Pending feasibility

Listed by: Windermere RE Whatcom, Inc. • James Westford

$525,000

3902 Saltspring Drive, Ferndale, WA 98248

--beds

--baths

0.37Acres

$3,257/mo

Get pre-qualified

Unimproved Land

Built in ----

0.37 Acres Lot

$-- Zestimate^®

$--/sqft

$27/mo HOA

What's special

Low bank waterfront property

Welcome to a world of waterfront luxury and convenience! This spectacular low bank waterfront property is a true gem, boasting all necessary mitigations and approvals, ensuring peace of mind for any discerning buyer. Prepare to be captivated by breathtaking views of the Bay, majestic mountains, and nearby islands, creating an unparalleled backdrop for your dream home. Nestled within close proximity to coveted amenities such as a golf course, marina, clubhouse, tennis courts, and playgrounds, convenience meets luxury in this exclusive offering. Whether you seek serene relaxation or exhilarating outdoor adventures, this property offers the perfect balance. 7 lots are available.

648 days

3

0

Facts & features

Interior

Features

Has fireplace: No

Interior area

Total structure area: 0

Property

Features

Has view: Yes
View description: Bay, Canal, Ocean, Sound, Strait
Has water view: Yes
Water view: Bay,Canal,Ocean,Sound,Strait
Waterfront features: Low Bank, Saltwater

Lot

Size: 0.37 Acres
Features: Dead End Street
Topography: Level

Details

Parcel number: 3801175704170000
Zoning: RS5
Zoning description: Residential,Jurisdiction: County
Special conditions: Standard

Utilities & green energy

Electric: On Property
Gas: Available
Sewer: In Street, On Property
Water: In Street, On Property, Jurisdiction: Sandy Point Improvement Co.
Utilities for property: Electricity Connected, Natural Gas Available

Community & HOA

Community

Features: Boat Launch, CCRs, Clubhouse, Golf, Park, Playground, Trail(s)
Subdivision: Sandy Point

HOA

Services included: Common Area Maintenance, Road Maintenance
HOA fee: $325 annually

Location

Region: Ferndale

Financial & listing details

Date on market: 12/15/2025
Cumulative days on market: 223 days
Listing terms: Conventional
Electric utility on property: Yes
Road surface type: Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
10/8/2025	Pending sale	$525,000
Source: NWMLS as distributed by MLS GRID #2301750 Report a problem
10/15/2024	Listed for sale	$525,000
Source: NWMLS as distributed by MLS GRID #2301750 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified

Climate risks

Neighborhood: 98248

Getting around

0 / 100

Car-Dependent

27 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

4/10
Eagleridge Elementary School
Grades: K-5Distance: 6.3 mi
6/10
Horizon Middle School
Grades: 6-8Distance: 6.3 mi
5/10
Ferndale High School
Grades: 9-12Distance: 6.8 mi

Schools provided by the listing agent

Elementary: Mountain View Elementary
Middle: Vista Mid
High: Ferndale High

Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.