ASSUMABLE 2.625% (not the APR rate) VA LOAN! Yes it's true! Sellers assumed this loan and it can be assumed again! In addition to the assumable loan this home is situated at the end of a QUIET street surrounded by trees. Enjoy the open concept floor plan and light, natural NEW FLOORING that seamlessly combines modern comfort with a spacious feel. Kitchen with WHITE cabinets, GRANITE countertops, spacious island for cooking/gathering, gas range, and breakfast nook. Convenient first floor office with NEW barn door. Second floor with spacious LOFT, generously sized owner's suite with accent wall and walk-in closet, two secondary bedrooms, two full baths, and laundry room. PRIVATE, FENCED backyard with large patio with PERGOLA, and even a garden to enjoy fresh vegetables/fruits! New community amenities being built to include a pool/splashpad and will be WALKING distance to this home! Fresh PAINT, NEW light fixtures, NEW flooring, and RARE ASSUMABLE LOAN! Beautiful AND affordable!
Closed
$365,000
389 Whispering Hills Dr, Locust, NC 28097
3beds
2,068sqft
Single Family Residence
Built in 2017
0.19 Acres Lot
$339,800 Zestimate®
$176/sqft
$1,932 Estimated rent
Home value
$339,800
$323,000 - $357,000
$1,932/mo
Zestimate® history
Owner options
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$1,932/mo
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$1,932/mo
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$2,162/mo
Est. payment
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$2,162/mo
Est. payment
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List your homeWhat's special
First floor officeSurrounded by treesFresh paintPrivate fenced backyardNew light fixturesBreakfast nookSpacious island
Zillow last checked:
Listing updated:
Listed by:
Kristine Wade kristinewade4@gmail.com,
COMPASS
Bought with:
Robin Price
DM Properties & Associates
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4273635
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Family room
- Level: Main
Kitchen
- Level: Main
Loft
- Level: Upper
Office
- Level: Main
Heating
- Central, Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Gas Range, Microwave
- Laundry: Electric Dryer Hookup, Laundry Room, Upper Level
Features
- Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
- Flooring: Carpet, Laminate, Tile
- Doors: Insulated Door(s)
- Windows: Insulated Windows
- Has basement: No
- Attic: Pull Down Stairs
Interior area
- Total structure area: 2,068
- Total interior livable area: 2,068 sqft
- Finished area above ground: 2,068
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage, Garage on Main Level
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Front Porch, Patio
- Pool features: Above Ground
- Fencing: Fenced,Full,Privacy
Lot
- Size: 0.19 Acres
- Features: Private, Wooded
Details
- Parcel number: 557601351680
- Zoning: SFR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2017
Utilities & green energy
- Sewer: Public Sewer
- Water: City
Community & HOA
Community
- Features: Sidewalks, Street Lights
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Whispering Hills
Location
- Region: Locust
Financial & listing details
- Price per square foot: $176/sqft
- Tax assessed value: $238,603
- Annual tax amount: $3,069
- Date on market: 6/21/2025
- Cumulative days on market: 21 days
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 8/14/2025 | Sold | $365,000-3.7%$176/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4273635 Report a problem | ||
| 6/21/2025 | Listed for sale | $379,000+10.2%$183/sqft |
Source: Canopy MLS as distributed by MLS GRID #4273635 Report a problem | ||
| 1/2/2024 | Sold | $344,000+1.2%$166/sqft |
Source: Canopy MLS as distributed by MLS GRID #4069846 Report a problem | ||
| 10/8/2023 | Pending sale | $340,000$164/sqft |
Source: Canopy MLS as distributed by MLS GRID #4069846 Report a problem | ||
| 9/29/2023 | Price change | $340,000-3.1%$164/sqft |
Source: Canopy MLS as distributed by MLS GRID #4069846 Report a problem | ||
| 9/15/2023 | Listed for sale | $350,999+30.5%$170/sqft |
Source: Canopy MLS as distributed by MLS GRID #4069846 Report a problem | ||
| 11/10/2020 | Sold | $268,900$130/sqft |
Source: Canopy MLS as distributed by MLS GRID #3662091 Report a problem | ||
| 9/28/2020 | Pending sale | $268,900$130/sqft |
Source: Wilkinson ERA Real Estate #3662091 Report a problem | ||
| 9/25/2020 | Listed for sale | $268,900+9.8%$130/sqft |
Source: Wilkinson ERA Real Estate #3662091 Report a problem | ||
| 4/29/2020 | Sold | $245,000-3.5%$118/sqft |
Source: Canopy MLS as distributed by MLS GRID #3588815 Report a problem | ||
| 2/27/2020 | Price change | $254,000-1%$123/sqft |
Source: Price and Company Real Estate #3588815 Report a problem | ||
| 2/6/2020 | Listed for sale | $256,500+19.3%$124/sqft |
Source: Price and Company Real Estate #3588815 Report a problem | ||
| 3/28/2018 | Sold | $215,000$104/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,069 +18% | $333,589 +39.8% |
| 2024 | $2,601 | $238,603 |
| 2023 | $2,601 -3.6% | $238,603 |
| 2022 | $2,697 +0.9% | $238,603 |
| 2021 | $2,673 +25.2% | $238,603 +33.8% |
| 2020 | $2,136 +6% | $178,381 |
| 2019 | $2,016 +36.3% | $178,381 +36.3% |
| 2018 | $1,479 +336.3% | $130,899 +336.3% |
| 2017 | $339 | $30,000 |
Find assessor info on the county website
Neighborhood: 28097
Nearby homes
- $346,6003 bd2 ba2.1k sqft385 Whispering Hills Dr, Locust, NC 28097Off Market
- $1,008,00050.12 AcresN Central Ave, Locust, NC 28097Off Market
- $458,9004 bd3 ba3.6k sqft419 Whispering Hills Dr #157BP, Locust, NC 28097New Construction
- $327,3003 bd2 ba1.7k sqft381 Whispering Hills Dr, Locust, NC 28097Off Market
- $355,1004 bd3 ba2.2k sqft358 Whispering Hills Drive, Locust, NC 28097Off Market
- $380,9003 bd2 ba1.8k sqft431 Whispering Hills Dr #154BP, Locust, NC 28097New Construction
- $415,0004 bd2 ba3.1k sqft377 Whispering Hills Dr, Locust, NC 28097Off Market
- $347,9003 bd2 ba2k sqft382 Whispering Hills Dr, Locust, NC 28097Off Market
Nearby schools
GreatSchools rating
- 9/10Locust Elementary SchoolGrades: K-5Distance: 2.3 mi
- 7/10West Stanly Middle SchoolGrades: 6-8Distance: 2.9 mi
- 6/10West Stanly High SchoolGrades: 9-12Distance: 5.1 mi
Schools provided by the listing agent
- Elementary: Locust
- Middle: West Stanly
- High: West Stanly
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$339,800
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Estimated market value
$339,800
- North Carolina
- Stanly County
- Locust
- 28097
- 389 Whispering Hills Dr
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