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Pending
  • $239,900

    3867 Cedar Terrace Dr, Waterloo, IA 50702

    3beds
    1,716sqft
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    Single Family Residence
    Built in 1967
    0.5 Acres Lot
    $235,200 Zestimate®
    $140/sqft
    $-- HOA

    What's special

    Welcome home to this beautifully updated 3-bedroom, 1-bath ranch nestled on a spacious half-acre lot in a highly desirable location on the edge of town. Offering the perfect blend of modern updates, comfortable living, and room to grow, this property is move-in ready and full of potential. Step inside to discover fresh, clean, modern finishes throughout, including a completely updated kitchen featuring stylish cabinetry, updated countertops, and contemporary fixtures. The renovated bathroom offers a fresh, modern feel, while new flooring throughout the home creates a seamless and inviting living space. The partially finished basement adds valuable square footage with a large open living area that is perfect for a family room or recreation space. You’ll also appreciate the generous unfinished storage area and the opportunity to further finish the space to build additional equity over time. Outside, enjoy the privacy and possibilities of a half-acre lot. Located in a sought-after area on the edge of town, you’ll enjoy the convenience of nearby amenities while still experiencing the peace and space with Lloyd Randall Park in your backyard. Don’t miss this opportunity to own an updated home with modern touches, extra space, and endless potential in one of the area’s most desirable locations!
    31 days
    |
    988
    |
    57
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Michael Taylor 319-239-3659,

    Lockard Realty Company

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20262513MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Features
      • Basement: Block
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total interior livable area: 1,716 sqft
      • Finished area below ground: 572

      Property

      Parking
      • Total spaces: 2
      • Parking features: 2 Stall
      • Carport spaces: 2
      Lot
      • Size: 0.5 Acres
      • Dimensions: 120 x 182
      Details
      • Parcel number: 881218226017
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Masonite
      • Roof: Asphalt
      Condition
      • Year built: 1967

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $140/sqft
      • Tax assessed value: $122,440
      • Annual tax amount: $3,689
      • Date on market: 6/5/2026
      • Cumulative days on market: 33 days
      • Road surface type: Concrete

        Estimated market value

        $235,200

        $223,000 - $247,000

        $1,263/mo

        Price history

        DateEventPrice
        6/18/2026Pending sale$239,900$140/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262513 Report a problem
        6/5/2026Listed for sale$239,900$140/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262513 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,689 +8.5%$181,280 +6.6%
        2024$3,399 +5%$170,070
        2023$3,238 +2.7%$170,070 +15.4%
        2022$3,152 +9.1%$147,430
        2021$2,889 +1.8%$147,430 +8.3%
        2020$2,838 -1.1%$136,170
        2019$2,869 +1%$136,170
        2018$2,842 0%$136,170
        2017$2,842 -5.9%$136,170 -4%
        2016$3,020 $141,800
        2015$3,020 +5.4%$141,800 +4.1%
        2014$2,866 +4%$136,170 +4.3%
        2012$2,755 +7.9%$130,540
        2011$2,554 +3.3%$130,540 +5.9%
        2010$2,473 +2.8%$123,280
        2009$2,406 +2.2%$123,280
        2008$2,354 +1.7%$123,280 +7%
        2007$2,316 -0.5%$115,220
        2006$2,327 -3.2%$115,220
        2005$2,404 +5.8%$115,220 +13.7%
        2003$2,272 +1.7%$101,310
        2002$2,235 +10.7%$101,310 +18%
        2001$2,018 $85,850

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 50702

        Getting around

        3 / 100
        Car-Dependent
        8 / 100
        Minimal Transit
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Orange Elementary
        • Middle: Hoover Intermediate
        • High: West High - Waterloo

        Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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