Under contract-accepting backup offers. Huge price reduction on this Spacious Home on ½ Acre — No Deed Restrictions, No HOA! This immaculate home sits on a half an acre in a non-deed-restricted community with no HOA fees, offering exceptional space and freedom—perfect for storing your toys, RV, boat, or even adding an extra garage. Inside, a triple-split bedroom floor plan ensures privacy for all. The third bedroom, featuring serene pool views, is ideal as an in-law suite, guest room, or office. The eat-in kitchen is bright and welcoming, set in a charming bay window overlooking the pool. It boasts granite countertops, recessed lighting, a ceiling fan, and plant shelves for added character. The kitchen flows seamlessly into the living room, complete with a leather couch, 70" TV with surround sound, abundant natural light, and a gas fireplace for cozy evenings. Entertain effortlessly with a formal dining room that opens to a spacious family room, offering plenty of room for guests. Retreat to the generously sized master suite, which opens directly to the pool area. The master bath features walk-in closet, dual sinks, a separate walk-in shower, and a jetted tub—a perfect place to unwind after a long day. Step outside to the immense screened pool area, offering a perfect blend of open and covered space for outdoor living and entertaining. Enjoy the ambiance of the spa’s fountain feature, and take advantage of solar pool heating for energy-efficient comfort. The setting feels both open and secluded, bordered by a pond on one side and open greenspace. Additional perks include a large laundry room with cabinets and a utility sink. All window treatments, furnishings, decorations, and electronics shown in the home are included!
Under contract
Price cut: $19.9K (4/21)
$415,000
3786 S Emma Jane Ter, Homosassa, FL 34448
3beds
2,081sqft
Single Family Residence
Built in 2005
0.5 Acres Lot
$396,400 Zestimate®
$199/sqft
$-- HOA
What's special
Gas fireplaceGranite countertopsAbundant natural lightCeiling fanSpacious family roomJetted tubTriple-split bedroom floor plan
- 217 days |
- 752 |
- 48 |
Zillow last checked:
Listing updated:
Listed by:
Jennifer Stepanek 813-713-5180,
JLS INVESTMENT REALTY 813-713-5180,
Sandra Stepanek 813-758-0906,
JLS INVESTMENT REALTY
Source: Stellar MLS,MLS#: TB8452426
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Dining Room, Utility Room
Primary bedroom
- Features: Bath With Whirlpool, Dual Sinks, En Suite Bathroom, Shower No Tub, Tub with Separate Shower Stall, Dual Closets
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Kitchen
- Features: Breakfast Bar, Ceiling Fan(s), Granite Counters
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Living room
- Features: Ceiling Fan(s), No Closet
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Tile, Hardwood
- Doors: Sliding Doors
- Windows: Window Treatments
- Has fireplace: Yes
- Fireplace features: Living Room
- Furnished: Yes
Interior area
- Total structure area: 2,797
- Total interior livable area: 2,081 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Has private pool: Yes
- Pool features: Heated, In Ground
- Has spa: Yes
- Spa features: Heated, In Ground
- Has view: Yes
- View description: Water, Pond
- Has water view: Yes
- Water view: Water,Pond
- Waterfront features: Pond, Pond Access
Lot
- Size: 0.5 Acres
- Dimensions: 100 x 218
Details
- Parcel number: 17E19S240010000D00030
- Zoning: MDR
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Brick
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Electric: Photovoltaics Seller Owned
- Sewer: Septic Tank
- Water: Well
- Utilities for property: BB/HS Internet Available
Green energy
- Energy efficient items: Pool
- Energy generation: Solar
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: GROVER CLEVELAND ESTATES
HOA
- Has HOA: No
Location
- Region: Homosassa
Financial & listing details
- Price per square foot: $199/sqft
- Tax assessed value: $291,433
- Annual tax amount: $4,497
- Date on market: 12/4/2025
- Cumulative days on market: 194 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Paved, Asphalt
Estimated market value
$396,400
$377,000 - $416,000
$3,561/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/8/2026 | Contingent | $415,000$199/sqft |
Source: | ||
| 6/22/2026 | Pending sale | $415,000$199/sqft |
Source: | ||
| 4/21/2026 | Price change | $415,000-4.6%$199/sqft |
Source: | ||
| 2/14/2026 | Price change | $434,900-1.1%$209/sqft |
Source: | ||
| 12/4/2025 | Listed for sale | $439,900+93.4%$211/sqft |
Source: | ||
| 4/25/2018 | Sold | $227,500-5.2%$109/sqft |
Source: | ||
| 3/26/2018 | Pending sale | $239,900$115/sqft |
Source: EXIT Realty Leaders - Beverly Hills #771288 Report a problem | ||
| 3/23/2018 | Listed for sale | $239,900+11.6%$115/sqft |
Source: EXIT Realty Leaders - Beverly Hills #771288 Report a problem | ||
| 2/24/2016 | Listing removed | $215,000$103/sqft |
Source: Active Agent Realty, LLC #720735 Report a problem | ||
| 8/24/2015 | Price change | $215,000-4.4%$103/sqft |
Source: Active Agent Realty, LLC #720735 Report a problem | ||
| 8/6/2014 | Listed for sale | $224,900+1805.9%$108/sqft |
Source: Coldwell Banker Next Generation Realty #712169 Report a problem | ||
| 8/2/2004 | Sold | $11,800+38.8%$6/sqft |
Source: Public Record Report a problem | ||
| 7/24/2002 | Sold | $8,500$4/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,498 +4.8% | $287,762 +10% |
| 2024 | $4,293 +8.3% | $261,602 +10% |
| 2023 | $3,963 +13% | $237,820 +10% |
| 2022 | $3,508 +18.2% | $216,200 +10% |
| 2021 | $2,968 +7.1% | $196,545 +7.1% |
| 2020 | $2,772 +0.6% | $183,555 +2% |
| 2019 | $2,756 +10923.1% | $179,885 +34.7% |
| 2018 | $25 | $133,530 +2.1% |
| 2017 | $25 | $130,784 +2.1% |
| 2016 | $25 | $128,094 +0.7% |
| 2015 | $25 +25% | $127,204 +0.8% |
| 2014 | $20 -20% | $126,194 +1.5% |
| 2013 | $25 | $124,330 -3.8% |
| 2012 | $25 | $129,308 -4.5% |
| 2011 | $25 | $135,434 -6.3% |
| 2010 | $25 | $144,555 -6.1% |
| 2009 | $25 | $153,936 -12.3% |
| 2008 | $25 | $175,574 -7.5% |
| 2007 | $25 | $189,900 -0.8% |
| 2006 | $25 -85% | $191,400 +1958.1% |
| 2005 | $167 +11.2% | $9,300 +16.3% |
| 2004 | $150 +3.3% | $8,000 |
| 2003 | $145 -4% | $8,000 -2.4% |
| 2002 | $151 +6% | $8,200 +5.1% |
| 2000 | $143 | $7,800 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Homosassa Springs
Nearby schools
GreatSchools rating
- 6/10Lecanto Primary SchoolGrades: PK-5Distance: 2.6 mi
- 5/10Lecanto Middle SchoolGrades: 6-8Distance: 2.6 mi
- 5/10Lecanto High SchoolGrades: 9-12Distance: 2.5 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Citrus County
- Homosassa
- 34448
- Homosassa Springs
- 3786 S Emma Jane Ter





