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For sale
  • $959,500

    386 County Road 3973, Arley, AL 35541

    4beds
    5baths
    3,108sqft
    : 
    $5,526/mo
    Get pre-qualified
    Single Family Residence
    Built in 1994
    1.6 Acres Lot
    $943,100 Zestimate®
    $309/sqft
    $-- HOA

    What's special

    Two-car garageRare wooded point lotGentle slopeYear-round waterDeep-water covePrivate dockSet among mature trees
    Charming, fully furnished four-bedroom lake home on a rare wooded point lot in a deep-water cove just off Big Dismal Creek. With year-round water, a gentle slope and private dock, this peaceful Smith Lake retreat offers easy waterfront living in an excellent location convenient to Arley, Curry and Jasper. Set among mature trees, the property combines the calm, protected setting of a cove with the additional shoreline, privacy and views of its own point. The gently sloping lot provides an easy walk to the water, making it ideal for boating, swimming, fishing and relaxing by the lake. The main level welcomes you with the warmth and character of a true lake home, with the primary suite conveniently located on this floor. The finished basement provides a comfortable second living area for family and guests, with direct access outside toward the shoreline and dock. Additional features include a two-car garage, 24k whole-home Generac generator, new (2023) Trane hvac, irrigation system and established garden area. The boat, Jet Skis and other water toys are also available for purchase, providing an opportunity to begin enjoying the complete Smith Lake lifestyle immediately. Located just off Big Dismal Creek, this area of Lewis Smith Lake offers an often-overlooked combination of natural beauty, deep water and convenient access to Arley, Curry and Jasper. It is a highly desirable setting for a full-time residence, weekend getaway or family lake retreat.
    2 days
    480
    41

    Zillow last checked:

    Listing updated:

    Listed by:

    Joseph A Carter 205-300-3720,

    Joseph Carter Realty

    Source: Walker County Area MLS,MLS#: 26-1770

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Electric Oven, Electric Range, Refrigerator, Electric Water Heater
      Features
      • Flooring: Other, Tile, Wood
      • Basement: Daylight,Finished,Walk-Out Access
      • Has fireplace: Yes
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 3,108
      • Total interior livable area: 3,108 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Built/In Garage 1
      • Attached garage spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Patio, Porch
      • Exterior features: Rain Gutters, Sprinkler, Boat Slip
      • On waterfront: Yes
      • Waterfront features: Lake Front, Boat Lift, Pier, PWC Lift/Float, Swim Platform, Waterfront Features: Shoreline(YR/Deep Shoreline), Waterfront Features: Characteristics(Gentle)
      • Body of water: Dismal Creek
      • Frontage length: Waterfront Footage(170)
      Lot
      • Size: 1.6 Acres
      • Features: Wooded
      Details
      • Additional structures: Boat House
      • Parcel number: 672003080200007006
      • Zoning: _

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Frame, Vinyl Siding, Drywall
      • Roof: Shingle
      Condition
      • Existing Structure,Good
      • New construction: No
      • Year built: 1994

      Utilities & green energy

      • Electric: Alabama Power
      • Sewer: Septic Tank

      Community & HOA

      Community
      • Subdivision: Dismal Bay
      Location
      • Region: Arley

      Financial & listing details

      • Price per square foot: $309/sqft
      • Tax assessed value: $632,980
      • Annual tax amount: $1,896
      • Date on market: 8/28/2026

        Estimated market value

        $943,100

        $830,000 - $1.09M

        $5,197/mo

        Price history

        DateEventPrice
        8/28/2026Listed for sale$959,500+131.2%$309/sqft
        Source: Walker County Area MLS #26-1770 Report a problem
        12/19/2017Sold$415,000-5.7%$134/sqft
        Source: Walker County Area MLS #17-1369 Report a problem
        12/16/2017Pending sale$439,900$142/sqft
        Source: Joseph Carter Realty - Smith Lake Jasper #17-1369 Report a problem
        9/21/2017Price change$439,900-6.4%$142/sqft
        Source: Joseph Carter Realty - Smith Lake Jasper #17-1369 Report a problem
        6/13/2017Listed for sale$469,900$151/sqft
        Source: Joseph Carter Realty - Smith Lake Jasper #17-1369 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,772 +7.1%$63,300 +7.1%
        2023$1,655 +18.7%$59,100 +18.7%
        2022$1,394 +9.4%$49,800 +9.4%
        2021$1,275 +11.6%$45,540 +11.6%
        2020$1,143 +45.8%$40,820 +9.8%
        2018$784 $37,160 -90%
        2017$784 +10.5%$371,500
        2016$710 $371,500 -0.9%
        2015$710 +5.5%$374,900 +6.3%
        2014$673 $352,520 -3.3%
        2013$673 -5.2%$364,520 -1.9%
        2011$709 -23.5%$371,420 -0.3%
        2010$927 -2.7%$372,440 -2.6%
        2009$953 $382,480
        Find assessor info on the county website

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        Neighborhood: 35541

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