Contingent

$385,000

3942 N Oconto Ave, Chicago, IL 60634

3beds

1,248sqft

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Single Family Residence

Built in 1968

3,720 Square Feet Lot

$401,000 Zestimate^®

$308/sqft

$-- HOA

What's special

Expansive finished basementThoughtfully designed layoutGenerous living spacesBeautiful hardwood floors

Welcome to this charming and well-maintained 3 bedroom, 2.5-bath single-family home nestled in one of Chicago's most desirable neighborhoods. From the moment you step inside, you'll appreciate the beautiful hardwood floors, generous living spaces, and a thoughtfully designed layout that's perfect for everyday living. The expansive finished basement provides endless possibilities-ideal for entertaining, hosting family gatherings, creating a recreation room, or setting up a home office. A 2.5-car garage offers ample space for parking, storage, and hobbies. Conveniently located just minutes from shopping, restaurants, parks, schools, and major expressways, this home combines comfort, space, and an exceptional location. Whether you're searching for your forever home or simply looking for more room to grow, this is an excellent opportunity to personalize a solid home in a desirable neighborhood.

16 days

2,062

89

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Rooms

Room types: No additional rooms

Primary bedroom

Level: Main
Area: 156 Square Feet
Dimensions: 12X13

Bedroom 2

Level: Main
Area: 24 Square Feet
Dimensions: 12X2

Bedroom 3

Level: Main
Area: 110 Square Feet
Dimensions: 10X11

Dining room

Level: Main
Area: 120 Square Feet
Dimensions: 10X12

Family room

Level: Basement
Area: 1104 Square Feet
Dimensions: 23X48

Kitchen

Level: Main
Area: 100 Square Feet
Dimensions: 10X10

Laundry

Level: Basement
Area: 448 Square Feet
Dimensions: 16X28

Living room

Level: Main
Area: 216 Square Feet
Dimensions: 12X18

Heating

Natural Gas

Cooling

Central Air

Features

Basement: Finished,Full

Interior area

Total structure area: 0
Total interior livable area: 1,248 sqft

Property

Parking

Total spaces: 2.5
Parking features: Yes, Other, Detached, Garage
Garage spaces: 2.5

Accessibility

Accessibility features: No Disability Access

Features

Stories: 1

Lot

Size: 3,720 Square Feet

Details

Parcel number: 12242070290000
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Brick

Condition

New construction: No
Year built: 1968

Utilities & green energy

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Lake Michigan

Community & HOA

HOA

Services included: None

Location

Region: Chicago

Financial & listing details

Price per square foot: $308/sqft
Tax assessed value: $330,000
Annual tax amount: $5,282
Date on market: 7/1/2026
Ownership: Fee Simple

Estimated market value

$401,000

$381,000 - $421,000

$3,061/mo

Price history

Date	Event	Price
7/6/2026	Contingent	$385,000$308/sqft
Source: MRED as distributed by MLS GRID #12684507 Report a problem
7/1/2026	Listed for sale	$385,000$308/sqft
Source: MRED as distributed by MLS GRID #12684507 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	--	$33,000 +6.4%
2023	$5,282 +625.8%	$31,003
2022	$728 +5%	$31,003
2021	$693 -3.1%	$31,003 +14.9%
2020	$715 +0.3%	$26,991 -10%
2019	$713 +1.5%	$29,990
2018	$702 -6.6%	$29,990 +18.2%
2017	$752 -35.6%	$25,379
2016	$1,168 +4%	$25,379
2015	$1,122 +0.9%	$25,379 +2.6%
2014	$1,113 -0.4%	$24,737
2013	$1,117 +6.8%	$24,737
2012	$1,045 +4.5%	$24,737 -13.8%
2011	$1,001 +10.6%	$28,693
2010	$905 +6.6%	$28,693
2009	$849 -68.8%	$28,693 -14.1%
2008	$2,724 +2.7%	$33,409
2007	$2,652 +1.3%	$33,409
2006	$2,619 -5.7%	$33,409 +32.6%
2005	$2,778 +2.4%	$25,202
2004	$2,713 +3.7%	$25,202
2003	$2,617 -5%	$25,202 +38.7%
2002	$2,755 +5.9%	$18,169
2001	$2,601 +11%	$18,169
2000	$2,344 +0.2%	$18,169 +18.7%
1999	$2,340	$15,310

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: Belmont Heights

Getting around

83 / 100

Very Walkable

48 / 100

Some Transit

59 / 100

Bikeable

Nearby schools

GreatSchools rating

4/10
Bridge Elementary School
Grades: PK-8Distance: 0.5 mi
1/10
Steinmetz Academic Centre High School
Grades: 9-12Distance: 1.7 mi

Schools provided by the listing agent

District: 299

Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.