Welcome home to this beautifully updated 3-bedroom, 1-bath ranch nestled on a spacious half-acre lot in a highly desirable location on the edge of town. Offering the perfect blend of modern updates, comfortable living, and room to grow, this property is move-in ready and full of potential. Step inside to discover fresh, clean, modern finishes throughout, including a completely updated kitchen featuring stylish cabinetry, updated countertops, and contemporary fixtures. The renovated bathroom offers a fresh, modern feel, while new flooring throughout the home creates a seamless and inviting living space. The partially finished basement adds valuable square footage with a large open living area that is perfect for a family room or recreation space. You’ll also appreciate the generous unfinished storage area and the opportunity to further finish the space to build additional equity over time. Outside, enjoy the privacy and possibilities of a half-acre lot. Located in a sought-after area on the edge of town, you’ll enjoy the convenience of nearby amenities while still experiencing the peace and space with Lloyd Randall Park in your backyard. Don’t miss this opportunity to own an updated home with modern touches, extra space, and endless potential in one of the area’s most desirable locations!
Pending
$239,900
3867 Cedar Terrace Dr, Waterloo, IA 50702
3beds
1,716sqft
Single Family Residence
Built in 1967
0.5 Acres Lot
$235,200 Zestimate®
$140/sqft
$-- HOA
What's special
- 31 days |
- 988 |
- 57 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Michael Taylor 319-239-3659,
Lockard Realty Company
Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20262513
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Natural Gas
Cooling
- Central Air
Features
- Basement: Block
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 1,716 sqft
- Finished area below ground: 572
Property
Parking
- Total spaces: 2
- Parking features: 2 Stall
- Carport spaces: 2
Lot
- Size: 0.5 Acres
- Dimensions: 120 x 182
Details
- Parcel number: 881218226017
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Masonite
- Roof: Asphalt
Condition
- Year built: 1967
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $140/sqft
- Tax assessed value: $122,440
- Annual tax amount: $3,689
- Date on market: 6/5/2026
- Cumulative days on market: 33 days
- Road surface type: Concrete
Estimated market value
$235,200
$223,000 - $247,000
$1,263/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/18/2026 | Pending sale | $239,900$140/sqft |
Source: | ||
| 6/5/2026 | Listed for sale | $239,900$140/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,689 +8.5% | $181,280 +6.6% |
| 2024 | $3,399 +5% | $170,070 |
| 2023 | $3,238 +2.7% | $170,070 +15.4% |
| 2022 | $3,152 +9.1% | $147,430 |
| 2021 | $2,889 +1.8% | $147,430 +8.3% |
| 2020 | $2,838 -1.1% | $136,170 |
| 2019 | $2,869 +1% | $136,170 |
| 2018 | $2,842 0% | $136,170 |
| 2017 | $2,842 -5.9% | $136,170 -4% |
| 2016 | $3,020 | $141,800 |
| 2015 | $3,020 +5.4% | $141,800 +4.1% |
| 2014 | $2,866 +4% | $136,170 +4.3% |
| 2012 | $2,755 +7.9% | $130,540 |
| 2011 | $2,554 +3.3% | $130,540 +5.9% |
| 2010 | $2,473 +2.8% | $123,280 |
| 2009 | $2,406 +2.2% | $123,280 |
| 2008 | $2,354 +1.7% | $123,280 +7% |
| 2007 | $2,316 -0.5% | $115,220 |
| 2006 | $2,327 -3.2% | $115,220 |
| 2005 | $2,404 +5.8% | $115,220 +13.7% |
| 2003 | $2,272 +1.7% | $101,310 |
| 2002 | $2,235 +10.7% | $101,310 +18% |
| 2001 | $2,018 | $85,850 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 50702
Nearby schools
GreatSchools rating
- 8/10Orange Elementary SchoolGrades: PK-5Distance: 3.8 mi
- 6/10Hoover Middle SchoolGrades: 6-8Distance: 4.5 mi
- 3/10West High SchoolGrades: 9-12Distance: 4.2 mi
Schools provided by the listing agent
- Elementary: Orange Elementary
- Middle: Hoover Intermediate
- High: West High - Waterloo
Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Iowa
- Black Hawk County
- Waterloo
- 50702
- 3867 Cedar Terrace Dr




