Here is your chance to get on the water without the full lakefront price. Tucked into the established Bettington Bay neighborhood on Lake Shafer, this 3-bedroom, 1-bath cottage offers deeded lake access, a lasting right that makes lakefront living so desirable, all on a single, easy-to-live-in level. With 1,272 square feet, an open front porch for morning coffee, a concrete patio for entertaining, and central air to keep things comfortable all summer, the layout is simple, functional, and ready to enjoy. A durable metal roof means one of the home’s biggest-ticket items is already handled, giving you years of low-maintenance, weather-tough protection. The home could use a little cosmetic updating, and that is exactly where the value lives: bring your paint, your finishes, and your personal touches, and you have the rare chance to build instant equity while making this lake property your own. Whether you are searching for a full-time residence or the perfect weekend escape from the city, this Bettington Bay cottage delivers the location and the upside that smart buyers look for. Lake properties at this level are hard to find, so schedule your private showing today.
Closed
$165,200
3804 N Lake Road 26 E, Monticello, IN 47960
3beds
1,272sqft
Single Family Residence
Built in 1984
4,094 Square Feet Lot
$165,800 Zestimate®
$--/sqft
$1,578 Estimated rent
Home value
$165,800
Estimated sales range
Not available
$1,578/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
Ryan Clemons 574-808-9595,
Redlow Group
Bought with:
Michael Sims
Redlow Group
Source: IRMLS,MLS#: 202621607
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Kitchen
- Level: Main
- Area: 121
- Dimensions: 11 x 11
Living room
- Level: Main
- Area: 272
- Dimensions: 17 x 16
Office
- Area: 99
- Dimensions: 9 x 11
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Microwave, Refrigerator, Washer, Dryer-Electric, Electric Range, Electric Water Heater
Features
- Ceiling Fan(s), Entrance Foyer, Tub/Shower Combination
- Flooring: Carpet
- Basement: Crawl Space
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,272
- Total interior livable area: 1,272 sqft
- Finished area above ground: 1,272
- Finished area below ground: 0
Property
Parking
- Parking features: Gravel
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Porch Covered
- On waterfront: Yes
- Waterfront features: Lake, Pier/Dock Available, Ski Lake
- Body of water: Lake Shafer
- Frontage length: Channel/Canal Frontage(0),Water Frontage(0)
Lot
- Size: 4,094 Square Feet
- Features: Level, Lake, Landscaped
Details
- Additional structures: Shed
- Parcel number: 917309000027.302011
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Roof: Metal
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Regional
- Water: Well
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Bettington Bay
Location
- Region: Monticello
Financial & listing details
- Annual tax amount: $632
- Date on market: 6/4/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
Price history
| Date | Event | Price |
|---|---|---|
| 7/15/2026 | Sold | $165,200+6.6% |
Source:  IRMLS #202621607 Report a problem | ||
| 6/4/2026 | Listed for sale | $154,900 |
Source: IRMLS #202621607 Report a problem | ||
Public tax history
Tax history is unavailable.
Neighborhood: 47960
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Nearby schools
GreatSchools rating
- 5/10Eastlawn Elementary SchoolGrades: PK-4Distance: 9 mi
- 5/10Roosevelt Middle SchoolGrades: 6-8Distance: 4.5 mi
- 7/10Twin Lakes Senior High SchoolGrades: 9-12Distance: 4.6 mi
Schools provided by the listing agent
- Elementary: Meadowlawn
- Middle: Roosevelt
- High: Twin Lakes
- District: Twin Lakes School Corp.
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$169,116
- Indiana
- White County
- Monticello
- 47960
- 3804 N Lake Road 26 E
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