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For sale
  • Price cut: $55K (6/30)
    $1,195,000

    3893 Cotter Dr, Edgewater, MD 21037

    5beds
    2,394sqft
    : 
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    Single Family Residence
    Built in 1961
    0.47 Acres Lot
    $1,161,100 Zestimate®
    $499/sqft
    $-- HOA

    What's special

    Private settingWraparound porchConvenient dog doorFlexible and inviting layout
    Enjoy approximately 5 ft water depth at your private pier on protected Whitemarsh Creek, off Rhode River—just a short boat ride to the Chesapeake Bay and all your favorite waterfront dining destinations! This property is built for both relaxation and entertaining, featuring a spacious TimberTech deck with stunning water views—perfect for hosting gatherings or enjoying peaceful evenings by the water. A 20,000 lb boat lift with remote makes boating effortless. Inside, you’ll find a flexible and inviting layout with: 2 bedrooms and 2 full baths on the main level, 3 additional bedrooms upstairs (one currently configured as an oversized walk-in closet—easily converted back), a very large owner’s suite with its own walk-in closet, a bright four-season room with a separate in-wall A/C unit and convenient dog door. The half-acre lot at the end of the street offers exceptional privacy, complemented by a flat, fenced yard—ideal for pets, play, and outdoor enjoyment. A charming paver walkway leads to the waterfront, enhancing the home’s outdoor appeal. Seller updates include: New Roof (2020), Two new high-efficiency heat pump systems, newer stainless steel appliances, including an induction stove, Updated flooring on main level, deck (2024), W&D (2021), sump pump, and recently cleaned vents. Opportunity knocks: The home offers a fantastic footprint for those looking to personalize and modernize. With great bones, waterfront location, and generous space, it’s the perfect canvas to create your dream home. ✨Wraparound porch. Private setting. Boater’s lifestyle. Endless potential.
    60 days
    |
    1,912
    |
    75
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sandy Wing 301-938-3667,

    RE/MAX Leading Edge 410-224-3200,

    Co-Listing Agent: Tyler B Wing 443-699-3132,

    RE/MAX Leading Edge

    Source: Bright MLS,MLS#: MDAA2141120MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Sun/Florida Room, Great Room, Laundry, Bathroom 1
      Primary bedroom
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Upper
      Bedroom 2
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Upper
      Bedroom 3
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Upper
      Bedroom 4
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Main
      Bedroom 5
      • Features: Flooring - Carpet
      • Level: Main
      Bathroom 1
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Main
      Dining room
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Main
      Great room
      • Features: Wood Stove, Flooring - Luxury Vinyl Plank
      • Level: Main
      Kitchen
      • Features: Flooring - Luxury Vinyl Plank, Kitchen - Electric Cooking
      • Level: Main
      Laundry
      • Level: Main
      Other
      • Features: Flooring - Carpet
      • Level: Main
      Heating
      • Heat Pump, Wood Stove, Electric, Wood
      Cooling
      • Heat Pump, Electric
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Refrigerator, Cooktop, Oven/Range - Electric, Stainless Steel Appliance(s), Microwave, Washer/Dryer Stacked, Electric Water Heater
      • Laundry: Laundry Room
      Features
      • Breakfast Area, Combination Dining/Living, Entry Level Bedroom, Open Floorplan
      • Flooring: Luxury Vinyl
      • Doors: Six Panel, Sliding Glass
      • Windows: Sliding, Window Treatments
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 2,394
      • Total interior livable area: 2,394 sqft
      • Finished area above ground: 2,394
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 4
      • Parking features: Paved, Asphalt, Off Street
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Other
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Deck, Enclosed, Porch
      • Pool features: None
      • Fencing: Back Yard,Full
      • Has view: Yes
      • View description: Water, River, Scenic Vista
      • Has water view: Yes
      • Water view: Water,River
      • Waterfront features: Private Dock Site, Creek/Stream, Private Access, Boat - Powered, Sail
      • Body of water: Whitemarsh Creek
      • Frontage length: Water Frontage Ft: 100
      Lot
      • Size: 0.47 Acres
      • Features: Landscaped
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 020162506983950
      • Zoning: R2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Crawl Space
      • Roof: Architectural Shingle
      Condition
      • Very Good
      • New construction: No
      • Year built: 1961

      Utilities & green energy

      • Sewer: Public Septic
      • Water: Well

      Community & HOA

      Community
      • Security: Security System
      • Subdivision: Ponder Cove Beach
      HOA
      • Has HOA: No
      Location
      • Region: Edgewater

      Financial & listing details

      • Price per square foot: $499/sqft
      • Tax assessed value: $869,600
      • Annual tax amount: $9,142
      • Date on market: 5/1/2026
      • Listing agreement: Exclusive Right To Sell
      • Exclusions: Boat Cover
      • Ownership: Fee Simple

        Estimated market value

        $1,161,100

        $1.10M - $1.22M

        $3,617/mo

        Price history

        DateEventPrice
        6/30/2026Price change$1,195,000-4.4%$499/sqft
        Source: Bright MLS #MDAA2141120 Report a problem
        5/1/2026Listed for sale$1,250,000+83.7%$522/sqft
        Source: Bright MLS #MDAA2141120 Report a problem
        2/27/2015Sold$680,500-1.4%$284/sqft
        Source: Public Record Report a problem
        1/28/2015Pending sale$689,900$288/sqft
        Source: Long & Foster Real Estate #AA8461814 Report a problem
        1/16/2015Price change$689,900-3.5%$288/sqft
        Source: Long & Foster Real Estate #AA8461814 Report a problem
        10/4/2014Price change$715,000-2.7%$299/sqft
        Source: Long & Foster Real Estate #AA8461814 Report a problem
        9/20/2014Listed for sale$735,000+96%$307/sqft
        Source: Long & Foster Real Estate #AA8461814 Report a problem
        7/29/1996Sold$375,000$157/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,982 -0.3%$800,367 +9.5%
        2024$8,006 +10.8%$731,133 +10.5%
        2023$7,228 +7.4%$661,900 +2.8%
        2022$6,730 +2.9%$644,033 +2.9%
        2021$6,543 +2.8%$626,167 +2.9%
        2020$6,363 -0.1%$608,300
        2019$6,369 +3.3%$608,300
        2018$6,168 -14.6%$608,300 -14.1%
        2017$7,220 $708,300
        2016-- $708,300
        2015-- $708,300 -0.1%
        2014-- $709,300
        2013-- $709,300
        2012-- $709,300 -8.9%
        2011-- $778,470 +2.4%
        2010-- $759,960 +2.5%
        2009-- $741,450 +2.6%
        2008-- $722,940 +10.2%
        2007-- $655,872 +11.4%
        2006-- $588,806 +12.9%
        2005-- $521,740 +14%
        2004-- $457,530 +16.3%
        2003-- $393,320 +19.5%
        2002-- $329,110 +4.4%
        2001-- $315,122

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 21037

        Getting around

        7 / 100
        Car-Dependent
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • High: South River
        • District: Anne Arundel County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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