Welcome home to this beautifully maintained 4-bedroom, 4-bath ranch nestled in a quiet cul-de-sac in one of Loveland's most desirable neighborhoods-known for its strong sense of community and annual Halloween celebration. With no HOA and no metro district, you'll enjoy both freedom and value.This spacious home features a 3-car garage and a full finished basement complete with an additional bedroom and bathroom-perfect for guests or multi-generational living. Inside, you'll find a light-filled kitchen highlighted by unique glass block details, quality Maytag appliances, and custom Tharp cabinetry. Thoughtful upgrades continue throughout, including updated bathrooms, Andersen windows installed in 2021 and new carpet. The main living space showcases stunning custom built-in bookshelves with a rolling library ladder-adding both character and function. Step outside to a covered Trex deck, ideal for relaxing or entertaining year-round.Location is unbeatable-within walking distance to Centennial Elementary and Lucile Erwin Middle School, and just minutes from Lake Loveland, golf courses, and the Benson Sculpture Garden.This home combines charm, functionality, and an exceptional location-don't miss your opportunity to make it yours!
Sold for $609,000
$609,000
3846 Cardiff Ct, Loveland, CO 80538
4beds
3,181sqft
Single Family Residence
Built in 1994
7,685 Square Feet Lot
$608,900 Zestimate®
$191/sqft
$2,966 Estimated rent
Home value
$608,900
$578,000 - $639,000
$2,966/mo
Zestimate® history
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List your homeWhat's special
Unique glass block detailsQuality maytag appliancesCustom tharp cabinetryLight-filled kitchenQuiet cul-de-sacUpdated bathroomsNew carpet
Zillow last checked:
Listing updated:
Listed by:
Shannon Miller 970-226-3990,
RE/MAX Alliance-FTC South
Bought with:
Mandi Krueger, 100073500
C3 Real Estate Solutions, LLC
Source: IRES as distributed by MLS GRID,MLS#: 1059178
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
Primary bedroom
- Description: Carpet
- Features: 5 Piece Primary Bath, Bidet
- Level: Main
- Area: 196 Square Feet
- Dimensions: 14 x 14
Bedroom 2
- Description: Carpet
- Level: Main
- Area: 132 Square Feet
- Dimensions: 11 x 12
Bedroom 3
- Description: Carpet
- Level: Basement
- Area: 96 Square Feet
- Dimensions: 8 x 12
Dining room
- Description: Wood
- Level: Main
- Area: 132 Square Feet
- Dimensions: 11 x 12
Family room
- Description: Carpet
- Level: Basement
- Area: 510 Square Feet
- Dimensions: 17 x 30
Kitchen
- Description: Wood
- Level: Main
- Area: 242 Square Feet
- Dimensions: 11 x 22
Laundry
- Description: Vinyl
- Level: Main
- Area: 54 Square Feet
- Dimensions: 6 x 9
Living room
- Description: Wood
- Level: Main
- Area: 252 Square Feet
- Dimensions: 14 x 18
Heating
- Forced Air
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Gas Range
Features
- Eat-in Kitchen, Separate Dining Room, Cathedral Ceiling(s), Pantry
- Windows: Window Coverings
- Basement: Full
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 1,792
- Total interior livable area: 3,181 sqft
- Finished area above ground: 1,792
Property
Parking
- Total spaces: 3
- Parking features: Attached
- Attached garage spaces: 3
- Details: Attached
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Sprinkler System
- Fencing: Fenced
Lot
- Size: 7,685 Square Feet
- Features: Paved, Curbs, Gutters, Sidewalks
Details
- Parcel number: R1336134
- Zoning: R1
- Special conditions: Private Owner
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame, Brick
- Roof: Composition
Condition
- New construction: No
- Year built: 1994
Utilities & green energy
- Electric: City of Loveland
- Gas: Xcel
- Sewer: Public Sewer
- Water: City
- Utilities for property: Natural Gas Available, Electricity Available
Community & HOA
Community
- Subdivision: Northlands
HOA
- Has HOA: No
Location
- Region: Loveland
Financial & listing details
- Price per square foot: $191/sqft
- Tax assessed value: $566,600
- Annual tax amount: $3,029
- Date on market: 5/15/2026
- Listing terms: Cash,Conventional
- Exclusions: Surround sound components Seller understands that if any discrepancy exists regarding Inclusions and Exclusions between this Listing Contract and the buy/sell contract accepted by Seller, the buy/sell contract will prevail.
- Electric utility on property: Yes
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 6/30/2026 | Sold | $609,000+1.7%$191/sqft |
Source:  IRES as distributed by MLS GRID #1059178 Report a problem | ||
| 5/30/2026 | Pending sale | $599,000$188/sqft |
Source:  REcolorado as distributed by MLS GRID #IR1059178 Report a problem | ||
| 5/15/2026 | Listed for sale | $599,000+4.2%$188/sqft |
Source: IRES as distributed by MLS GRID #1059178 Report a problem | ||
| 8/10/2023 | Sold | $575,000$181/sqft |
Source: IRES as distributed by MLS GRID #988196 Report a problem | ||
| 5/19/2023 | Listed for sale | $575,000$181/sqft |
Source: IRES as distributed by MLS GRID #988196 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,029 +3.7% | $35,412 -12.1% |
| 2024 | $2,921 +32.1% | $40,287 +8.1% |
| 2023 | $2,211 +29.8% | $37,262 +34.1% |
| 2022 | $1,704 -4% | $27,786 +29.6% |
| 2021 | $1,774 +1.7% | $21,436 -3.9% |
| 2020 | $1,744 -13.7% | $22,315 -0.7% |
| 2019 | $2,021 | $22,472 -8.5% |
| 2018 | $2,021 | $24,552 |
| 2017 | $2,021 +16.1% | $24,552 +11.8% |
| 2016 | $1,740 +8.9% | $21,970 |
| 2015 | $1,598 +14.3% | $21,970 +18.1% |
| 2014 | $1,399 | $18,600 |
| 2013 | -- | $18,600 -0.1% |
| 2012 | -- | $18,620 |
| 2011 | -- | $18,620 -1.2% |
| 2010 | -- | $18,850 |
| 2009 | -- | $18,850 -12.4% |
| 2008 | -- | $21,510 |
| 2007 | -- | $21,510 -0.4% |
| 2006 | -- | $21,590 |
| 2005 | -- | $21,590 +14.7% |
| 2004 | -- | $18,820 -3.9% |
| 2002 | -- | $19,590 |
| 2001 | -- | $19,590 |
Find assessor info on the county website
Neighborhood: 80538
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Nearby schools
GreatSchools rating
- 6/10Centennial Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 4/10Lucile Erwin Middle SchoolGrades: 6-8Distance: 0.6 mi
- 6/10Loveland High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Centennial (R2-J)
- Middle: Erwin, Lucile
- High: Thompson Valley
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$608,900
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$608,900
- Colorado
- Larimer County
- Loveland
- 80538
- 3846 Cardiff Ct
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