3921 Miami St, Saint Louis, MO 63116

Opportunity meets income potential in the heart of Tower Grove South! This fully renovated two-family flat offers the ideal setup for an owner occupant or investor- live in one unit while the other helps offset your mortgage, OR add a turnkey property with strong rental appeal to your portfolio. The main floor unit is vacant and move-in ready, giving you immediate flexibility to occupy or lease at market rent. The upper unit is currently rented with a strong payment history, providing instant income from day one. Each unit features 2 bedrooms, 1 full bath, spacious living and dining areas, and in-unit laundry (an increasingly rare and highly desirable feature). Kitchens and bathrooms have been thoughtfully updated with granite countertops, stainless steel appliances, and modern finishes, while maintaining the charm of original hardwood floors, exposed brick, stained glass windows and detailed millwork. Major updates include tuckpointing (2025), newer HVAC systems (2025 & 2017), vinyl windows, and newer water heaters (2021 & 2015) offering peace of mind and low maintenance for years to come. Outside, enjoy private decks off each kitchen, a fully fenced backyard, and a large parking pad. As a bonus, the tall basement provides excellent storage or potential for additional use! Located just minutes from Tower Grove Park, restaurants, coffee shops, and all that South City has to offer! This is an opportunity to own in one of St. Louis’ most desirable neighborhoods while building equity and generating income at the same time. Upper unit currently occupied with similar layout and finishes. Additional photos of tenant's unit are available upon request to respect tenant privacy.