Discover the perfect Northern Michigan retreat at 3899 Miami Beach Drive — ideally located just minutes from Cheboygan, Indian River, Mullett Lake, and Burt Lake. Enjoy 109 feet of shared sandy beach on beautiful Mullett Lake, offering swimming, boating, and access to the renowned Inland Waterway.
This 3-bedroom, 2-bath home is ready for your personal touch and offers flexible use as a year-round residence, weekend getaway, or income-producing investment. A 24x24 steel-framed garage provides plenty of space for vehicles, boats, and all your outdoor toys.
Whether you're seeking a peaceful Up North escape or a base for endless waterfront adventures, this property delivers the best of both worlds — prime location and lake privileges on one of Michigan's most desirable waterways.
For sale
$199,000
3899 Miami Beach Dr, Cheboygan, MI 49721
3beds
1,680sqft
Single Family Residence
Built in 2005
0.55 Acres Lot
$196,300 Zestimate®
$118/sqft
$8/mo HOA
What's special
- 176 days |
- 1,088 |
- 27 |
Zillow last checked:
Listing updated:
Listed by:
Jim Bell 231.548.9336,
Coldwell Banker Fairbairn Realty 231-548-9336
Source: WWMLS,MLS#: 201837933
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Forced Air, Natural Gas
Appliances
- Included: Washer, Range/Oven, Refrigerator, Dryer, Dishwasher
- Laundry: Main Level
Features
- Ceiling Fan(s), Walk-In Closet(s)
- Basement: None
Interior area
- Total structure area: 1,680
- Total interior livable area: 1,680 sqft
- Finished area above ground: 1,680
Property
Parking
- Parking features: Garage
- Has garage: Yes
Accessibility
- Accessibility features: Accessible Approach with Ramp
Features
- Stories: 1
- Patio & porch: Patio/Porch
- Frontage type: None
Lot
- Size: 0.55 Acres
- Dimensions: 100 x 240
Details
- Additional structures: Shed(s)
- Parcel number: 13001610001500
- Zoning: M-AF
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- Fixer
- Year built: 2005
Utilities & green energy
- Sewer: Septic Tank
Community & HOA
Community
- Subdivision: No
HOA
- Has HOA: Yes
- HOA fee: $100 annually
Location
- Region: Cheboygan
Financial & listing details
- Price per square foot: $118/sqft
- Tax assessed value: $359,800
- Annual tax amount: $1,759
- Date on market: 1/13/2026
- Listing terms: Cash,Conventional Mortgage
- Ownership: Owner
- Road surface type: Dirt
Estimated market value
$196,300
$186,000 - $206,000
$2,125/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/6/2026 | Price change | $199,000-8.7%$118/sqft |
Source:  Northern Michigan MLS #478252 Report a problem | ||
| 3/9/2026 | Price change | $218,000+3.8%$130/sqft |
Source: Northern Michigan MLS #478252 Report a problem | ||
| 1/13/2026 | Listed for sale | $210,000-3.7%$125/sqft |
Source:  WWMLS #201837933 Report a problem | ||
| 1/1/2026 | Listing removed | $218,000$130/sqft |
Source: Northern Michigan MLS #478252 Report a problem | ||
| 11/19/2025 | Price change | $218,000-3.1%$130/sqft |
Source: WWMLS #201837933 Report a problem | ||
| 11/10/2025 | Listed for sale | $225,000+4400%$134/sqft |
Source: Northern Michigan MLS #478252 Report a problem | ||
| 1/1/1996 | Sold | $5,000$3/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,759 +5.4% | $179,900 +7.5% |
| 2024 | $1,669 +3.8% | $167,400 +35.5% |
| 2023 | $1,609 +1.4% | $123,500 +6.1% |
| 2022 | $1,586 | $116,400 +16.9% |
| 2021 | -- | $99,600 +5.2% |
| 2020 | -- | $94,700 +4.8% |
| 2019 | -- | $90,400 +1% |
| 2018 | -- | $89,500 +1.6% |
| 2017 | -- | $88,100 +0.2% |
| 2016 | -- | $87,900 +5.9% |
| 2015 | -- | $83,000 +20.8% |
| 2014 | -- | $68,700 +7.3% |
| 2012 | -- | $64,000 -5.9% |
| 2011 | -- | $68,000 +3.2% |
| 2010 | -- | $65,900 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 49721
Nearby schools
GreatSchools rating
- NACheboygan Middle SchoolGrades: 4-12Distance: 8.4 mi
- 7/10Cheboygan Intermediate SchoolGrades: 3-5Distance: 8.4 mi
- 6/10Cheboygan Area High SchoolGrades: 8-12Distance: 8.5 mi
Schools provided by the listing agent
- Elementary: Cheboygan
- High: Cheboygan
Source: WWMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Michigan
- Cheboygan County
- Cheboygan
- 49721
- 3899 Miami Beach Dr
Nearby cities
Nearby zip codes
Other Cheboygan Topics
