Active

$515,000

3845 Valley View Dr, Mount Vernon, IN 47620

5beds

3,700sqft

$3,240/mo

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Residential, Single Family Residence

Built in 1992

1.16 Acres Lot

$-- Zestimate^®

$139/sqft

$-- HOA

What's special

Floor-to-ceiling stone fireplacePrivate dockFirst-floor primary suite

Spacious 5-Bedroom Lakefront Home on a Quiet Cul-de-Sac! This beautifully maintained 5-bedroom, 3-full-bath home features a spacious layout in a desirable neighborhood. Set on a picturesque lot with direct water access and a private dock, the property combines privacy, space, and scenic views. The main level features a first-floor primary suite, an updated kitchen with a large island, a dramatic great room with vaulted wood ceilings, and a floor-to-ceiling stone fireplace. The covered deck extends the living space outdoors and provides a relaxing setting with beautiful lake views. The finished walk-out lower level provides flexible living space for a recreation room, home office, gym, or guest suite with direct access to the backyard and lake. An oversized 2-car garage provides ample space for vehicles and storage.

10 days

529

21

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 3
Full bathrooms: 3
Main level bathrooms: 2
Main level bedrooms: 3

Primary bedroom

Level: Main
Area: 248 Square Feet
Dimensions: 16x15.5

Bedroom 2

Level: Main
Area: 103.79 Square Feet
Dimensions: 10.7x9.7

Bedroom 3

Level: Main
Area: 200.83 Square Feet
Dimensions: 13.3x15.1

Bedroom 4

Level: Basement
Area: 143 Square Feet
Dimensions: 14.3x10

Bedroom 5

Level: Basement
Area: 210.25 Square Feet
Dimensions: 14.5x14.5

Kitchen

Features: Tile-Ceramic
Level: Main
Area: 460 Square Feet
Dimensions: 20x23

Laundry

Features: Tile-Ceramic
Level: Main
Area: 78 Square Feet
Dimensions: 13x6

Living room

Level: Main
Area: 292.5 Square Feet
Dimensions: 19.5x15

Utility room

Features: Other
Level: Basement
Area: 494.5 Square Feet
Dimensions: 21.5x23

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Gas Oven, Refrigerator

Features

Kitchen Island, Walk-In Closet(s)
Basement: Finished,Walk-Out Access
Number of fireplaces: 2
Fireplace features: Great Room, Masonry

Interior area

Total structure area: 3,700
Total interior livable area: 3,700 sqft
Finished area below ground: 1,925

Property

Parking

Total spaces: 2
Parking features: Attached, Garage Door Opener
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Exterior features: Balcony, Gutter Guards, Lighting

Lot

Size: 1.16 Acres

Details

Parcel number: 651222410004000017
Special conditions: As Is
Horse amenities: None

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch,Traditional
Property subtype: Residential, Single Family Residence

Materials

Brick, Stone
Foundation: Block

Condition

New construction: No
Year built: 1992

Utilities & green energy

Water: Public

Community & HOA

Community

Subdivision: Apple Lake Estates

HOA

Has HOA: No

Location

Region: Mount Vernon

Financial & listing details

Price per square foot: $139/sqft
Tax assessed value: $321,900
Annual tax amount: $2,502
Date on market: 8/14/2026
Cumulative days on market: 12 days

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
8/14/2026	Listed for sale	$515,000$139/sqft
Source: MIBOR as distributed by MLS GRID #22120301 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,815 +14.6%	$321,900 +0.8%
2024	$2,457 +1.5%	$319,400 +12%
2023	$2,421 +22.4%	$285,200 +7%
2022	$1,978 +2.1%	$266,500 +17.3%
2021	$1,937 +6.7%	$227,200 +3.2%
2020	$1,816 +10.4%	$220,100 +4.3%
2019	$1,645 +4.1%	$211,100 +6.7%
2018	$1,580 +4.7%	$197,900 -1.1%
2017	$1,508 +8%	$200,100
2016	$1,396 +1.9%	$200,100 +3.3%
2014	$1,370 -1.3%	$193,700 -1%
2013	$1,389 -16.1%	$195,600 -9.5%
2012	$1,655 +7.2%	$216,200 -3%
2011	$1,544 -13.6%	$222,800 -7.2%
2010	$1,786 +1.5%	$240,200 -1.3%
2009	$1,760	$243,400 +32.9%
2005	--	$183,200

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 47620

Getting around

0 / 100

Car-Dependent

8 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

7/10
Farmersville Elementary School
Grades: PK-5Distance: 7.2 mi
7/10
Mount Vernon Jr High School
Grades: 6-8Distance: 3.8 mi
5/10
Mount Vernon High School
Grades: 9-12Distance: 3.8 mi

Schools provided by the listing agent

Middle: Mount Vernon Jr High School
High: Mount Vernon High School

Source: MIBOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.