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For sale
    • Price cut: $49.9K (6/29)
    $947,625

    3870 Harolds Rd, Traverse City, MI 49696

    3beds
    2,016sqft
    : 
    $6,121/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    0.65 Acres Lot
    $919,500 Zestimate®
    $470/sqft
    $-- HOA

    What's special

    Peaceful coveRadiant in-floor heatLarge private dockWaterfront retreatExpansive upper deckTranquil lake viewsCustom slate flooring
    Welcome to Spider Lake! This beautiful waterfront retreat offers 100 feet of private frontage in a peaceful cove, creating the perfect setting for relaxation, recreation, and entertainment. It features 2 bedrooms, 2 bathrooms, and a spacious office that could easily convert into a third bedroom. Designed with comfort in mind, the home showcases custom slate flooring, radiant in-floor heat, and a cozy wood-burning fireplace—ideal for enjoying Michigan's colder months. Take in the tranquil lake views from the expansive upper deck or spend your days swimming, boating, and unwinding from the large private dock. Located less than 20 minutes from downtown Traverse City, you'll enjoy easy access to shopping, dining, wineries, and year-round events while still feeling miles away from it all. Outdoor enthusiasts will appreciate being just minutes from thousands of acres of protected land, offering endless opportunities for hiking, hunting, biking, and exploring Northern Michigan's natural beauty. A rare opportunity to enjoy waterfront living, privacy, and adventure all in one exceptional property.
    55 days
    |
    1,136
    |
    46
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    David Hricik Home:231-735-3545,

    The Mitten Real Estate Group 231-421-1970

    Source: NGLRMLS,MLS#: 1946375MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      • Area: 258.27
      • Dimensions: 19.7 x 13.11
      Bedroom 2
      • Level: Main
      • Area: 111.1
      • Dimensions: 11.11 x 10
      Bedroom 3
      • Level: Main
      Primary bathroom
      • Features: Private
      Dining room
      • Level: Main
      • Area: 89.24
      • Dimensions: 9.7 x 9.2
      Kitchen
      • Level: Main
      • Area: 243.27
      • Dimensions: 16.1 x 15.11
      Living room
      • Level: Main
      • Area: 241.4
      • Dimensions: 17 x 14.2
      Heating
      • Forced Air, External Wood Burner, Radiant Floor, Propane, Wood, Fireplace(s)
      Appliances
      • Included: Refrigerator, Dishwasher, Microwave, Washer, Dryer, Oven, Cooktop
      • Laundry: Main Level
      Features
      • Walk-In Closet(s), Pantry, Solarium/Sun Room, Granite Bath Tops, Granite Counters, Kitchen Island, Drywall, Ceiling Fan(s), Cable TV, High Speed Internet
      • Flooring: Other, Laminate
      • Basement: Crawl Space
      • Has fireplace: Yes
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 2,016
      • Total interior livable area: 2,016 sqft
      • Finished area above ground: 2,016
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Garage Door Opener, Gravel, Private, Shared Driveway
      • Garage spaces: 2
      Accessibility
      • Accessibility features: Main Floor Access, None
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Porch
      • Exterior features: Sprinkler System, Sidewalk, Garden, Rain Gutters, Dock
      • Fencing: Fenced
      • Has view: Yes
      • View description: Water
      • Water view: Water
      • Waterfront features: All Sports, Gradual Slope to Water
      • Body of water: Spider Lake
      • Frontage length: 100
      Lot
      • Size: 0.65 Acres
      • Dimensions: 105 x 258 x 95 x 179
      • Features: Level, Sloped, Landscaped, Metes and Bounds
      Details
      • Additional structures: None
      • Parcel number: 0311003700
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Frame, Vinyl Siding
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Private

      Community & HOA

      Community
      • Features: None
      • Subdivision: HAROLDS PENINSULA RESORT COMM
      HOA
      • Services included: None
      Location
      • Region: Traverse City

      Financial & listing details

      • Price per square foot: $470/sqft
      • Tax assessed value: $149,776
      • Annual tax amount: $3,811
      • Price range: $947.6K - $947.6K
      • Date on market: 6/10/2026
      • Cumulative days on market: 55 days
      • Listing agreement: Exclusive Right Sell
      • Listing terms: Conventional,Cash,FHA,VA Loan
      • Ownership type: Private Owner
      • Road surface type: Gravel

        Estimated market value

        $919,500

        $874,000 - $965,000

        $2,873/mo

        Price history

        DateEventPrice
        6/29/2026Price change$947,625-5%$470/sqft
        Source: NGLRMLS #1946375 Report a problem
        6/18/2026Price change$997,500-5%$495/sqft
        Source: NGLRMLS #1946375 Report a problem
        6/10/2026Listed for sale$1,050,000-12.5%$521/sqft
        Source: NGLRMLS #1946375 Report a problem
        6/3/2026Listing removed--
        Source: Owner Report a problem
        5/20/2026Listed for sale$1,200,000$595/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,811 +6.2%$401,600 +11.7%
        2024$3,589 +5%$359,600 +25.4%
        2023$3,418 +3.6%$286,800 +19.5%
        2022$3,299 +1.8%$240,100 -1.6%
        2021$3,241 -0.5%$243,900 +12%
        2020$3,257 $217,700 +10.2%
        2019$3,257 +2.5%$197,600 +8.8%
        2018$3,179 $181,600 +2%
        2017-- $178,100 +4.8%
        2016-- $169,900 +12.5%
        2014-- $151,000 +5.1%
        2012-- $143,700 -2.6%
        2011-- $147,560 -7.2%
        2010-- $159,000 -25.4%
        2009-- $213,180 +2.9%
        2008-- $207,190 +16.8%
        2007-- $177,400 +83.3%
        2005-- $96,800 +22.4%
        2004-- $79,100 +7.2%
        2003-- $73,800 +7%
        2002-- $69,000 -2.7%
        2001-- $70,900 +22.5%
        2000-- $57,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49696

        Getting around

        3 / 100
        Car-Dependent
        10 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Traverse City Area Public Schools

        Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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