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For sale
  • Price cut: $150K (6/23)
    $999,999

    381 Northern Spy Cir, Howard, OH 43028

    4beds
    2,800sqft
    : 
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    Single Family Residence
    Built in 1995
    0.29 Acres Lot
    $979,200 Zestimate®
    $357/sqft
    $-- HOA

    What's special

    Lake-front homeNice-sized family roomLake views
    One of the best lake views can be enjoyed from this 1 owner 3-4 bedroom, 2 and 1/2 bath Apple Valley lake-front home with a 2-car garage. The home features an open-concept kitchen and living room with floor-to-ceiling windows offering panoramic views of the lake, a main-floor owner's suite, and a half bath perfect for entertaining. Upstairs, there is a nice-sized family room, 3 additional bedrooms, and a full bath. Steps from the house is a boat dock with 2 boat slips. The upper and lower decks are perfect for enjoying Apple Valley's fireworks that are shot off just across the lake. This lakefront home boasting an impressive 110 feet of water frontage.
    65 days
    |
    991
    |
    29
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Dustin Graham,

    Coldwell Banker-Quest

    Source: KCBR,MLS#: 20260260

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Bedroom 1
      • Level: Lower
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: First
      Bedroom 4
      • Level: First
      Bathroom 1
      • Features: Full
      • Level: First
      Bathroom 2
      • Features: Full
      • Level: Lower
      Bathroom 3
      • Features: Half
      • Level: Lower
      Family room
      • Level: Lower
      Kitchen
      • Level: Lower
      Living room
      • Level: First
      Heating
      • Forced Air, Propane
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Double Oven, Dryer, Disposal, Hot Water Tank-Owned, Range Hood, Range Oven, Refrigerator, Washer
      Features
      • Flooring: Vinyl, Carpet
      • Basement: Finished,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: One, Family Room
      Interior area
      • Total structure area: 2,800
      • Total interior livable area: 2,800 sqft
      • Finished area above ground: 1,444

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Attached, 2 Car, Concrete
      • Has attached garage: Yes
      • Covered spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Covered Patio
      • Fencing: None
      • On waterfront: Yes
      • Waterfront features: Lake Front
      Lot
      • Size: 0.29 Acres
      • Dimensions: .2904
      Details
      • Parcel number: 2400189.000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Raised Ranch
      • Property subtype: Single Family Residence
      Materials
      • Cedar, Stone
      • Roof: Shingle
      Condition
      • Year built: 1995

      Utilities & green energy

      • Sewer: County
      • Water: County

      Community & HOA

      Community
      • Subdivision: Lakeview Heights
      Location
      • Region: Howard

      Financial & listing details

      • Price per square foot: $357/sqft
      • Tax assessed value: $928,750
      • Annual tax amount: $58
      • Date on market: 5/12/2026
      • Road surface type: Paved

        Estimated market value

        $979,200

        $930,000 - $1.03M

        $2,436/mo

        Price history

        DateEventPrice
        7/14/2026Contingent$999,999$357/sqft
        Source: Columbus and Central Ohio Regional MLS #226016494 Report a problem
        6/23/2026Price change$999,999-13%$357/sqft
        Source: Columbus and Central Ohio Regional MLS #226016494 Report a problem
        5/12/2026Listed for sale$1,150,000$411/sqft
        Source: KCBR #20260260 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$12,598 +0.1%$325,060
        2023$12,579 +26.1%$325,060 +45%
        2022$9,978 -0.3%$224,180
        2021$10,007 +5.1%$224,180
        2020$9,525 +55.3%$224,180 +65%
        2019$6,132 +6.8%$135,880
        2018$5,740 +0.9%$135,880
        2017$5,687 +7%$135,880 +8%
        2016$5,316 +10%$125,820
        2015$4,834 -0.2%$125,820
        2014$4,842 +15.3%$125,820 +19.6%
        2013$4,200 +0.8%$105,210
        2012$4,168 -1.2%$105,210
        2011$4,219 -5%$105,210 -6%
        2010$4,442 $111,930
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 43028

        Getting around

        3 / 100
        Car-Dependent
        12 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: East Knox

        Source: KCBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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