Custom home built by Ben Wortman
Welcome to 3915 Indian Springs Road in the highly desirable Riverside community of Panama City! Built in 2021, this spacious 4-bedroom + bonus room with a closet, 2.5-bath, home offers over 2,600 square feet of thoughtfully designed living space with modern finishes, open-concept living, and plenty of room for entertaining.
Step inside to discover a bright and inviting floor plan featuring a large living area, high ceilings, abundant natural light, and a beautifully designed kitchen complete with granite countertops, stainless steel appliances, a large island, and ample cabinet space. The oversized primary suite provides a relaxing retreat with a spacious ensuite bath, double vanities, soaking tub, separate shower, and generous walk-in closet.
Upstairs offers additional living flexibility with spacious guest bedrooms and a versatile loft area perfect for a second living room, office, playroom, or media space. The backyard provides plenty of room for outdoor entertaining and pets.
Located in the sought-after Riverside subdivision, residents enjoy convenient access to schools, shopping, dining, Tyndall Air Force Base, and all that Panama City has to offer.
This move-in ready home combines modern construction, energy efficiency, and functional living in one of the area's fastest-growing communities.
Why People Choose Riverside:
Schools: Sits directly across from North Bay Haven Charter Academy a K-12 school in Bay County.
Amenities: Features over 2 miles of paved walking trails, community pool, fitness center, waterfront community docks, a clubhouse, playground, and a basketball court.
Vibe: Known for its lush greenery, mature oak trees draped in Spanish moss, and a quiet, tight-knit neighborhood atmosphere.
Schedule your showing today!
For sale
$428,000
3915 Indian Springs Rd, Panama City, FL 32404
4beds
2,656sqft
Single Family Residence
Built in 2021
9,147 Square Feet Lot
$423,900 Zestimate®
$161/sqft
$-- HOA
What's special
Modern finishesLarge islandSpacious guest bedroomsGranite countertopsAbundant natural lightHigh ceilingsSpacious ensuite bath
- 12 days |
- 911 |
- 41 |
Zillow last checked:
Listing updated:
Listed by:
Ronnie W Evans 850-774-9328,
Think Real Estate
Source: CPAR,MLS#: 791568
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bonus Room, Bedroom, Dining Room, Family Room, Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Description: *Verify if important
- Level: First
- Dimensions: 13.1 x 14.14
Bedroom
- Description: *Verify if important
- Level: Second
- Dimensions: 13.4 x 10.8
Bedroom
- Description: *Verify if important
- Level: Second
- Dimensions: 13.4 x 12.6
Bedroom
- Description: *Verify if important
- Level: Second
- Dimensions: 11.7 x 14
Bonus room
- Description: *Verify if important
- Level: Second
- Dimensions: 10.4 x 20.6
Dining room
- Description: *Verify if important
- Level: First
- Dimensions: 11 x 11
Family room
- Description: *Verify if important
- Level: Second
- Dimensions: 18.8 x 12.8
Kitchen
- Description: *Verify if important
- Level: First
- Dimensions: 9 x 11
Living room
- Description: *Verify if important
- Level: First
- Dimensions: 21.6 x 14.4
Heating
- Central, Heat Pump
Cooling
- Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
Appliances
- Included: Electric Oven, Electric Range, Electric Water Heater
Features
- Coffered Ceiling(s), Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)
- Windows: Double Pane Windows
Interior area
- Total structure area: 2,656
- Total interior livable area: 2,656 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage, Garage Door Opener
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony
- Pool features: In Ground, Community
Lot
- Size: 9,147 Square Feet
- Dimensions: 50 x 182
- Features: Sprinkler System, Paved
Details
- Parcel number: 11476120470
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Vinyl Siding, Wood Frame
- Foundation: Slab
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2021
Utilities & green energy
- Utilities for property: Electricity Available, Sewer Available
Community & HOA
Community
- Features: Basketball Court, Fitness Center, Playground, Pool, Community Pool, Short Term Rental Allowed
- Security: Carbon Monoxide Detector(s), Fire Alarm
- Subdivision: Riverside Phase III
HOA
- Has HOA: Yes
- Amenities included: Picnic Area
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $161/sqft
- Tax assessed value: $372,463
- Annual tax amount: $3,765
- Date on market: 6/18/2026
- Cumulative days on market: 13 days
- Electric utility on property: Yes
Estimated market value
$423,900
$403,000 - $445,000
$2,650/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/18/2026 | Listed for sale | $428,000+16.3%$161/sqft |
Source:  CPAR #791568 Report a problem | ||
| 8/26/2021 | Sold | $368,000-1.6%$139/sqft |
Source:  ECAOR #870365 Report a problem | ||
| 8/6/2021 | Pending sale | $374,000$141/sqft |
Source: CPAR #709870 Report a problem | ||
| 6/29/2021 | Contingent | $374,000$141/sqft |
Source: CPAR #709870 Report a problem | ||
| 6/15/2021 | Price change | $374,000-2.6%$141/sqft |
Source: CPAR #709870 Report a problem | ||
| 5/20/2021 | Price change | $384,000+2.7%$145/sqft |
Source: CPAR #709870 Report a problem | ||
| 4/9/2021 | Pending sale | $374,000$141/sqft |
Source: CPAR #709870 Report a problem | ||
| 4/2/2021 | Listed for sale | $374,000+1189.7%$141/sqft |
Source: CPAR #709870 Report a problem | ||
| 5/19/2020 | Sold | $29,000-3.3%$11/sqft |
Source: Public Record Report a problem | ||
| 1/5/2020 | Listed for sale | $30,000$11/sqft |
Source: Keller Williams Success Realty #692391 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,643 +1.9% | $331,042 +3% |
| 2023 | $3,576 +11.6% | $321,400 +3% |
| 2022 | $3,203 | $312,039 |
| 2021 | -- | -- |
| 2020 | $521 +11.4% | $42,900 +10% |
| 2019 | $468 | $39,000 +1.6% |
| 2018 | $468 +0.2% | $38,372 +6.6% |
| 2017 | $467 +4.7% | $36,001 +5.9% |
| 2016 | $446 +8.6% | $34,000 +9.1% |
| 2015 | $411 | $31,175 +8.6% |
| 2014 | $411 | $28,710 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Cedar Grove
Nearby schools
GreatSchools rating
- 4/10Deer Point Elementary SchoolGrades: PK-5Distance: 2 mi
- 4/10Merritt Brown Middle SchoolGrades: 6-8Distance: 2.3 mi
- 6/10A. Crawford Mosley High SchoolGrades: 9-12Distance: 3.1 mi
Schools provided by the listing agent
- Elementary: Deer Point
- Middle: Merritt Brown
- High: Mosley
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Bay County
- Panama City
- 32404
- Cedar Grove
- 3915 Indian Springs Rd
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