Fall in love with this 4 bed, 2.5 bath split-level beauty nestled on the waterfront in peaceful Lake Charlotte-right next to the neighborhood park! Enjoy morning coffee with pond views, evenings by the water, and a backyard perfect for entertaining. Home features 2 levels of living with fireplaces on the main level and in the walk-out lower level. The inviting living room features a fireplace and large windows that fill the space with natural light, creating a warm and welcoming atmosphere. A generously sized kitchen with abundant cabinetry and a cozy breakfast nook flows into a formal dining room-perfect for everyday living or entertaining guests. The 3 season room is the perfect place to take in this serene lot with mature oak trees. The lower level offers a spacious family room, a dedicated craft room, and generously sized bedrooms-one featuring two large closets, including a walk-in. An additional bedroom provides flexible use as a guest room, home office, or in-law suite, complete with sliding glass doors that lead to the deck and an adjoining full bath. A convenient mudroom with an extra refrigerator adds to the home's functionality and everyday ease. A spacious 3-car garage adds the finishing touch to this thoughtfully designed home. Just minutes from Otter Cove Aquatic Park, James O'Brien Fields, and top-rated St. Charles Schools. Come see what lake life is all about! This one is a must-see!
Closed
$472,500
38W691 W Mary Ln, St Charles, IL 60175
4beds
2,866sqft
Single Family Residence
Built in 1973
0.4 Acres Lot
$494,800 Zestimate®
$165/sqft
$3,471 Estimated rent
Home value
$494,800
$445,000 - $549,000
$3,471/mo
Zestimate® history
Owner options
List your home for rent
$3,471/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$3,471/mo
Rent Zestimate®
Refinance and save
$3,418/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$3,418/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Generously sized bedroomsPond viewsDedicated craft roomLarge windowsSpacious family roomNeighborhood parkSliding glass doors
Zillow last checked:
Listing updated:
Listed by:
Meg Whitted 630-388-8979,
Baird & Warner Fox Valley - Geneva
Bought with:
Peggy Cobrin
Coldwell Banker Realty
Source: MRED as distributed by MLS GRID,MLS#: 12377024
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Breakfast Room, Sun Room, Mud Room, Recreation Room, Walk In Closet
Primary bedroom
- Features: Flooring (Carpet)
- Level: Main
- Area: 234 Square Feet
- Dimensions: 13X18
Bedroom 2
- Features: Flooring (Carpet)
- Level: Main
- Area: 143 Square Feet
- Dimensions: 13X11
Bedroom 3
- Features: Flooring (Carpet)
- Level: Basement
- Area: 169 Square Feet
- Dimensions: 13X13
Bedroom 4
- Features: Flooring (Carpet)
- Level: Basement
- Area: 330 Square Feet
- Dimensions: 15X22
Breakfast room
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 80 Square Feet
- Dimensions: 8X10
Dining room
- Features: Flooring (Carpet)
- Level: Main
- Area: 156 Square Feet
- Dimensions: 12X13
Kitchen
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 110 Square Feet
- Dimensions: 11X10
Living room
- Features: Flooring (Carpet)
- Level: Main
- Area: 255 Square Feet
- Dimensions: 15X17
Mud room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 96 Square Feet
- Dimensions: 12X8
Recreation room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 405 Square Feet
- Dimensions: 15X27
Sun room
- Features: Flooring (Carpet)
- Level: Main
- Area: 160 Square Feet
- Dimensions: 10X16
Walk in closet
- Features: Flooring (Carpet)
- Level: Basement
- Area: 63 Square Feet
- Dimensions: 9X7
Walk in closet
- Features: Flooring (Carpet)
- Level: Main
- Area: 21 Square Feet
- Dimensions: 3X7
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer
- Laundry: Laundry Closet
Features
- Basement: Finished,Full
- Number of fireplaces: 2
- Fireplace features: Wood Burning, Attached Fireplace Doors/Screen, Living Room, Basement
Interior area
- Total structure area: 2,866
- Total interior livable area: 2,866 sqft
- Finished area below ground: 1,200
Property
Parking
- Total spaces: 3
- Parking features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Deck
- Has view: Yes
- View description: Water, Back of Property
- Has water view: Yes
- Water view: Water,Back of Property
Lot
- Size: 0.4 Acres
Details
- Parcel number: 0930376001
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Wood Siding
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1973
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Services included: None
Location
- Region: St Charles
Financial & listing details
- Price per square foot: $165/sqft
- Tax assessed value: $437,205
- Annual tax amount: $9,184
- Date on market: 6/18/2025
- Listing terms: Conventional
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 10/24/2025 | Sold | $472,500-5.3%$165/sqft |
Source:  MRED as distributed by MLS GRID #12377024 Report a problem | ||
| 8/29/2025 | Contingent | $499,000$174/sqft |
Source: MRED as distributed by MLS GRID #12377024 Report a problem | ||
| 8/11/2025 | Price change | $499,000-6.7%$174/sqft |
Source: MRED as distributed by MLS GRID #12377024 Report a problem | ||
| 6/18/2025 | Listed for sale | $535,000+282.1%$187/sqft |
Source: MRED as distributed by MLS GRID #12377024 Report a problem | ||
| 9/19/1984 | Sold | $140,000$49/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $9,184 +5.9% | $145,735 +11.7% |
| 2023 | $8,673 +7.8% | $130,435 +12.3% |
| 2022 | $8,045 +6.4% | $116,171 +4.9% |
| 2021 | $7,563 +0.8% | $110,734 +1.9% |
| 2020 | $7,501 +2% | $108,670 +2% |
| 2019 | $7,356 +3.8% | $106,519 +3.6% |
| 2018 | $7,090 +2.9% | $102,856 +3.5% |
| 2017 | $6,890 -15.7% | $99,340 +3.6% |
| 2016 | $8,169 | $95,851 +7.8% |
| 2015 | -- | $88,886 +0.6% |
| 2014 | -- | $88,324 -3.7% |
| 2013 | -- | $91,730 -7.2% |
| 2012 | -- | $98,836 -7.8% |
| 2011 | -- | $107,150 -6% |
| 2010 | -- | $113,988 -1.8% |
| 2009 | -- | $116,128 -8.5% |
| 2008 | -- | $126,949 +2.2% |
| 2007 | -- | $124,204 +5% |
| 2006 | -- | $118,318 +7.1% |
| 2005 | -- | $110,488 +5% |
| 2004 | -- | $105,265 +3.3% |
| 2003 | -- | $101,899 +8.7% |
| 2002 | -- | $93,767 +4.8% |
| 2001 | -- | $89,497 +6.5% |
| 2000 | -- | $84,024 |
Find assessor info on the county website
Neighborhood: 60175
Nearby homes
- $520,0004 bd3 ba2.5k sqft38W661 W Mary Ln, St Charles, IL 60175Sold
- $573,5004 bd3 ba2.5k sqft3N353 Bonnie Ln, St Charles, IL 60175Off Market
- $595,8004 bd2 ba2.4k sqft38W668 W Mary Ln, St Charles, IL 60175Off Market
- $530,1003 bd3 ba2.2k sqft3N302 W Mary Ln, St Charles, IL 60175Off Market
- $521,4004 bd3 ba1.9k sqft38W631 W Mary Ln, Saint Charles, IL 60175Off Market
- $3-- bd-- ba-- sqft38W631 W Mary Ln, Saint Charles, IL 60175Off Market
- $551,5005 bd3 ba2.5k sqft3N320 W Mary Ln, St Charles, IL 60175Off Market
- $575,5004 bd2 ba2.3k sqft3N282 W Mary Ln, St Charles, IL 60175Off Market
Nearby schools
GreatSchools rating
- 9/10Davis Primary SchoolGrades: K-5Distance: 2.9 mi
- 7/10Thompson Middle SchoolGrades: 6-8Distance: 2.6 mi
- 7/10St Charles East High SchoolGrades: 9-12Distance: 4.8 mi
Schools provided by the listing agent
- Middle: Thompson Middle School
- High: St Charles East High School
- District: 303
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$494,800
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$494,800
- Illinois
- Kane County
- Saint Charles
- 60175
- 38W691 W Mary Ln
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Saint Charles Topics
