Absolutely Amazing Opportunity in Enchantment Ridge! Don't miss this one-owner home, meticulously maintained and in immaculate condition. Motivated Seller willing to assist with closing costs with the right offer. Perfect opportunity for VA and FHA buyers who are looking for an amazing home close to all outdoor activities of Colorado at an affordable price. Nestled near the mountains, this property backs to open space and offers breathtaking foothill views right from the backyard. Featuring three spacious bedrooms and two bathrooms, this home includes an incredible primary suite designed for comfort. No metro tax and a very low HOA makes this home extremely affordable. You'll love the open layout, abundant storage space, and a full three-car garage-perfect for all your vehicles and gear. Enjoy a private and quiet backyard with stunning foothills views, ideal for relaxing or entertaining. Located just minutes from the Rocky Mountains, Devil's Backbone, scenic bike trails, and abundant wildlife, this home offers the ultimate Colorado lifestyle. This is a move-in-ready home in amazing condition-priced to sell quickly. Don't miss your chance to own a worry-free home in beautiful Loveland!
Sold for $500,000
$500,000
3872 Higgins St, Loveland, CO 80538
3beds
2,045sqft
Single Family Residence
Built in 2008
6,980 Square Feet Lot
$501,400 Zestimate®
$244/sqft
$2,550 Estimated rent
Home value
$501,400
$476,000 - $526,000
$2,550/mo
Zestimate® history
Owner options
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$3,434/mo
Est. payment
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$3,434/mo
Est. payment
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Zillow last checked:
Listing updated:
Listed by:
Jeffrey Pyle 970-821-5113,
Focal Real Estate Group
Bought with:
Carla Tueffert, 100095947
RE/MAX Alliance-FTC South
Source: IRES as distributed by MLS GRID,MLS#: 1041003
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: Carpet
- Features: Full Primary Bath, 5 Piece Primary Bath
- Level: Upper
- Area: 195 Square Feet
- Dimensions: 13 x 15
Bedroom 2
- Description: Carpet
- Level: Upper
- Area: 100 Square Feet
- Dimensions: 10 x 10
Bedroom 3
- Description: Carpet
- Level: Upper
- Area: 100 Square Feet
- Dimensions: 10 x 10
Dining room
- Description: Vinyl
- Level: Main
- Area: 120 Square Feet
- Dimensions: 8 x 15
Family room
- Description: Carpet
- Level: Lower
- Area: 368 Square Feet
- Dimensions: 16 x 23
Kitchen
- Description: Vinyl
- Level: Main
- Area: 150 Square Feet
- Dimensions: 10 x 15
Laundry
- Description: Concrete
- Level: Lower
Living room
- Description: Carpet
- Level: Main
- Area: 288 Square Feet
- Dimensions: 16 x 18
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Disposal
- Laundry: Washer/Dryer Hookup
Features
- Eat-in Kitchen, Cathedral Ceiling(s), Open Floorplan, Walk-In Closet(s), Kitchen Island
- Windows: Window Coverings
- Basement: Partially Finished
Interior area
- Total structure area: 2,045
- Total interior livable area: 2,045 sqft
- Finished area above ground: 2,045
Property
Parking
- Total spaces: 3
- Parking features: Garage Door Opener, Oversized
- Attached garage spaces: 3
- Details: Attached
Accessibility
- Accessibility features: Level Lot, Accessible Hallway(s), Low Carpet
Features
- Levels: Tri-Level
- Patio & porch: Deck
- Exterior features: Sprinkler System
- Fencing: Fenced,Wood
- Has view: Yes
- View description: Hills
Lot
- Size: 6,980 Square Feet
- Features: Level, Abuts Public Open Space, Paved, Curbs, Gutters, Sidewalks, Street Light, Fire Hydrant within 500 Feet
Details
- Parcel number: R1628745
- Zoning: P-58
- Special conditions: Private Owner
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Frame
- Roof: Composition
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Electric: City Loveland
- Gas: Xcel
- Sewer: Public Sewer
- Water: City
- Utilities for property: Natural Gas Available, Electricity Available, Cable Available, Satellite Avail, High Speed Avail, Underground Utilities
Community & HOA
Community
- Features: Trail(s)
- Security: Fire Alarm
- Subdivision: Giuliano First Sub Lov
HOA
- Has HOA: Yes
- Services included: Management
- HOA fee: $525 annually
- HOA name: Enchantment Ridge
- HOA phone: 970-236-1279
Location
- Region: Loveland
Financial & listing details
- Price per square foot: $244/sqft
- Tax assessed value: $514,100
- Annual tax amount: $2,628
- Date on market: 8/8/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Exclusions: Seller's personal property
- Electric utility on property: Yes
- Road surface type: Concrete
Price history
| Date | Event | Price |
|---|---|---|
| 10/7/2025 | Sold | $500,000-1.7%$244/sqft |
Source:  IRES as distributed by MLS GRID #1041003 Report a problem | ||
| 9/7/2025 | Pending sale | $508,900$249/sqft |
Source: IRES as distributed by MLS GRID #1041003 Report a problem | ||
| 8/27/2025 | Price change | $508,900-1.2%$249/sqft |
Source: IRES as distributed by MLS GRID #1041003 Report a problem | ||
| 8/8/2025 | Listed for sale | $515,000+543.8%$252/sqft |
Source: IRES as distributed by MLS GRID #1041003 Report a problem | ||
| 2/29/2008 | Sold | $80,000$39/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,748 +4.6% | $32,132 -12.2% |
| 2024 | $2,628 +19.6% | $36,616 -1% |
| 2023 | $2,197 -2.7% | $36,971 +33.9% |
| 2022 | $2,257 +0.3% | $27,606 -2.8% |
| 2021 | $2,250 +1.7% | $28,400 +0.4% |
| 2020 | $2,212 +10.2% | $28,293 -0.7% |
| 2019 | $2,007 | $28,490 +16.8% |
| 2018 | $2,007 | $24,386 |
| 2017 | $2,007 +16.1% | $24,386 +6% |
| 2016 | $1,728 +3.2% | $23,012 +0% |
| 2015 | $1,674 +16.1% | $23,010 +20% |
| 2014 | $1,442 | $19,180 |
| 2013 | -- | $19,180 +8.2% |
| 2012 | -- | $17,720 |
| 2011 | -- | $17,720 +4.5% |
| 2010 | -- | $16,960 |
| 2009 | -- | $16,960 +25.7% |
| 2008 | -- | $13,490 |
| 2007 | -- | $13,490 +13.2% |
| 2006 | -- | $11,920 +109.9% |
| 2005 | -- | $5,680 +3686.7% |
| 2004 | -- | $150 |
Find assessor info on the county website
Neighborhood: 80538
Nearby homes
- $517,7003 bd2 ba1.8k sqft4414 Stump Ave, Loveland, CO 80538Off Market
- $607,9005 bd3 ba2.9k sqft3858 Higgins St, Loveland, CO 80538Off Market
- $579,7003 bd3 ba3k sqft3844 Higgins St, Loveland, CO 80538Off Market
- $660,7003 bd2 ba4.3k sqft4440 Stump Ave, Loveland, CO 80538Off Market
- $580,5003 bd2 ba2.5k sqft4403 Cushing Dr, Loveland, CO 80538Off Market
- $609,2004 bd3 ba2.9k sqft3830 Higgins St, Loveland, CO 80538Off Market
- $542,6004 bd3 ba2.8k sqft4415 Stump Ave, Loveland, CO 80538Off Market
- $588,7004 bd3 ba2.9k sqft4427 Stump Ave, Loveland, CO 80538Off Market
Nearby schools
GreatSchools rating
- 4/10Ponderosa Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 4/10Lucile Erwin Middle SchoolGrades: 6-8Distance: 1.1 mi
- 6/10Loveland High SchoolGrades: 9-12Distance: 2.5 mi
Schools provided by the listing agent
- Elementary: Ponderosa
- Middle: Erwin, Lucile
- High: Loveland
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$501,400
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$501,400
- Colorado
- Larimer County
- Loveland
- 80538
- 3872 Higgins St
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