125 feet of level, south-facing sand shoreline on Mille Lacs Lake. That frontage is the headline, and it's the kind that rarely comes to market. This 3-bedroom, 3-bath home sits on nearly an acre with no road between the house and the water. The shoreline is gradual with a sand bottom and 4 to 10 feet of elevation, so the water is easy to get into and easy to get out of. Southern exposure means sun across the water from morning through evening, with panoramic views down 128,000 acres of one of Minnesota's premier fishing lakes. Inside, tongue-and-groove knotty pine runs throughout for genuine north-woods character. The open main level centers on a stone fireplace with lake views across the living space, and the kitchen has been fully updated with new Quartz countertops and stainless steel appliances. An updated pantry and office area sit off the main living area. The main-level primary suite includes a private porch and full bath. The lower level was completely remodeled and lives as its own space: two bedrooms, a full bath, a family room, and a wet bar with kitchenette. The waterfront setup is turnkey. A $30,000 dock system includes a newer dock section and an electric boat lift with canopy, with landscaped lakeside grounds built for gathering. Storage and workspace are covered by a 24x32 heated garage, a 12x24 building, and a 10x12 shed. The improvements are extensive and already done. New roof, steel siding, gutters, and driveway. New washer and dryer. New shed. Invisible fencing plus a newly fenced yard. Systems include in-floor heating, a whole-house Kinetico water filtration system, a 4-inch drilled well, and a backup generator on rental for reliability. Fiber optic internet supports remote work and streaming without compromise. 2,676 finished square feet. Three garage stalls. Aitkin school district. Year-round access. Mille Lacs runs 42 feet at its deepest across more than 128,000 acres, with a reputation for walleye, smallmouth, and muskie that draws anglers from well outside Minnesota, and winter ice fishing that keeps the lake busy through the cold months.
For sale
Price cut: $30K (10/6)
$699,900
37951 State Highway 18, Aitkin, MN 56431
3beds
2,676sqft
Single Family Residence
Built in 1979
0.9 Acres Lot
$677,700 Zestimate®
$262/sqft
$-- HOA
What's special
Three garage stalls
- 61 days
- 546
- 32
Zillow last checked:
Listing updated:
Listed by:
Chris Ashmore 218-209-8749,
MN Real Estate Services, LLC
Source: My State MLS,MLS#: 11922630
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Breakfast Room, Den, Dining Room, En Suite, Family Room, First Floor Bathroom, First Floor Master Bedroom, Great Room, Kitchen, Laundry Room, Living Room, Master Bedroom, Private Guest Room, Walk-in Closet
Kitchen
- Features: Open
Basement
- Area: 1084
Heating
- Propane, Baseboard, Zoned, Hot Water, Radiant
Cooling
- Wall/Window Unit(s), Zoned
Appliances
- Included: Dishwasher, Dryer, Refrigerator, Microwave, Oven, Washer, Water Heater, Stainless Steel Appliances
Features
- Flooring: Hardwood, Laminate, Marble
- Basement: Full,Finished,Bedrooms(2),Bathrooms(1)
- Number of fireplaces: 1
- Fireplace features: Propane Stove
Interior area
- Total structure area: 2,676
- Total interior livable area: 2,676 sqft
- Finished area above ground: 1,592
Property
Parking
- Parking features: Driveway, Detached
- Has garage: Yes
- Has uncovered spaces: Yes
Features
- Patio & porch: Patio, Enclosed Porch
- Exterior features: Utilities
- Fencing: Fenced
- Has view: Yes
- View description: Lake, Private, Water
- Has water view: Yes
- Water view: Lake,Water
- Waterfront features: Dock, Waterfront, Lake
- Body of water: Mille Lacs
Lot
- Size: 0.9 Acres
- Features: Trees
Details
- Additional structures: Shed(s), General Outbuilding
- Parcel number: 360035303
- Lease amount: $0
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Frame
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1979
- Major remodel year: 2023
Utilities & green energy
- Electric: Amps(200)
- Sewer: Private Septic
- Water: Well
Community & HOA
Community
- Security: Alarm
HOA
- Has HOA: No
Location
- Region: Aitkin
Financial & listing details
- Price per square foot: $262/sqft
- Tax assessed value: $530,873
- Annual tax amount: $2,420
- Date on market: 8/8/2026
- Date available: 08/08/2026
- Listing agreement: Exclusive
Estimated market value
$677,700
$644,000 - $712,000
$2,371/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/6/2026 | Price change | $699,900-4.1%$262/sqft |
Source: My State MLS #11922630 Report a problem | ||
| 9/8/2026 | Price change | $729,900-3.3%$273/sqft |
Source: My State MLS #11922630 Report a problem | ||
| 8/8/2026 | Listed for sale | $755,000+9.4%$282/sqft |
Source: My State MLS #11922630 Report a problem | ||
| 12/21/2025 | Listing removed | $689,900$258/sqft |
Source: | ||
| 11/1/2025 | Price change | $689,900-1.4%$258/sqft |
Source: | ||
| 10/1/2025 | Price change | $699,900-4.1%$262/sqft |
Source: | ||
| 8/25/2025 | Listed for sale | $729,900+15.9%$273/sqft |
Source: | ||
| 10/24/2022 | Listing removed | -- |
Source: | ||
| 5/9/2022 | Pending sale | $630,000-3.1%$235/sqft |
Source: | ||
| 5/6/2022 | Sold | $650,000+3.2%$243/sqft |
Source: | ||
| 3/11/2022 | Pending sale | $630,000$235/sqft |
Source: | ||
| 3/10/2022 | Listed for sale | $630,000+58.5%$235/sqft |
Source: | ||
| 5/31/2019 | Sold | $397,500+1.9%$149/sqft |
Source: | ||
| 5/2/2019 | Pending sale | $390,000$146/sqft |
Source: Keller Williams Realty Professionals #5201688 Report a problem | ||
| 3/20/2019 | Listed for sale | $390,000+30%$146/sqft |
Source: Keller Williams Realty Professionals #5201688 Report a problem | ||
| 4/5/2013 | Sold | $300,000-6.2%$112/sqft |
Source: | ||
| 9/6/2012 | Price change | $319,900-1.6%$120/sqft |
Source: RE/MAX Real Estate Properties #4134557 Report a problem | ||
| 6/19/2012 | Price change | $325,000-16.6%$121/sqft |
Source: RE/MAX Real Estate Properties #4134557 Report a problem | ||
| 3/27/2012 | Listed for sale | $389,900$146/sqft |
Source: RE/MAX Real Estate Properties #4134557 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,540 -16.3% | $530,873 +13% |
| 2024 | $3,036 +25% | $469,981 -14.3% |
| 2023 | $2,428 +3.3% | $548,573 +17.2% |
| 2022 | $2,350 +10% | $468,230 +36.3% |
| 2021 | $2,136 +1.4% | $343,454 +4.9% |
| 2020 | $2,106 -8.9% | $327,300 +6.6% |
| 2019 | $2,312 +4.9% | $307,100 +5.8% |
| 2018 | $2,204 +4.5% | $290,400 +4.3% |
| 2017 | $2,110 +0.8% | $278,400 |
| 2016 | $2,094 +1% | $278,400 -2.2% |
| 2014 | $2,074 +14086% | $284,800 -13.1% |
| 2012 | $15 | $327,900 |
| 2011 | -- | $327,900 -13.1% |
| 2009 | $1,676 | $377,400 |
Find assessor info on the county website
Monthly payment
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