Nestled directly across from the serene Veterans Memorial Park and picturesque Lake Loveland, this rare investment opportunity features two fully separate 2-bedroom, 1-bath homes on a single lot-perfect for savvy investors, house hackers, or multi-generational living. Each unit includes a private entrance, living room, kitchen, and laundry hook-ups, offering flexibility for long-term or short-term rental strategies. Located in Loveland's vibrant downtown district, residents enjoy easy access to lakeside trails, fishing, playgrounds, picnic areas, and community events right across the street. Dining, shopping, top-rated schools, and commuter routes are all nearby-adding to the lifestyle appeal and rental demand. These homes are move-in ready, recently updated in a neutral palette, offering a blank canvas for additional customization or immediate rental occupancy. With separate utilities and private outdoor spaces, they provide autonomy for tenants or owners alike. This is a prime opportunity for cash buyers looking to unlock strong income potential in a highly desirable area. Whether you're seeking dual rental streams, a live-in-one-rent-the-other setup, or Airbnb/short-term rental income (subject to local regulations), the property's layout and location support multiple income-generating possibilities. Homes like this-with unmatched proximity to Lake Loveland and no HOA-rarely come to market. Don't miss the chance to invest in a unique dual-unit property with solid upside and minimal barriers to entry. Cash offers preferred for quick close and maximum flexibility. Please note here are cameras that have audio and visual recording on the property.
Sold for $550,000
$550,000
394 W 13th St, Loveland, CO 80537
4beds
1,164sqft
Mixed Use
Built in 1932
8,661 Square Feet Lot
$448,800 Zestimate®
$473/sqft
$2,520 Estimated rent
Home value
$448,800
$413,000 - $480,000
$2,520/mo
Zestimate® history
Owner options
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$3,229/mo
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Zillow last checked:
Listing updated:
Listed by:
Marina-Jeanne Lewallen 970-397-1320,
eXp Realty LLC,
Marina Rodriguez 970-775-4374,
eXp Realty LLC
Bought with:
Becky Cramer, 100086415
Group Mulberry
Source: IRES as distributed by MLS GRID,MLS#: 1039690
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
Primary bedroom
- Description: Luxury Vinyl
- Level: Main
- Area: 81 Square Feet
- Dimensions: 9 x 9
Bedroom 2
- Description: Luxury Vinyl
- Level: Main
- Area: 63 Square Feet
- Dimensions: 9 x 7
Bedroom 3
- Description: Luxury Vinyl
- Area: 72 Square Feet
- Dimensions: 9 x 8
Bedroom 4
- Description: Luxury Vinyl
- Area: 135 Square Feet
- Dimensions: 9 x 15
Kitchen
- Description: Luxury Vinyl
- Level: Main
- Area: 112 Square Feet
- Dimensions: 7 x 16
Living room
- Description: Luxury Vinyl
- Level: Main
- Area: 153 Square Feet
- Dimensions: 17 x 9
Heating
- Forced Air
Cooling
- Central Air
Features
- Windows: Window Coverings
- Basement: None
Interior area
- Total structure area: 1,164
- Total interior livable area: 1,164 sqft
- Finished area above ground: 1,164
Property
Parking
- Details: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Fencing: Fenced,Wood
- Has view: Yes
- View description: Mountain(s), Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 8,661 Square Feet
- Features: Corner Lot, Level, Xeriscape, Paved, Curbs, Sidewalks, Alley, Fire Hydrant within 500 Feet
Details
- Additional structures: Storage
- Parcel number: R0393371
- Zoning: R1E
- Special conditions: Private Owner
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Includes Rental Unit
- Property subtype: Mixed Use
Materials
- Frame
- Roof: Composition
Condition
- New construction: No
- Year built: 1932
Utilities & green energy
- Electric: City of Lovelan
- Gas: Xcel
- Water: City
- Utilities for property: Natural Gas Available, Electricity Available
Community & HOA
Community
- Subdivision: Lake Park
HOA
- Has HOA: No
Location
- Region: Loveland
Financial & listing details
- Price per square foot: $473/sqft
- Tax assessed value: $355,200
- Annual tax amount: $1,751
- Date on market: 7/21/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Exclusions: Seller's Personal Property
- Electric utility on property: Yes
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 8/21/2025 | Sold | $550,000$473/sqft |
Source:  IRES as distributed by MLS GRID #1039690 Report a problem | ||
| 7/29/2025 | Pending sale | $550,000$473/sqft |
Source:  REcolorado as distributed by MLS GRID #IR1039690 Report a problem | ||
| 7/22/2025 | Listed for sale | $550,000+12.2%$473/sqft |
Source: IRES as distributed by MLS GRID #1039690 Report a problem | ||
| 7/20/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 7/17/2023 | Listed for rent | $1,925$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 7/29/2021 | Listing removed | -- |
Source: IRES as distributed by MLS GRID #938145 Report a problem | ||
| 5/7/2021 | Listed for sale | $490,000$421/sqft |
Source: IRES as distributed by MLS GRID #938145 Report a problem | ||
| 5/6/2021 | Listing removed | -- |
Source:  Keller Williams Report a problem | ||
| 4/20/2021 | Price change | $490,000+2.1%$421/sqft |
Source: IRES as distributed by MLS GRID #938145 Report a problem | ||
| 2/17/2021 | Listed for sale | $480,000+54.8%$412/sqft |
Source: IRES as distributed by MLS GRID #933598 Report a problem | ||
| 7/19/2019 | Sold | $310,000-4.6%$266/sqft |
Source: Public Record Report a problem | ||
| 5/6/2019 | Price change | $325,000-7.1%$279/sqft |
Source: Hayden Outdoors - Windsor #876428 Report a problem | ||
| 4/2/2019 | Price change | $350,000+11.1%$301/sqft |
Source: Hayden Outdoors - Windsor #876428 Report a problem | ||
| 3/30/2019 | Listed for sale | $315,000+40.6%$271/sqft |
Source: Hayden Outdoors - Windsor #876082 Report a problem | ||
| 12/10/2015 | Sold | $224,000-10.4%$192/sqft |
Source: Public Record Report a problem | ||
| 10/28/2015 | Price change | $250,000-2%$215/sqft |
Source: Berkshire Hathaway-FTC JFK #768171 Report a problem | ||
| 7/2/2015 | Listed for sale | $255,000+96.2%$219/sqft |
Source: Berkshire Hathaway-FTC JFK #768171 Report a problem | ||
| 8/2/2010 | Sold | $130,000-23.5%$112/sqft |
Source: Public Record Report a problem | ||
| 6/13/2009 | Listed for sale | $169,900+4.9%$146/sqft |
Source: Re/Max Alliance #601692 Report a problem | ||
| 5/8/2003 | Sold | $161,900$139/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,899 +8.5% | $22,200 -13.4% |
| 2024 | $1,751 +13.5% | $25,621 -1% |
| 2023 | $1,542 -2.7% | $25,869 +33.5% |
| 2022 | $1,585 +36.1% | $19,384 -2.8% |
| 2021 | $1,165 +1.7% | $19,941 +36.1% |
| 2020 | $1,145 +21.1% | $14,650 -0.7% |
| 2019 | $946 | $14,753 +28.4% |
| 2018 | $946 | $11,491 |
| 2017 | $946 +16.1% | $11,491 +3.1% |
| 2016 | $814 +0.5% | $11,144 +0% |
| 2015 | $811 +6% | $11,140 +9.5% |
| 2014 | $765 | $10,170 |
| 2013 | -- | $10,170 +8.1% |
| 2012 | -- | $9,410 |
| 2011 | -- | $9,410 -11.8% |
| 2010 | -- | $10,670 |
| 2009 | -- | $10,670 +11.3% |
| 2008 | -- | $9,590 |
| 2007 | -- | $9,590 -1.8% |
| 2006 | -- | $9,770 |
| 2005 | -- | $9,770 -6.8% |
| 2004 | -- | $10,480 +16.1% |
| 2002 | -- | $9,030 |
| 2001 | -- | $9,030 |
Find assessor info on the county website
Neighborhood: 80537
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Nearby schools
GreatSchools rating
- 6/10Truscott Elementary SchoolGrades: K-5Distance: 0.5 mi
- 4/10Bill Reed Middle SchoolGrades: 6-8Distance: 0.8 mi
- 6/10Thompson Valley High SchoolGrades: 9-12Distance: 1.6 mi
Schools provided by the listing agent
- Elementary: Garfield
- Middle: Bill Reed
- High: Thompson Valley
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$448,800
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$448,800
- Colorado
- Larimer County
- Loveland
- 80537
- 394 W 13th St
Nearby cities
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