Discover the perfect setting for your Northern Michigan dream home in the sought-after Surfwood Association. This beautiful, wooded vacant lot is flat, buildable, and ideally located at the end of a quiet cul-de-sac, offering privacy and a peaceful up-north feel. Just across the road, residents enjoy direct access to over 1,000 feet of shared sandy shoreline along stunning Lake Michigan—an ideal spot for swimming, sunsets, and long summer days by the water. Surfwood Association is a well-established neighborhood featuring custom-built homes, a tennis court, scenic hiking trails, and a magnificent shared sandy beach. Conveniently located only 8 miles north of downtown Harbor Springs, you’re just a short drive from charming shops, exceptional dining, and year-round festivals and events. Whether you’re planning a year-round residence or a seasonal retreat, this exceptional lot offers the perfect blend of natural beauty, community amenities, and easy access to Harbor Springs.
Lot/land
$69,000
3885 Topside Watch, Harbor Springs, MI 49740
--beds
--baths
1.25Acres
VacantLand
Built in ----
1.25 Acres Lot
$-- Zestimate®
$--/sqft
$58/mo HOA
What's special
Flat buildableBeautiful wooded vacant lot
- 152 days |
- 121 |
- 8 |
Zillow last checked:
Listing updated:
Listed by:
Patrick Leavy,
Kidd & Leavy Real Estate Co. LLC 231-439-2800
Source: Northern Michigan MLS,MLS#: 478674
Facts & features
Property
Features
- Waterfront features: Water Access
Lot
- Size: 1.25 Acres
- Features: Mixed Trees, Shared Access
- Topography: Flat
Details
- Parcel number: 061219378018
Utilities & green energy
- Sewer: Septic Needed
- Water: Well Needed
- Utilities for property: Underground Utilities
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $700 annually
- HOA name: Surfwood
Location
- Region: Harbor Springs
Financial & listing details
- Tax assessed value: $40,000
- Date on market: 2/7/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$1,504/mo
Price history
| Date | Event | Price |
|---|---|---|
| 2/7/2026 | Listed for sale | $69,000+150.9% |
Source:  Northern Michigan MLS #478674 Report a problem | ||
| 8/15/2022 | Sold | $27,500+2.2% |
Source: Public Record Report a problem | ||
| 7/17/2020 | Price change | $26,900-10.3% |
Source: Coldwell Banker Schmidt- Harbor Springs #458323 Report a problem | ||
| 1/16/2020 | Price change | $30,000-10.4% |
Source: Coldwell Banker Schmidt, Realtors #458323 Report a problem | ||
| 8/3/2019 | Price change | $33,500-13% |
Source: Coldwell Banker Schmidt, Realtors #458323 Report a problem | ||
| 4/29/2019 | Listed for sale | $38,500 |
Source: Coldwell Banker Schmidt- Harbor Springs #458323 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2021 | -- | $20,000 |
| 2020 | -- | $20,000 -16.7% |
| 2019 | -- | $24,000 -4% |
| 2018 | -- | $25,000 |
| 2017 | -- | $25,000 |
| 2016 | -- | $25,000 |
| 2015 | -- | $25,000 |
| 2014 | -- | $25,000 |
| 2013 | -- | $25,000 |
| 2012 | -- | $25,000 -7.4% |
| 2011 | -- | $27,000 -6.9% |
| 2010 | -- | $29,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 49740
Nearby schools
GreatSchools rating
- 8/10Harbor Springs Middle SchoolGrades: 5-8Distance: 6.4 mi
- 6/10Harbor Springs High SchoolGrades: 9-12Distance: 6.7 mi
Schools provided by the listing agent
- District: Harbor Springs
Source: Northern Michigan MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Michigan
- Emmet County
- Harbor Springs
- 49740
- 3885 Topside Watch
Nearby cities
Nearby zip codes
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