Incredible investment opportunity or owner-occupant find in the heart of Bergen County! This meticulously maintained 2-family home for sale in Garfield, NJ offers the perfect blend of spacious living, rental income potential, and commuter convenience. Featuring two distinct income-generating rental units alongside a fully finished lower-level bonus space, this property is a rare gem in today's competitive multi-family real estate market. Property is being sold strictly in "as-is" condition, and the buyer is responsible for obtaining the municipal Certificate of Occupancy (CO) and fire certifications. 2 units ready for occupancy, PLUS an expansive, fully finished walk-out basement provides valuable extended living configurations. This separate multi-purpose zone includes a convenient summer kitchen, a full bathroom, and a dedicated grade-level walk-out exit. (Please note: This lower level is intended for recreational use, home office, or guest quarters, and is not classified as a legal third apartment unit). Enjoy a low-maintenance backyard space perfect for outdoor relaxation, a dedicated driveway, and separate utility meters for seamless tenant management. Commuter's Paradise Perfectly situated near major New Jersey highways (Route 46, Route 21, and the GSP), this property offers an effortless commute to New York City. Residents will enjoy being just minutes away from local Garfield schools, beautiful county parks, diverse dining options, and public transit options.
Explore the cost of this home by adjusting the details. Changes won't be saved.
Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.