One of the best lake views can be enjoyed from this 1 owner 3-4 bedroom, 2 and 1/2 bath Apple Valley lake-front home with a 2-car garage. The home features an open-concept kitchen and living room with floor-to-ceiling windows offering panoramic views of the lake, a main-floor owner's suite, and a half bath perfect for entertaining. Upstairs, there is a nice-sized family room, 3 additional bedrooms, and a full bath. Steps from the house is a boat dock with 2 boat slips. The upper and lower decks are perfect for enjoying Apple Valley's fireworks that are shot off just across the lake. This lakefront home boasting an impressive 110 feet of water frontage.
For sale
Price cut: $150K (6/23)
$999,999
381 Northern Spy Cir, Howard, OH 43028
4beds
2,800sqft
Single Family Residence
Built in 1995
0.29 Acres Lot
$987,400 Zestimate®
$357/sqft
$-- HOA
What's special
Lake-front homeNice-sized family roomLake views
- 121 days
- 657
- 19
Zillow last checked:
Listing updated:
Listed by:
Dustin Graham,
Coldwell Banker-Quest
Source: KCBR,MLS#: 20260260
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom 1
- Level: Lower
Bedroom 2
- Level: First
Bedroom 3
- Level: First
Bedroom 4
- Level: First
Bathroom 1
- Features: Full
- Level: First
Bathroom 2
- Features: Full
- Level: Lower
Bathroom 3
- Features: Half
- Level: Lower
Family room
- Level: Lower
Kitchen
- Level: Lower
Living room
- Level: First
Heating
- Forced Air, Propane
Cooling
- Central Air
Appliances
- Included: Dishwasher, Double Oven, Dryer, Disposal, Hot Water Tank-Owned, Range Hood, Range Oven, Refrigerator, Washer
Features
- Flooring: Vinyl, Carpet
- Basement: Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: One, Family Room
Interior area
- Total structure area: 2,800
- Total interior livable area: 2,800 sqft
- Finished area above ground: 1,444
Property
Parking
- Total spaces: 2
- Parking features: Garage Attached, 2 Car, Concrete
- Has attached garage: Yes
- Covered spaces: 2
- Has uncovered spaces: Yes
Features
- Patio & porch: Covered Patio
- Fencing: None
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Size: 0.29 Acres
- Dimensions: .2904
Details
- Parcel number: 2400189.000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subtype: Single Family Residence
Materials
- Cedar, Stone
- Roof: Shingle
Condition
- Year built: 1995
Utilities & green energy
- Sewer: County
- Water: County
Community & HOA
Community
- Subdivision: Lakeview Heights
Location
- Region: Howard
Financial & listing details
- Price per square foot: $357/sqft
- Tax assessed value: $928,750
- Annual tax amount: $58
- Date on market: 5/12/2026
- Road surface type: Paved
Estimated market value
$987,400
$938,000 - $1.04M
$2,728/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/14/2026 | Contingent | $999,999$357/sqft |
Source: | ||
| 6/23/2026 | Price change | $999,999-13%$357/sqft |
Source: | ||
| 5/12/2026 | Listed for sale | $1,150,000$411/sqft |
Source: KCBR #20260260 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $12,079 -4.1% | $325,060 |
| 2024 | $12,598 +0.1% | $325,060 |
| 2023 | $12,579 +26.1% | $325,060 +45% |
| 2022 | $9,978 -0.3% | $224,180 |
| 2021 | $10,007 +5.1% | $224,180 |
| 2020 | $9,525 +55.3% | $224,180 +65% |
| 2019 | $6,132 +6.8% | $135,880 |
| 2018 | $5,740 +0.9% | $135,880 |
| 2017 | $5,687 +7% | $135,880 +8% |
| 2016 | $5,316 +10% | $125,820 |
| 2015 | $4,834 -0.2% | $125,820 |
| 2014 | $4,842 +15.3% | $125,820 +19.6% |
| 2013 | $4,200 +0.8% | $105,210 |
| 2012 | $4,168 -1.2% | $105,210 |
| 2011 | $4,219 -5% | $105,210 -6% |
| 2010 | $4,442 | $111,930 |
Find assessor info on the county website
Monthly payment
Est. payment




