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Under contract
  • Price cut: $19.9K (4/21)
    $415,000

    3786 S Emma Jane Ter, Homosassa, FL 34448

    3beds
    2,081sqft
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    Single Family Residence
    Built in 2005
    0.5 Acres Lot
    $396,400 Zestimate®
    $199/sqft
    $-- HOA

    What's special

    Gas fireplaceGranite countertopsAbundant natural lightCeiling fanSpacious family roomJetted tubTriple-split bedroom floor plan
    Under contract-accepting backup offers. Huge price reduction on this Spacious Home on ½ Acre — No Deed Restrictions, No HOA! This immaculate home sits on a half an acre in a non-deed-restricted community with no HOA fees, offering exceptional space and freedom—perfect for storing your toys, RV, boat, or even adding an extra garage. Inside, a triple-split bedroom floor plan ensures privacy for all. The third bedroom, featuring serene pool views, is ideal as an in-law suite, guest room, or office. The eat-in kitchen is bright and welcoming, set in a charming bay window overlooking the pool. It boasts granite countertops, recessed lighting, a ceiling fan, and plant shelves for added character. The kitchen flows seamlessly into the living room, complete with a leather couch, 70" TV with surround sound, abundant natural light, and a gas fireplace for cozy evenings. Entertain effortlessly with a formal dining room that opens to a spacious family room, offering plenty of room for guests. Retreat to the generously sized master suite, which opens directly to the pool area. The master bath features walk-in closet, dual sinks, a separate walk-in shower, and a jetted tub—a perfect place to unwind after a long day. Step outside to the immense screened pool area, offering a perfect blend of open and covered space for outdoor living and entertaining. Enjoy the ambiance of the spa’s fountain feature, and take advantage of solar pool heating for energy-efficient comfort. The setting feels both open and secluded, bordered by a pond on one side and open greenspace. Additional perks include a large laundry room with cabinets and a utility sink. All window treatments, furnishings, decorations, and electronics shown in the home are included!
    217 days
    |
    752
    |
    48
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jennifer Stepanek 813-713-5180,

    JLS INVESTMENT REALTY 813-713-5180,

    Sandra Stepanek 813-758-0906,

    JLS INVESTMENT REALTY

    Source: Stellar MLS,MLS#: TB8452426MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Dining Room, Utility Room
      Primary bedroom
      • Features: Bath With Whirlpool, Dual Sinks, En Suite Bathroom, Shower No Tub, Tub with Separate Shower Stall, Dual Closets
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Kitchen
      • Features: Breakfast Bar, Ceiling Fan(s), Granite Counters
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Living room
      • Features: Ceiling Fan(s), No Closet
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Tile, Hardwood
      • Doors: Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: Yes
      • Fireplace features: Living Room
      • Furnished: Yes
      Interior area
      • Total structure area: 2,797
      • Total interior livable area: 2,081 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Has private pool: Yes
      • Pool features: Heated, In Ground
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Has view: Yes
      • View description: Water, Pond
      • Has water view: Yes
      • Water view: Water,Pond
      • Waterfront features: Pond, Pond Access
      Lot
      • Size: 0.5 Acres
      • Dimensions: 100 x 218
      Details
      • Parcel number: 17E19S240010000D00030
      • Zoning: MDR
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Brick
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Electric: Photovoltaics Seller Owned
      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: BB/HS Internet Available
      Green energy
      • Energy efficient items: Pool
      • Energy generation: Solar

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: GROVER CLEVELAND ESTATES
      HOA
      • Has HOA: No
      Location
      • Region: Homosassa

      Financial & listing details

      • Price per square foot: $199/sqft
      • Tax assessed value: $291,433
      • Annual tax amount: $4,497
      • Date on market: 12/4/2025
      • Cumulative days on market: 194 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Road surface type: Paved, Asphalt

        Estimated market value

        $396,400

        $377,000 - $416,000

        $3,561/mo

        Price history

        DateEventPrice
        7/8/2026Contingent$415,000$199/sqft
        Source: Stellar MLS #TB8452426 Report a problem
        6/22/2026Pending sale$415,000$199/sqft
        Source: Stellar MLS #TB8452426 Report a problem
        4/21/2026Price change$415,000-4.6%$199/sqft
        Source: Stellar MLS #TB8452426 Report a problem
        2/14/2026Price change$434,900-1.1%$209/sqft
        Source: Stellar MLS #TB8452426 Report a problem
        12/4/2025Listed for sale$439,900+93.4%$211/sqft
        Source: Stellar MLS #TB8452426 Report a problem
        4/25/2018Sold$227,500-5.2%$109/sqft
        Source: Realtors Association of Citrus County #771288 Report a problem
        3/26/2018Pending sale$239,900$115/sqft
        Source: EXIT Realty Leaders - Beverly Hills #771288 Report a problem
        3/23/2018Listed for sale$239,900+11.6%$115/sqft
        Source: EXIT Realty Leaders - Beverly Hills #771288 Report a problem
        2/24/2016Listing removed$215,000$103/sqft
        Source: Active Agent Realty, LLC #720735 Report a problem
        8/24/2015Price change$215,000-4.4%$103/sqft
        Source: Active Agent Realty, LLC #720735 Report a problem
        8/6/2014Listed for sale$224,900+1805.9%$108/sqft
        Source: Coldwell Banker Next Generation Realty #712169 Report a problem
        8/2/2004Sold$11,800+38.8%$6/sqft
        Source: Public Record Report a problem
        7/24/2002Sold$8,500$4/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,498 +4.8%$287,762 +10%
        2024$4,293 +8.3%$261,602 +10%
        2023$3,963 +13%$237,820 +10%
        2022$3,508 +18.2%$216,200 +10%
        2021$2,968 +7.1%$196,545 +7.1%
        2020$2,772 +0.6%$183,555 +2%
        2019$2,756 +10923.1%$179,885 +34.7%
        2018$25 $133,530 +2.1%
        2017$25 $130,784 +2.1%
        2016$25 $128,094 +0.7%
        2015$25 +25%$127,204 +0.8%
        2014$20 -20%$126,194 +1.5%
        2013$25 $124,330 -3.8%
        2012$25 $129,308 -4.5%
        2011$25 $135,434 -6.3%
        2010$25 $144,555 -6.1%
        2009$25 $153,936 -12.3%
        2008$25 $175,574 -7.5%
        2007$25 $189,900 -0.8%
        2006$25 -85%$191,400 +1958.1%
        2005$167 +11.2%$9,300 +16.3%
        2004$150 +3.3%$8,000
        2003$145 -4%$8,000 -2.4%
        2002$151 +6%$8,200 +5.1%
        2000$143 $7,800

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Homosassa Springs

        Getting around

        0 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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