This beautiful home sits on a double lot featuring a inground pool with composite decking that overlooks amazing views of the St. Joseph River (180' River Frontage). Main level features: two main-floor bedrooms, formal dining room, family room, full bathroom, main-floor laundry & an abundant hidden storage area. As you enter the kitchen you will love the gourmet island kitchen perfectly designed for culinary enthusiasts. The kitchen flows into the large Great Room w/ floor-to-ceiling windows that frame the peaceful river views from every angle, FR features a cozy gas-starter wood fireplace. Upstairs: two additional bedrooms, including one with walk-in closet & private balcony overlooking the river. A full bath. Unfinished area with opportunity to customize this space. Upgrades made in 2012 including: a dual furnace/AC system, a new roof, water heater, water softener, heated garage, hard-wired alarm system, new sprinkler pump under the river deck for irrigation, updated kitchen with a stone backsplash, a hard surface countertop, slip-resistant ceramic tile floors, FR-hard wired surround sound, pool freshly repainted (2024), newly added solar cover w/professional snap on winter cover (2024), maintenance-free dual decking & balcony, enhanced gutter and drainage systems and a beautifully modernized kitchen and Great Room addition, both bathrooms updated. Step outside to a real oasis, beautiful landscaping that frames the river views. Come take a look today!
Closed
$660,000
3820 Cottage Ave, Mishawaka, IN 46544
4beds
3,520sqft
Single Family Residence
Built in 1974
0.38 Acres Lot
$656,200 Zestimate®
$--/sqft
$2,677 Estimated rent
Home value
$656,200
$623,000 - $689,000
$2,677/mo
Zestimate® history
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List your homeWhat's special
Inground poolGas-starter wood fireplaceMaintenance-free dual deckingDouble lotSurround soundPeaceful river viewsFloor-to-ceiling windows
Zillow last checked:
Listing updated:
Listed by:
Patricia Graham pat.graham@kw.com,
Keller Williams Realty Group
Bought with:
Robert Medinger
Keller Williams Preferred Realty
Source: IRMLS,MLS#: 202506025
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Bedroom 1
- Level: Upper
Bedroom 2
- Level: Main
Dining room
- Level: Main
- Area: 198
- Dimensions: 18 x 11
Family room
- Level: Main
- Area: 378
- Dimensions: 27 x 14
Kitchen
- Level: Main
- Area: 187
- Dimensions: 17 x 11
Living room
- Level: Main
- Area: 400
- Dimensions: 25 x 16
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Disposal, Dishwasher, Microwave, Refrigerator, Washer, Built-In Gas Grill, Electric Cooktop, Dehumidifier, Dryer-Electric, Exhaust Fan, Double Oven, Electric Oven, Electric Range, Gas Water Heater, Water Softener Owned
- Laundry: Electric Dryer Hookup, Main Level
Features
- Breakfast Bar, Bookcases, Cathedral Ceiling(s), Ceiling Fan(s), Beamed Ceilings, Vaulted Ceiling(s), Walk-In Closet(s), Countertops-Solid Surf, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite
- Windows: Window Treatments
- Basement: Crawl Space,Concrete
- Attic: Storage
- Number of fireplaces: 1
- Fireplace features: Family Room, Wood Burning, Gas Starter
Interior area
- Total structure area: 3,520
- Total interior livable area: 3,520 sqft
- Finished area above ground: 3,520
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Heated Garage
- Attached garage spaces: 2
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Patio
- Exterior features: Balcony, Irrigation System, Workshop
- Pool features: In Ground
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront, Deck on Waterfront, Pier/Dock, Frontage Lot, River
- Body of water: St. Joe River Lower
- Frontage length: Water Frontage(180)
Lot
- Size: 0.38 Acres
- Dimensions: 70x112 and 73x116
- Features: Level, 0-2.9999, Rural Subdivision, Landscaped
Details
- Additional parcels included: 7109-12-477-001.000-023
- Parcel number: 711007303001.000023
- Other equipment: Pool Equipment
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Cedar
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1974
Utilities & green energy
- Sewer: City
- Water: City
Community & HOA
Community
- Subdivision: None
Location
- Region: Mishawaka
Financial & listing details
- Tax assessed value: $306,800
- Annual tax amount: $7,695
- Date on market: 2/27/2025
- Listing terms: Cash,Conventional
Price history
| Date | Event | Price |
|---|---|---|
| 1/23/2026 | Sold | $660,000-1.5% |
Source:  IRMLS #202506025 Report a problem | ||
| 1/4/2026 | Pending sale | $670,000 |
Source: IRMLS #202506025 Report a problem | ||
| 11/8/2025 | Listed for sale | $670,000 |
Source: IRMLS #202506025 Report a problem | ||
| 10/31/2025 | Pending sale | $670,000 |
Source: IRMLS #202506025 Report a problem | ||
| 8/27/2025 | Price change | $670,000-0.7% |
Source: IRMLS #202506025 Report a problem | ||
| 6/11/2025 | Price change | $675,000-3.6% |
Source: IRMLS #202506025 Report a problem | ||
| 2/27/2025 | Listed for sale | $699,900+3.7% |
Source: IRMLS #202506025 Report a problem | ||
| 11/14/2024 | Sold | $675,000-3.6% |
Source: IRMLS #202431841 Report a problem | ||
| 9/3/2024 | Pending sale | $699,900 |
Source: IRMLS #202431841 Report a problem | ||
| 8/23/2024 | Listed for sale | $699,900 |
Source: IRMLS #202431841 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,295 -6.7% | $306,800 +14% |
| 2024 | $6,747 +0.1% | $269,200 -3.6% |
| 2023 | $6,742 +16.2% | $279,200 |
| 2022 | $5,803 +5.9% | $279,200 +17% |
| 2021 | $5,477 +4% | $238,600 +6.3% |
| 2020 | $5,264 -16.6% | $224,500 +4.4% |
| 2019 | $6,310 -0.4% | $215,000 +3.6% |
| 2018 | $6,332 +4.6% | $207,500 +7.3% |
| 2017 | $6,057 +9.7% | $193,300 |
| 2016 | $5,520 +2% | $193,300 -0.9% |
| 2014 | $5,413 +81.5% | $195,100 |
| 2013 | $2,982 +18.5% | $195,100 +18.8% |
| 2012 | $2,516 -28.3% | $164,200 -25.4% |
| 2011 | $3,511 +0.5% | $220,100 |
| 2010 | $3,493 -2.8% | $220,100 -6.2% |
| 2009 | $3,594 | $234,600 |
Find assessor info on the county website
Neighborhood: 46544
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Nearby schools
GreatSchools rating
- 7/10Twin Branch Elementary SchoolGrades: K-6Distance: 0.4 mi
- 5/10John J Young Middle SchoolGrades: 7-8Distance: 3.3 mi
- 4/10Mishawaka High SchoolGrades: 9-12Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Twin Branch
- Middle: John Young
- High: Mishawaka
- District: School City of Mishawaka
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Indiana
- Saint Joseph County
- Mishawaka
- 46544
- 3820 Cottage Ave
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