SchoolGrades: 6-8Distance: 4.1 mi
- 3/10Vernon High SchoolGrades: 9-12Distance: 3.9 mi
- $30,000-- bd-- ba-- sqftPayne Lake Rd, Chipley, FL 32428Off Market
- $18,000-- bd-- ba-- sqft3775 Payne Lake Rd, Chipley, FL 32428Sold
- $120,00045 Acres0000 Payne Lake, Chipley, FL 32428Sold
- $40,217-- bd-- ba-- sqft3783 Payne Lake Rd, Chipley, FL 32428Off Market
- $246,0002 bd2 ba2.1k sqft3671 Payne Lake Rd, Chipley, FL 32428Off Market
- $433,300-- bd2 ba1.1k sqft3783 Payne Lake Rd, Chipley, FL 32428Off Market
- $30,000-- bd-- ba-- sqftPayne Lake Rd, Chipley, FL 32428Off Market
- $6,290-- bd-- ba-- sqft3539 Payne Lake Rd, Chipley, FL 32428Off Market
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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