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Coming soon 07/09
  • $895,000

    378 Cottage Row, Tappahannock, VA 22560

    4beds
    2,254sqft
    : 
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    Single Family Residence
    Built in 1995
    0.65 Acres Lot
    $758,100 Zestimate®
    $397/sqft
    $52/mo HOA

    What's special

    Rare offering for this waterfront retreat on the Rappahannock River on Cottage Row in Bowlers Wharf. Welcome to a light-filled, open, floor plan with ample windows for expansive water views. Ideal blend of coastal living, this quaint Craftsman cottage experienced a delightful renovation including more acreage for privacy and spacious open living areas. Lush landscaping welcomes you to this home featuring 2254 sq ft with 4 Bedrooms and 3 full Bathrooms. Inviting Living & River Rooms with wide water views, fireplace and access to Screened Porch. Dining Room opens to Kitchen with raised counter & seating, ample cabinetry with granite counters. Primary Bedroom Suite with access to wraparound deck for taking in water views plus two double closets, laundry closet and ensuite Bathroom with step over shower. Guest Bedroom and hall Bathroom finish out the main level. Two additional guest Bedrooms with water views and hall Bathroom are located upstairs. Venture waterside to composite deck with bench seating providing outstanding water views; dock with covered boat lift and step-down dock for the boating and fishing enthusiasts. Family will enjoy the easy to access sand beach. Spacious Storage shed with convenient garage bay and outdoor shower are perfect for beach goers. Whether you’re relaxing on the deck, navigating the river, or enjoying fresh crabs and oysters on the porch, this Coastal home blends perfectly for seamless indoor to outdoor living. Get Hooked on Family Fun and Come Hideout Waterside and Soak in the Scenery! Great location - 1 hour to Richmond, 2 hours to NOVA. Oversized lot at .65 acres with landscaping for more privacy. Buyers to verify water depth to their satisfaction. Buyers agents to accompany all showings.
    5 days
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    823
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    36
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    Zillow last checked:

    Listing updated:

    Listed by:

    Betsy R Stanley 804-347-3488,

    Shaheen Ruth Martin & Fonville Real Estate,

    Travis Powell 804-512-2086,

    Shaheen Ruth Martin & Fonville Real Estate

    Source: Chesapeake Bay & Rivers AOR,MLS#: 202601151Originating MLS: Chesapeake Bay Area MLS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Description: Ensuite, Double Closet, Laundry Closet
      • Level: Main
      • Dimensions: 0 x 0
      Bedroom 2
      • Description: Walk-In Closet
      • Level: Main
      • Dimensions: 0 x 0
      Bedroom 3
      • Description: Water Views, Closet
      • Level: Second
      • Dimensions: 0 x 0
      Bedroom 4
      • Description: Water Views, Closet
      • Level: Second
      • Dimensions: 0 x 0
      Dining room
      • Description: Water Views, Counter Seating
      • Level: Main
      • Dimensions: 0 x 0
      Florida room
      • Description: Water Views, access to Screen Porch
      • Level: Main
      • Dimensions: 0 x 0
      Kitchen
      • Description: Wood Cabinetry w/ Granite Counters
      • Level: Main
      • Dimensions: 0 x 0
      Living room
      • Description: Wide Water Views
      • Level: Main
      • Dimensions: 0 x 0
      Heating
      • Electric, Heat Pump, Zoned
      Cooling
      • Central Air, Heat Pump, Zoned
      Appliances
      • Included: Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Microwave, Refrigerator, Stove, Washer
      Features
      • Bedroom on Main Level, Separate/Formal Dining Room, Double Vanity, Eat-in Kitchen, French Door(s)/Atrium Door(s), Fireplace, Granite Counters, High Ceilings, Bath in Primary Bedroom, Main Level Primary, Recessed Lighting, Walk-In Closet(s), Window Treatments
      • Flooring: Carpet, Ceramic Tile, Vinyl, Wood
      • Doors: French Doors
      • Windows: Window Treatments
      • Basement: Crawl Space,Interior Entry,Partial
      • Attic: Access Only
      • Number of fireplaces: 1
      • Fireplace features: Gas
      Interior area
      • Total interior livable area: 2,254 sqft
      • Finished area above ground: 2,254
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Direct Access, Detached, Garage, Garage Door Opener, Other, Two Spaces
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Screened, Wrap Around, Deck, Porch
      • Exterior features: Boat Lift, Deck, Dock, Porch, Storage, Shed
      • Pool features: None
      • Fencing: None
      • On waterfront: Yes
      • Waterfront features: Beach Access, Dock Access, Mooring, Navigable Water, River Front, Bulkhead, Boat Ramp/Lift Access, Waterfront
      • Body of water: Rappahannock River
      • Frontage length: 112.0000,112.0000
      Lot
      • Size: 0.65 Acres
      • Features: Beach Front, Landscaped, Waterfront
      Details
      • Additional structures: Shed(s), Utility Building(s)
      • Parcel number: 53A29
      • Zoning description: R-2

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Bungalow,Cottage,Craftsman,Two Story
      • Property subtype: Single Family Residence
      Materials
      • Drywall, Frame, Vinyl Siding
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Community/Coop, Shared Well

      Community & HOA

      Community
      • Features: Bulkhead
      • Subdivision: None
      HOA
      • Has HOA: Yes
      • Services included: Water
      • HOA fee: $625 annually
      Location
      • Region: Tappahannock

      Financial & listing details

      • Price per square foot: $397/sqft
      • Tax assessed value: $683,800
      • Annual tax amount: $3,760
      • Date on market: 7/2/2026
      • Exclusions: Wall Mounted Plate Rack & TV
      • Ownership: Individuals
      • Ownership type: Sole Proprietor

        Estimated market value

        $758,100

        $675,000 - $841,000

        $2,540/mo

        Price history

        Price history is unavailable.

        Public tax history

        YearProperty taxesTax assessment
        2025$3,761 -3.1%$683,800 +28.6%
        2024$3,882 $531,800
        2023$3,882 $531,800
        2022$3,882 -1.4%$531,800
        2021$3,935 +1%$531,800 +17.4%
        2020$3,897 $453,100
        2018-- $453,100
        2017-- --
        2016-- --
        2015-- --
        2014-- --
        2013-- --
        2012-- --
        2011-- --
        2010-- --

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 22560

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Tappahannock
        • Middle: Essex
        • High: Essex

        Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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