38 Elmhurst Ln, Murray, KY 42071
What's special
Beautiful waterfront home in Panorama Shores on Kentucky Lake! This inviting 3BR, 1.5BA property offers gorgeous lake views from multiple spaces, including the large living room with a cozy gas log fireplace and the expansive covered deck—perfect for relaxing or entertaining. Inside, you'll appreciate the updated kitchen, hardwood flooring in the main living areas, and a formal dining room ideal for hosting family and friends. Located in the desirable Panorama Shores community, this home provides convenient access to an HOA community boat launch and includes use of a large shared dock with three neighboring homes. With municipal water, propane gas, and a septic system in place, this property provides convenient waterfront living. A wonderful opportunity to enjoy stunning views and direct access to Kentucky Lake year-round or as a weekend retreat. Conveniently located less than 15 minutes from Murray!
- 92 days |
- 628 |
- 22 |
Travel times
Living Room
Kitchen
Dining Room
Zillow last checked:
Listing updated:
John Kopperud,
Kopperud Realty
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Primary bedroom
- Level: First
Bedroom 2
- Level: First
Bedroom 3
- Level: First
Bathroom 1
- Level: First
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Propane, Propane Tank Owned, Gas Pack
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range
- Laundry: Main Level
Features
- Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s)
- Flooring: Carpet, Wood
- Basement: Exterior Entry,Sump Pump,Unfinished,Walk-Up Access
- Number of fireplaces: 1
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 2,112
- Total interior livable area: 2,112 sqft
- Finished area above ground: 2,112
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached Carport, Driveway
- Carport spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Has view: Yes
- View description: Lake, Water
- Has water view: Yes
- Water view: Lake,Water
- Body of water: Kentucky Lake
Lot
- Size: 0.26 Acres
- Features: Landscaped, Few Trees
Details
- Parcel number: 088A0074
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick Veneer
- Foundation: Block
- Roof: Composition,Dimensional Style
Condition
- Year built: 1970
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Water Connected, Propane
Community & HOA
Community
- Subdivision: Panorama Shores
HOA
- Has HOA: Yes
- Amenities included: Other
- Services included: Other
- HOA fee: $100 annually
Location
- Region: Murray
Financial & listing details
- Price per square foot: $166/sqft
- Tax assessed value: $250,000
- Annual tax amount: $2,235
- Date on market: 7/6/2026
Price history
| Date | Event | Price |
|---|---|---|
| 6/4/2026 | Price change | $350,000-12.3%$166/sqft |
Source: WKRMLS #134782 | ||
| 4/12/2026 | Price change | $399,000-6.1%$189/sqft |
Source: WKRMLS #134782 | ||
| 11/20/2025 | Listed for sale | $425,000$201/sqft |
Source: WKRMLS #134782 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,235 +1.3% | $250,000 |
| 2024 | $2,207 -2.9% | $250,000 |
| 2023 | $2,272 +22.2% | $250,000 +25% |
| 2022 | $1,860 -1.9% | $200,000 |
| 2021 | $1,896 +3.4% | $200,000 |
| 2020 | $1,834 | $200,000 |
| 2019 | $1,834 +3.2% | $200,000 |
| 2018 | $1,776 +4% | $200,000 |
| 2017 | $1,708 | $200,000 |
| 2016 | $1,708 +1.1% | $200,000 |
| 2015 | $1,690 +65.4% | $200,000 +53.8% |
| 2011 | $1,022 +2.1% | $130,000 |
| 2010 | $1,000 | $130,000 |
Find assessor info on the county website
Monthly payment
Estimated market value
$329,800
$313,000 - $346,000
$1,840/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.