Charming, fully furnished four-bedroom lake home on a rare wooded point lot in a deep-water cove just off Big Dismal Creek. With year-round water, a gentle slope and private dock, this peaceful Smith Lake retreat offers easy waterfront living in an excellent location convenient to Arley, Curry and Jasper. Set among mature trees, the property combines the calm, protected setting of a cove with the additional shoreline, privacy and views of its own point. The gently sloping lot provides an easy walk to the water, making it ideal for boating, swimming, fishing and relaxing by the lake.
The main level welcomes you with the warmth and character of a true lake home, with the primary suite conveniently located on this floor. The finished basement provides a comfortable second living area for family and guests, with direct access outside toward the shoreline and dock.
Additional features include a two-car garage, 24k whole-home Generac generator, new (2023) Trane hvac, irrigation system and established garden area. The boat, Jet Skis and other water toys are also available for purchase, providing an opportunity to begin enjoying the complete Smith Lake lifestyle immediately.
Located just off Big Dismal Creek, this area of Lewis Smith Lake offers an often-overlooked combination of natural beauty, deep water and convenient access to Arley, Curry and Jasper. It is a highly desirable setting for a full-time residence, weekend getaway or family lake retreat.
For sale
$959,500
386 County Road 3973, Arley, AL 35541
4beds
5baths
3,108sqft
Single Family Residence
Built in 1994
1.6 Acres Lot
$943,100 Zestimate®
$309/sqft
$-- HOA
What's special
Two-car garageRare wooded point lotGentle slopeYear-round waterDeep-water covePrivate dockSet among mature trees
- 2 days
- 480
- 41
Zillow last checked:
Listing updated:
Listed by:
Joseph A Carter 205-300-3720,
Joseph Carter Realty
Source: Walker County Area MLS,MLS#: 26-1770
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Oven, Electric Range, Refrigerator, Electric Water Heater
Features
- Flooring: Other, Tile, Wood
- Basement: Daylight,Finished,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total structure area: 3,108
- Total interior livable area: 3,108 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Built/In Garage 1
- Attached garage spaces: 2
Features
- Stories: 1
- Patio & porch: Patio, Porch
- Exterior features: Rain Gutters, Sprinkler, Boat Slip
- On waterfront: Yes
- Waterfront features: Lake Front, Boat Lift, Pier, PWC Lift/Float, Swim Platform, Waterfront Features: Shoreline(YR/Deep Shoreline), Waterfront Features: Characteristics(Gentle)
- Body of water: Dismal Creek
- Frontage length: Waterfront Footage(170)
Lot
- Size: 1.6 Acres
- Features: Wooded
Details
- Additional structures: Boat House
- Parcel number: 672003080200007006
- Zoning: _
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding, Drywall
- Roof: Shingle
Condition
- Existing Structure,Good
- New construction: No
- Year built: 1994
Utilities & green energy
- Electric: Alabama Power
- Sewer: Septic Tank
Community & HOA
Community
- Subdivision: Dismal Bay
Location
- Region: Arley
Financial & listing details
- Price per square foot: $309/sqft
- Tax assessed value: $632,980
- Annual tax amount: $1,896
- Date on market: 8/28/2026
Estimated market value
$943,100
$830,000 - $1.09M
$5,197/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/28/2026 | Listed for sale | $959,500+131.2%$309/sqft |
Source: Walker County Area MLS #26-1770 Report a problem | ||
| 12/19/2017 | Sold | $415,000-5.7%$134/sqft |
Source: Walker County Area MLS #17-1369 Report a problem | ||
| 12/16/2017 | Pending sale | $439,900$142/sqft |
Source: Joseph Carter Realty - Smith Lake Jasper #17-1369 Report a problem | ||
| 9/21/2017 | Price change | $439,900-6.4%$142/sqft |
Source: Joseph Carter Realty - Smith Lake Jasper #17-1369 Report a problem | ||
| 6/13/2017 | Listed for sale | $469,900$151/sqft |
Source: Joseph Carter Realty - Smith Lake Jasper #17-1369 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,772 +7.1% | $63,300 +7.1% |
| 2023 | $1,655 +18.7% | $59,100 +18.7% |
| 2022 | $1,394 +9.4% | $49,800 +9.4% |
| 2021 | $1,275 +11.6% | $45,540 +11.6% |
| 2020 | $1,143 +45.8% | $40,820 +9.8% |
| 2018 | $784 | $37,160 -90% |
| 2017 | $784 +10.5% | $371,500 |
| 2016 | $710 | $371,500 -0.9% |
| 2015 | $710 +5.5% | $374,900 +6.3% |
| 2014 | $673 | $352,520 -3.3% |
| 2013 | $673 -5.2% | $364,520 -1.9% |
| 2011 | $709 -23.5% | $371,420 -0.3% |
| 2010 | $927 -2.7% | $372,440 -2.6% |
| 2009 | $953 | $382,480 |
Find assessor info on the county website
Monthly payment
Est. payment





