Welcome to Spider Lake! This beautiful waterfront retreat offers 100 feet of private frontage in a peaceful cove, creating the perfect setting for relaxation, recreation, and entertainment. It features 2 bedrooms, 2 bathrooms, and a spacious office that could easily convert into a third bedroom. Designed with comfort in mind, the home showcases custom slate flooring, radiant in-floor heat, and a cozy wood-burning fireplace—ideal for enjoying Michigan's colder months. Take in the tranquil lake views from the expansive upper deck or spend your days swimming, boating, and unwinding from the large private dock. Located less than 20 minutes from downtown Traverse City, you'll enjoy easy access to shopping, dining, wineries, and year-round events while still feeling miles away from it all. Outdoor enthusiasts will appreciate being just minutes from thousands of acres of protected land, offering endless opportunities for hiking, hunting, biking, and exploring Northern Michigan's natural beauty. A rare opportunity to enjoy waterfront living, privacy, and adventure all in one exceptional property.
For sale
Price cut: $52.5K (6/18)
$997,500
3870 Harolds Rd, Traverse City, MI 49696
2beds
2,016sqft
Single Family Residence
Built in 2006
0.65 Acres Lot
$-- Zestimate®
$495/sqft
$-- HOA
What's special
Peaceful coveRadiant in-floor heatLarge private dockWaterfront retreatExpansive upper deckTranquil lake viewsCustom slate flooring
- 9 days |
- 1,078 |
- 40 |
Zillow last checked:
Listing updated:
Listed by:
David Hricik Home:231-735-3545,
The Mitten Real Estate Group 231-421-1970
Source: NGLRMLS,MLS#: 1946375
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Primary bedroom
- Level: Main
- Area: 258.27
- Dimensions: 19.7 x 13.11
Bedroom 2
- Level: Main
- Area: 111.1
- Dimensions: 11.11 x 10
Primary bathroom
- Features: Private
Dining room
- Level: Main
- Area: 89.24
- Dimensions: 9.7 x 9.2
Kitchen
- Level: Main
- Area: 243.27
- Dimensions: 16.1 x 15.11
Living room
- Level: Main
- Area: 241.4
- Dimensions: 17 x 14.2
Heating
- Forced Air, External Wood Burner, Radiant Floor, Propane, Wood, Fireplace(s)
Appliances
- Included: Refrigerator, Dishwasher, Microwave, Washer, Dryer, Oven, Cooktop
- Laundry: Main Level
Features
- Walk-In Closet(s), Pantry, Solarium/Sun Room, Granite Bath Tops, Granite Counters, Kitchen Island, Drywall, Ceiling Fan(s), Cable TV, High Speed Internet
- Flooring: Other, Laminate
- Basement: Crawl Space
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total structure area: 2,016
- Total interior livable area: 2,016 sqft
- Finished area above ground: 2,016
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage Door Opener, Gravel, Private, Shared Driveway
- Garage spaces: 2
Accessibility
- Accessibility features: Main Floor Access, None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Porch
- Exterior features: Sprinkler System, Sidewalk, Garden, Rain Gutters, Dock
- Fencing: Fenced
- Has view: Yes
- View description: Water
- Water view: Water
- Waterfront features: All Sports, Gradual Slope to Water
- Body of water: Spider Lake
- Frontage length: 100
Lot
- Size: 0.65 Acres
- Dimensions: 105 x 258 x 95 x 179
- Features: Level, Sloped, Landscaped, Metes and Bounds
Details
- Additional structures: None
- Parcel number: 0311003700
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2006
Utilities & green energy
- Sewer: Private Sewer
- Water: Private
Community & HOA
Community
- Features: None
- Subdivision: HAROLDS PENINSULA RESORT COMM
HOA
- Services included: None
Location
- Region: Traverse City
Financial & listing details
- Price per square foot: $495/sqft
- Tax assessed value: $149,776
- Annual tax amount: $3,811
- Price range: $997.5K - $997.5K
- Date on market: 6/10/2026
- Cumulative days on market: 10 days
- Listing agreement: Exclusive Right Sell
- Listing terms: Conventional,Cash,FHA,VA Loan
- Ownership type: Private Owner
- Road surface type: Gravel
Estimated market value
Not available
Estimated sales range
Not available
$3,329/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/18/2026 | Price change | $997,500-5%$495/sqft |
Source:  NGLRMLS #1946375 Report a problem | ||
| 6/10/2026 | Listed for sale | $1,050,000-12.5%$521/sqft |
Source: NGLRMLS #1946375 Report a problem | ||
| 6/3/2026 | Listing removed | -- |
Source: Owner Report a problem | ||
| 5/20/2026 | Listed for sale | $1,200,000$595/sqft |
Source: Owner Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,811 +6.2% | $401,600 +11.7% |
| 2024 | $3,589 +5% | $359,600 +25.4% |
| 2023 | $3,418 +3.6% | $286,800 +19.5% |
| 2022 | $3,299 +1.8% | $240,100 -1.6% |
| 2021 | $3,241 -0.5% | $243,900 +12% |
| 2020 | $3,257 | $217,700 +10.2% |
| 2019 | $3,257 +2.5% | $197,600 +8.8% |
| 2018 | $3,179 | $181,600 +2% |
| 2017 | -- | $178,100 +4.8% |
| 2016 | -- | $169,900 +12.5% |
| 2014 | -- | $151,000 +5.1% |
| 2012 | -- | $143,700 -2.6% |
| 2011 | -- | $147,560 -7.2% |
| 2010 | -- | $159,000 -25.4% |
| 2009 | -- | $213,180 +2.9% |
| 2008 | -- | $207,190 +16.8% |
| 2007 | -- | $177,400 +83.3% |
| 2005 | -- | $96,800 +22.4% |
| 2004 | -- | $79,100 +7.2% |
| 2003 | -- | $73,800 +7% |
| 2002 | -- | $69,000 -2.7% |
| 2001 | -- | $70,900 +22.5% |
| 2000 | -- | $57,900 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 49696
Nearby schools
GreatSchools rating
- 7/10Courtade Elementary SchoolGrades: PK-5Distance: 2.3 mi
- 7/10East Middle SchoolGrades: 6-8Distance: 4 mi
- 7/10Central High SchoolGrades: 8-12Distance: 8.1 mi
Schools provided by the listing agent
- District: Traverse City Area Public Schools
Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Michigan
- Grand Traverse County
- Traverse City
- 49696
- 3870 Harolds Rd
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