**OWNER FINANCING AVAILABLE** 3785 Broadmoor Drive | Lexington, KY 40509 Price: $515,000 | Available: July 2026 We are offering an OWNER FINANCING opportunity on this fully updated home. This is a true purchase—not a lease option or rent-to-own. The Home Layout: 4 Bedrooms, 2.5 Bathrooms Size: 3,000 total sq. ft. (includes 2,000 sq. ft. of finished living space + 1,000 sq. ft. unfinished basement) Lot: 0.31 acres BRAND NEW: Roof, Kitchen, Master Bathroom, Flooring, and boards on back deck. The Area Andover Village 9/10 Rated Elementary and Middle School Near St. Joseph East Hospital, Jacobson Park, Hamburg Shopping Center How to Qualify Be able to afford the down payment and monthly mortgage payments to the seller. Verifiable Income: Consistent monthly income of at least 3x the mortgage payment. Credit History: While we are more flexible than a traditional bank, we do require a credit check to ensure a history of financial reliability. Down Payment: A reasonable down payment is required to secure the note. FAQs 1. Will you check my credit score? Yes. We are looking for evidence that the financial obligations of purchasing this property can be met. 2. What are the loan terms and down payment? We offer a 15–30 year fixed-rate note. There is no balloon payment and no prepayment penalty. Specific rates and details will be discussed and agreed upon to suit the needs of both parties. 3. Do I actually own the home? Yes! This is a traditional sale where the seller "carries the paper." You hold the deed and the title to the property; we simply act as the lender instead of a bank. 4. What if I want to make changes to the home? As the owner you are able to make any changes. All we care about is that the payments are being made in full, on time, every month. 5. I’m interested in the home, and have a reasonable down payment. Send us a message and we’ll discuss next steps!
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